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Nationwide Vacation Renter Protector

The Nationwide Vacation Renter Protector plan is a comprehensive plan that includes Property Damage coverage in the amount of $1,500. This property damage coverage helps protect from expenses should accidental damage occur to your rental property during your trip. Accidental damage to the rental home may include broken lamps, windows and glass, damaged doors, electronics, stained bedding or linens, walls and furniture, lost keys, and re-keying costs.

Also included in this plan are the benefits that can be found in a typical comprehensive plan. Such as, but not limited to, trip cancellation, trip interruption, emergency medical coverage, travel delay, and baggage loss.

This plan is available only to travelers who will be renting and staying in a vacation rental property during their trip.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Repatriation of Remains

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents that will be renting a vacation property during their trip
AM Best Rating

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Baggage Loss
Baggage Delay
Vacation Rental Damage
$1,500 per policy

Vacation Rental Damage Coverage is a per policy limit, not per person

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-hour
Flight Only
Included in Accidental Death 24-hour


Medical Evacuation

Repatriation of Remains

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the Nationwide Mutual Insurance Company Vacation Renter Protector on our site
(4.48) of 5
on average based on 238 reviews.
A.M. Best Rating
Better Business Bureau Rating
Didn't need to use it, but it gave total peace of mind before/during our trip to Australia.
Barb B.
The coverage was OK but we were tripped up by the small print. READ IT. READ IT, READ IT, BEFORE, DURING AND AFTER TRAVEL. In middle of trip to Europe one of our party (all vaccinated and boosted) contracted mild Covid. CDC and local health recommendations stated "if you test positive on a lateral flow test but do not feel very ill, self isolate to protect yourself and others and do not travel or mix closely with people in public places until you have most likely cleared the infection, 5 days later, or subsequent tests prove negative. Unless you feel very ill, there is no need to see a doctor". We followed this official advice, canceled one flight and rebooked another for later as well as incurred hotel and other expenses. Assumed this would be covered by Trip Interruption protection. It was not. Despite what official sources say, the insurance policy required a doctor's visit (easy getting an appointment in a pandemic, huh?), a PCR test and an official letter from the doctor advising you not to travel. We did not do this and it cost us about six hundred dollars in change fees, hotel and incidentals. This simply underscores why you should always read the policy carefully to make sure in an emergency you are complying 100% with the policy's terms; common sense is not a substitute for rigid compliance. After a phone call to the claims department I concluded that filing a claim was simply a waste of time . Note: I don't think this is specific to Nationwide.
Adrian H.
We didn’t need to take advantage of the insurance which was good. But it was a comfort to know we had it. Would definitely take advantage of it again.
Ellen E.
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