Travel Insurance Reviews Crum & Forster - Travel Insured International Worldwide Trip Protector

The Worldwide Trip Protector from Crum & Forster - Travel Insured International is a mid-tier comprehensive trip cost protection plan. Coverages offered include Trip Cancellation and Interruption, Trip Delay, Missed Connection, Itinerary Change, Cancel for Any Reason, and Pre-Existing Conditions Waiver. This plan offers Medical, Sports Coverage, and Baggage coverage upgrades.

To learn more, see the Crum & Forster - Travel Insured International Worldwide Trip Protector product page.

Customers rated the C&F Travel Insured International Worldwide Trip Protector plan
4.61 out of 5
2,061
ratings and reviews
98%
recommended
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Filed claim
C&F Travel Insured International Worldwide Trip Protector
Fortunately we didn’t need this but it was great coverage for the cost.
Diane P. would recommend this plan to a friend or relative.
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Value
Satisfaction
Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
It was great to have peace of mind during our travels
Deborah P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
Living and traveling in the gulf coast I wanted hurricane coverage and this plan had it. Fortunately we didn’t have to use it, but good to know we could have if we needed to.
Melineh R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
Due to a medical issue, I had to cancel my trip along with my husband. CF Travel Insured has a very detailed refund process. We went step by step and filed the refund request electronically. We had a refund check for the appropriate amount of money within 2 1/2 weeks. No questions were asked or additional information requested. Again, the insured must diligently follow the detailed process.
Leona G. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
There are very strict guidelines to add flights to the Travel Insurance. We called to add flights a few days after the window and was refused. This seems unreasonable since we would have to pay for the incremental insurance by documenting flight costs.
Craig Allen G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for taking time to submit this review.

    You can always add flights or any other travel expenses to your policy up to the day before your scheduled departure date. However, if you purchased a policy to include the preexisting condition waiver, which is a time sensitive coverage, then you must follow the terms as listed in your CF Travel Insured policy.

    "Waiver of the Pre-Existing Condition Exclusion...
    The exclusion for Pre-Existing Condition will be waived provided:
    a) Your Payment for this Policy and enrollment form are received within 21 days of the date Your initial Payment or Deposit for Your Trip is received; and
    b) You insure all Prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 21 days of the Payment or Deposit for those Travel Arrangements the cost of any subsequent Travel Arrangements (or any other Travel Arrangements not made through Your travel agent) added to Your Trip; and
    c) You are not disabled from travel at the time Your premium is paid.

    So, if you did not call to add your flights to your policy within the 21 days of purchasing those flights, then the preexisting condition waiver would no longer apply.

    Since the terms and conditions will vary from plan to plan, please feel free to call us for assistance when quoting and purchasing a policy.
    Aug 07,2018
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector
Made a claim for incurred extra travel expense (upgraded air fare when previously class was sold out when we had to re-book a connecting flight due to mechanical problems) and less than 36 hours later, I had a decision and an electronic reimbursement payment via Chase Bank ready to be processed. Now that's customer service!
Karen W. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector
We needed to cancel our trip at the last minute for medical reasons. We sent the claim on Friday, July 20th the claim was logged into the system on Monday, July 23rd and processed with the check mailed on July 26th. We received the check for the full amount of the claim on Monday, July 30th. The claim was processed expeditiously and professionally with minimal forms.
Leo A. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
Did not have a claim, so I have no real idea of the quality of the plan, but the purchasing aspect of it was very easy, quick, and affordable.
Jeffery T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
I had surgery on my foot in January, after buying the insurance. to that point. I followed ALL doctor's orders to the tee. After the foot came out of the cast, it began swelling and the leg showed significant redness to near the knee. Roughly 2 weeks before my planned flight, it was determined that I could not fly for at least a month. At that point I filed my claim. It took 90 days to get the claim paid and that is what insurance is all about. It was even suggested that this was a preexisting claim or condition. Never had this kind of problem previously. Eventually they paid.
Leland R. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Carol
    Photo
    Thank you for submitting your review. We are very pleased to hear that your claim was paid.

    Your CF Travel Insured plan has a preexisting condition period of 60 days which is the number of days that the insurance company will "look back" from the date you purchased the policy to see if your claim is related to a preexisting medical condition. If the reason you are canceling, interrupting or seeking medical coverage is related to a preexisting condition, there would be no coverage under your policy so your claim would be denied.

    The best way to avoid any confusion over a preexisting medical condition is to purchase a policy with the waiver of that exclusion. You can purchase most policies up until the day before departure. However, the best time to purchase travel insurance is right after you put money down towards your trip. The preexisting condition waiver is a time sensitive coverage that requires you to purchase a policy within 10 to 21 days of your initial trip payment. Unfortunately you did not qualify for the waiver since you purchased this plan more than 21 days after your initial trip payment.

    Please call us at 800-487-4722 weekdays from 7:00 AM to midnight EST or weekends from 9:00 AM to 9:00 PM for assistance in quoting or purchasing a policy.
    Aug 07,2018
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector
Good plan, cost effective when compared to other insurance products. The 2 star rating for cost reflects my opinion that this type of insurance is too expensive in general considering it's for such a short time period.
Jeffrey B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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