Travel Insurance Reviews Crum & Forster - Travel Insured International Worldwide Trip Protector

The Worldwide Trip Protector from Crum & Forster - Travel Insured International is a mid-tier comprehensive trip cost protection plan. Coverages offered include Trip Cancellation and Interruption, Trip Delay, Missed Connection, Itinerary Change, Cancel for Any Reason, and Pre-Existing Conditions Waiver. This plan offers Medical, Sports Coverage, and Baggage coverage upgrades.

To learn more, see the Crum & Forster - Travel Insured International Worldwide Trip Protector product page.

Customers rated the C&F Travel Insured International Worldwide Trip Protector plan
4.61 out of 5
2,413
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector
Responsive, timely customer service. Excellant
RONALD G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
I got this plan because it had a pre-existing condition waiver, a generous "buyer's remorse" refund period, and did not explicitly require seeing a physician prior to the departure date (although, like all such policies, it did require medical verification of inability to travel). I have not experienced the claims process, which is critical with such policies.
Silas T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
I didn’t need to use the insurance fortunately but was glad I had it.
Thomas M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
Sent email itinerary- very professional!
Judi E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector
Fortunately, we did not need to use the service. However, felt comfortable that we had it since my dad is 92 years old. You never know.
Gail F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector
I was happy with the coverage and also happy that I did not have to make any claims.
JPhilip M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
This was the best bang for the buck travel insurance option that we've found. We will use it the next time we travel internationally.
Stephen F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
I had a hotel that I booked in Cancun 3 months prior, cancel 7 days before my trip. No explanation, just an email saying room canceled by booking agent. I had to scramble to find a more expensive hotel. I wish these types of cancellations were covered by my trip insurance. IMT Agent said the only way to get paid was if the hotel was inhabitable.
Alex S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    According to your policy, "Trip Cancellation Benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits to reimburse You for the amount of the Published Penalties and unused non-refundable Prepaid Payments You paid for Travel Arrangements when You are prevented from taking Your Trip due to..." covered reasons as stated in the policy. Although the number one covered reason for Trip Cancellation is the unforeseen illness or injury of you, a traveling companion or the unforeseen hospitalization or death of a family member, there are other covered reasons to cancel or interrupt your trip. As our customer care representative indicated, Trip Cancellation coverage in your policy was limited to:

    "b. Your or Your Traveling Companion’s primary place of residence or destination being rendered uninhabitable and remaining uninhabitable during Your scheduled Trip by fire, flood, burglary or other Natural Disaster. Your destination is uninhabitable if: (i) the building structure itself is unstable and there is a risk of collapse in whole or in part; (ii) there is exterior or structural damage allowing elemental intrusion, such as rain, wind, hail, or flood; (iii) immediate safety hazards have yet to be cleared such as debris on roofs or downed electrical lines; or (iv) the rental property is without electricity or water. Benefits are not payable if a storm, snow storm, blizzard or hurricane is named on or before the Effective Date of Your Trip Cancellation coverage..."

    Please note that you may view these covered reasons by clicking on the dollar amount that appears under the words "Trip Cancellation" when viewing a quote.

    In the future, you may wish to call us for assistance in quoting or purchasing a policy.
    Dec 26,2018
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
Glad I didn't need it. But glad we had it. Sales lady was knowledgable, courteous and fast. Much cheaper than using insurance offered by cruise company (with less coverage).
Jody W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector
Purchased pre-existing coverage which I choose on all trips. FYI: ALWAYS read the policy in full. I had to cancel due to anxiety & filed a claim. I received a call and found out my claim was denied. Anxiety is considered a mental problem and is not covered unless you are hospitalized. I was not hospitalized, so no coverage for my claim. Almost 9K out of pocket.
Peggy S. would not recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Melissa J.
    Photo
    Thank you for your feedback on your policy. We are sorry to learn that you had to cancel your trip. The C&F Travel Insured International Worldwide Trip Protector plan does not cover claims related to: a mental or nervous condition, unless hospitalized for that condition while the Policy is in effect for You. This exclusion is a standard exclusion in most, if not all travel insurance plans. We strongly recommend customers read the terms and conditions of the policy within the review period to determine if the policy fits your needs. If the policy does not fit your needs, it can be cancelled within the review period for a refund of premium. Please call us at 800-487-4722 if you have any questions or concerns.

    We have also forwarded this to the insurance provider and they have responded with the following:
    "We sincerely apologize for any frustrations you may have experienced. Please reach out to us at 1-800-243-3174 and we would be happy to clarify any questions you may have regarding your claim, and our policy language. Thank you for your patience. "
    Dec 27,2018
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