Academic Explorer Discoverer

The Academic Explorer Discoverer Travel Program provides specialized travel insurance for students and faculty members who are planning to travel for academic experiences. This plan offers coverage specific to travel nuisances that educational travelers can expect. This program provides trip cancellation and interruption protection for prepaid, non-refundable expenses, and is one of the few programs that includes tuition as an insurable trip expense.

If you are a student or faculty member who is traveling for an academic-related trip the Academic Explorer Discoverer travel protection plan may be for you. Whether you are taking a class trip to a national landmark, taking an academic-related trip across the country, or traveling abroad, this plan offers robust coverage that will help protect the travel investment and other post-departure concerns. The plan can cover trips up to 365 days in length and is also available to international students residing in the U.S.

This plan includes trip cancellation, trip interruption, baggage loss, and trip delay. It also comes with optional Cancel for Any Reason coverage in the event your reason for cancellation is not a covered peril under this plan. Also included as an optional benefit is Interruption for Any Reason. This benefit provides you with the option to interrupt your trip 48 or more hours after your scheduled departure date for any reason not otherwise covered under this plan. For a list of all the covered perils, terms, conditions, and exclusions, please review the plan fully prior to purchase. This can help you decide if you may need the optional coverage.

Intrip Reserve

When you travel, you envision excellence – and you shouldn’t expect anything less when it comes to travel insurance. Intrip Reserve is designed with luxury travelers in mind. Whether you’re setting sail on a yacht in Croatia or gearing up for a safari in the Serengeti, this plan is built to protect your trip investment and address other common travel problems.

Intrip Reserve includes robust coverage for trip cancellation, travel delays, lost luggage, and medical emergencies. You’ll also find specialized benefits for the most adventurous of travelers. Access to 24/7 non-insurance emergency travel assistance services and telehealth are included in the plan to ensure you have a helping hand in case of a crisis.

Travelex Advantage

The Travelex Advantage plan is a middle-tier plan that provides comprehensive coverage at a great price. It features strong coverage levels as well as six optional upgrades so you can personalize the plan for your trip. 

The plan offers standard comprehensive travel insurance benefits such as trip cancellation and interruption, travel delay, missed connections and coverage for emergency medical expenses and evacuation. It also offers coverage for lost, stolen, or damaged baggage. 

The Advantage plan also includes six optional upgrades allowing you to customize your plan to your trip. These upgrades include: Accidental death for air travel, Additional baggage, Adventure activities, Pet care upgrade, Rental property security deposit, and Rental car damage. For more details on these benefits, please read the full policy (optional upgrades not available in all states). 

This plan provides Primary coverage which means easy one-time claims filing so there is less time and hassle to receive reimbursement for eligible losses from Travelex first. Funds may be recovered from your medical or other collectible insurance plans. 

Travelex Ultimate

The Travelex Ultimate plan is the highest coverage level plan offered in this family of products. It features high coverage levels as well as optional upgrades which can tailor the plan to fit your travel needs.

The plan offers standard comprehensive travel insurance benefits such as trip cancellation and interruption as well as travel delay coverage. It also offers coverage for lost, stolen, or damaged baggage.

This plan also offers emergency medical expense coverage and emergency medical evacuation. If you purchase the plan within 21 days of your initial trip payment, you insure all pre-paid and non-refundable trip costs, and you are medically fit for travel at the time of plan purchase, a pre-existing conditions exclusions waiver can be included.

Additional optional upgrades are available that allow you to tailor the plan to your needs. These upgrades include: Additional medical upgrade, Adventure Acitivies upgrade, Rental Car Damage coverage, Cancel for Any Reason (Cancel for Any Fortuitous Reason in NY), Accidental Death for Air Travel, Pet Care, Security Deposit, Cancel For Business Reasons, and additional Baggage. Cancel for Any Reason offers reimbursement for up to 75% of your prepaid and nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit (other purchase restrictions apply). For more details on these benefits, please read the full policy (optional upgrades not available in all states).

One thing to note is that coverage on this plan is Primary, which means easy one-time claims filing so less time and hassle to receive reimbursement for eligible losses from Travelex first. Funds may be recovered from your medical or other collectible insurance plans.

Trawick International Safe Travels Voyager

The Safe Travels Voyager plan is designed for travelers who are looking for high benefit limits to protect their trip. This plan covers trip cancellation up to $100,000 and includes $250,000 primary medical coverage per person (depending on your state of residence). A waiver for pre-existing medical conditions is available if the plan is purchased within the time sensitive period. This plan also includes $3,000 for potential accommodation expenses. COVID-19 medical expenses may be covered and treated under the emergency medical coverage as any other sickness. The optional Cancel for Any Reason (CFAR) provides reimbursement for 75% your trip cost, which is the prepaid, non-refundable, forfeited payments you paid for your trip if you cancel your trip for any reason not covered under the trip cancellation list of covered reasons. To have the Cancel for Any Reason option, the policy must be purchased within 21 days of the initial trip deposit date, and you must insure the full cost of your trip under this policy. The plan also includes missed connection coverage.

Crum & Forster – Travel Insured International FlexiPAX

The Crum & Forster – Travel Insured International FlexiPAX is a comprehensive trip cost protection plan. If you are looking for a plan that gives you standard benefits as well as a little extra cushion, this plan may be a good fit for you and your family.

The trip interruption benefit allows for 150% reimbursement of the insured pre-paid, non-refundable trip cost if the trip is cut short due to a covered reason. This can help to reimburse for unused trip costs as well as cover additional costs necessary to get you and your family home.

This plan also includes a missed connection benefit. This benefit will help to reimburse covered costs that you may incur if you miss your trip departure due to a covered trip delay reason.

This plan features a time-sensitive benefit that is included when you purchase the plan within the time sensitive period outlined in your state specific plan document and all eligibility requirements are met. This benefit is the pre-existing condition waiver. The pre-existing condition waiver can allow emergency medical coverage for an injury or illness related to prior medical history.

Optional benefits are available for this plan as well (options vary by state). These optional benefits help provide additional coverage to help protect you and your travel investment.

Crum & Forster – Travel Insured International Worldwide Trip Protector Plus

The Worldwide Trip Protector Plus offers high limits of travel insurance coverage from Crum & Forster – Travel Insured International. Not only does it include all the standard benefits, but it also has a number of options and an assistance hotline that is available 24-hours a day. This plan has a robust list of covered reasons to cancel or interrupt your trip. To see the complete list, please review the full certificate.

Unique to this Travel Insured plan, Interruption for Any Reason coverage is included by default. It is available for use 72 hours or more after your departure date. If you need to interrupt your trip for any reason not otherwise covered by this plan, you can be reimbursed up to 75% for your unused non-refundable land or water travel arrangements.

Cancel for Any Reason coverage is also available with this plan. The coverage reimburses up to 75% of your non-refundable trip cost if you cancel your trip up to 48 hours prior to the scheduled departure date.

This plan’s medical coverage acts as primary insurance. You do not need to have another health insurance plan in order to use this one. It will be your first line of defense if any injury or illness should occur while you are traveling.

This plan also includes a 24-hour travel assistance service available to assist you with anything from medical referrals while on your trip, to coordinating a medical evacuation, to concierge services. Whether it is a serious medical emergency during your trip, or if you need help finding a certain restaurant at your destination, the coverage and services offered with this plan can help in many ways.