Accidental Death
InsureMyTrip’s 3 Most Important Things to Know about AD&D Coverage
1
Added Financial Support for Your Loved Ones
AD&D provides financial help to someone you choose in the event of a tragic accident during your trip. While it’s a difficult scenario to imagine, you can find comfort in knowing your loved ones would receive support if the unthinkable were to happen.
2
Coverage Amounts Your Can Personalize
Many plans let you select the benefit amount that aligns with your family’s needs, sometimes reaching limits as high as $1 million. Some policies also allow upgrades, such as supplemental coverage for higher-risk activities, giving you the ability to tailor protection if your itinerary includes adventure or elevated risk.
3
Different Types of AD&D Protection to Match Your Trip
AD&D is offered in several versions, so you can pick the one that best suits your travel style. Flight-only options focus on incidents that occur while boarding or flying; common carrier coverage extends protection to additional forms of transportation like cruise ships and trains; and 24-hour AD&D offers the broadest protection throughout the entire trip. Understanding these distinctions helps you choose the right fit for your comfort level.
