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Tokio Marine HCC Medical Insurance Services Atlas International

The Tokio Marine HCC Atlas International is a single-trip travel medical plan available to U.S. and non-U.S. citizens who are traveling outside of their home country, but not within the U.S. Your primary health insurance may not fully cover you while you are traveling abroad, and this plan can help to fill in those coverage gaps.

You are able to customize your plan by selecting the medical limit that best fits your needs. The available medical limits are $50,000; $100,000; $250,000; $500,000; $1,000,000 and $2,000,000. The maximum medical limit for travelers between the ages 70-79 is $250,000. For travelers 80 years-old or older, the maximum limit is $10,000.

Trip interruption benefits can help with the cost of an economy one-way air or ground transportation back home. Covered reasons for trip interruption are destruction to more than 40% of your principal residence by fire or weather (after departure from home country) as well as the death of a parent, spouse, sibling, child or grandchild. Another travel protection coverage this plan offers is baggage protection. It provides coverage of up to $1,000 for replacement of clothes and personal hygiene items if your bag is lost during transit.

Incidental Home Country Coverage is available to U.S. citizens to a maximum of 15 days per three-month period of coverage. If you have an incidental trip back to the U.S. and incur medical expenses during that time, this benefit may be necessary.

This plan also provides coverage for a natural disaster. The natural disaster benefit can help to defray the cost of replacement accommodations in the event you are displaced from planned, paid accommodations due to evacuation from a forecasted disaster or following a disaster strike.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Info

View Certificate
AM Best Rating

Trip Protection

Trip Interruption
Baggage Loss

Pre-Existing Conditions

Lookback Period

Accidental Death

Flight Only
Included in Accidental Death Common Carrier

Evacuation

Additional Benefits

24-Hour Emergency Assistance
Notes
Included Benefits
Natural Disaster - Replacement Accommodations ($250/day, 5 day max.)

Political Evacuation - $100,000

Optional Benefits
Crisis Response Rider (+$)



If the proposed insured is physically located in the state of MD, NY, or WA, then the purchase of this policy is prohibited.

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Ratings and reviews

Our customers rate the Tokio Marine HCC Medical Insurance Atlas International on our site
(4.58) of 5
on average based on 1449 reviews.
A
A.M. Best Rating
A+
Better Business Bureau Rating
I would say reasonable person would say it was adequate but I never used it. I can't how valuable it would've have been. I'm glad I didn't have to use it, Nice to have a back up plan.
Jay P.
I did not have a claim, but i had peace of mine the whole trip because i had, I think good coverage.
Clyde S.
We're thankful that we didn't need to use it. Nevertheless was great for peace of mind!
Handell Q.
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