Tokio Marine HCC Medical Insurance Services Atlas International

The Tokio Marine HCC Atlas International is a single-trip travel medical plan available to U.S. and non-U.S. citizens who are traveling outside of their home country, but not within the U.S. Your primary health insurance may not fully cover you while you are traveling abroad, and this plan can help to fill in those coverage gaps.

You are able to customize your plan by selecting the medical limit that best fits your needs. The available medical limits are $50,000; $100,000; $250,000; $500,000; $1,000,000 and $2,000,000. The maximum medical limit for travelers between the ages 70-79 is $250,000. For travelers 80 years-old or older, the maximum limit is $10,000.

Trip interruption benefits can help with the cost of an economy one-way air or ground transportation back home. Covered reasons for trip interruption are destruction to more than 40% of your principal residence by fire or weather (after departure from home country) as well as the death of a parent, spouse, sibling, child or grandchild. Another travel-related coverage in this plan is baggage protection. It will cover up to $500 dollars (up to $50 per item) for replacement of clothes and personal hygiene items if your bag is lost during transit.

Incidental Home Country Coverage is available to U.S. citizens to a maximum of 15 days per three-month period of coverage. If you have an incidental trip back to the U.S. and incur medical expenses during that time, this benefit may be necessary.

This plan also provides coverage for a natural disaster. The natural disaster benefit can help to defray the cost of replacement accommodations in the event you are displaced from planned, paid accommodations due to evacuation from a forecasted disaster or following a disaster strike.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Info

View Certificate
AM Best Rating
Years in Business
218

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Baggage Delay
Supplier Default

Pre-Existing Conditions

Waiver
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Up to $50,000 [varies by age]

Accidental Death and Dismemberment Rider
$100,000 max. Lifetime Limit (+$)
Flight Only
Included in Accidental Death - Common Carrier

Evacuation

Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Notes
Natural Disaster Benefit
$250/day
5 Days max.


Political Evacuation
$100,000 max. Lifetime Limit

Crisis Response Rider
$100,000 max. (+$)

Personal Liability Rider


If the proposed insured is physically located in the state of MD, NY, or WA, then the purchase of this policy is prohibited.

Your Quote

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Ratings and reviews

Our customers rate the Tokio Marine HCC Medical Insurance Atlas International on our site
(4.56) of 5
on average based on 1192 reviews.
A
A.M. Best Rating
A+
Better Business Bureau Rating
Had to visit an emergency room overseas with Dengue fever, and paid a ton out of pocket. Scanned and sent in all the hospital paperwork, and Tokio Marine HCC covered it all with no back and forth! This insurance was one of the best purchases I've ever made! I'm getting travel insurance everytime I go abroad from now on.
Jeremy N.
Insuremytrip.com provided excellent options on their site. The only issue was that I did not process my request in time and was unable to get the general coverage that I wanted. To their credit, Tokio Marine HCC Medical Insurance was the only company to allow coverage request on the same day as travel. Since I did not have a claim, I cannot give a review of their service for claims.
Michael P.
Thankfully, I did not have to file a claim but I had the peace of mind that I would be covered with insurance.
Jose R.
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