CSA Travel Protection Custom Luxe

If you are looking for some added protection for a more expensive vacation, the Custom Luxe plan from CSA Travel Protection may be your answer. The plan offers high limits of coverage, the higher of the two CSA plans offered by InsureMyTrip.

On top of the standard comprehensive benefits offered in the Custom plan (trip cancellation, trip interruption, travel delay, baggage protection, etc), the Custom Luxe plan offers benefits that may add a little flexibility to your protection.

This plan, if purchased prior to or within 24 hours of your final trip payment, provides travelers with financial default coverage. This will help to reimburse the traveler in the case that one of their travel suppliers (airline, cruise line or tour operator) does not continue services due to a financial reason.

This comprehensive plan also includes:

  • The pre-existing conditions exclusion is waived if certain requirements are met.
  • Accidental Death & Dismemberment coverage.
  • Rental car damage coverage, yet this unavailable for residents of Texas.

Optional Cancel for Any Reason coverage, when certain requirements are met, is available for any customer except for residents of New York. This coverage will reimburse up to 75% of your insured trip cost if you have to cancel your trip 48 hours or more before your scheduled departure date due to something other than a covered reason. The basic trip cancellation is in effect until the time the traveler departs.

Along with the coverage offered, the Custom Luxe plan also offers a range of emergency assistance and concierge services. From providing medical referrals and travel advisories to arrange event tickets and schedule golf tee times, assistance is just a phone call away.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the CSA Travel Protection Custom Luxe on our site
(4.55) of 5
on average based on 1324 reviews.
A.M. Best Rating
Better Business Bureau Rating
Good plan.Thanks.
Joseph K.
Good communication and answers to my questions about the plan. Very good combination of features (at least on paper -- didn't have a claim). The $50K rental car damage insurance is very good: saves you from buying expensive daily coverage from the rental company (or risking paying loss-of-use rental fees till car is repaired, which aren't covered by normal car insurance); it's also primary, so your own car insurance wouldn't go up for a claim. There's also the add-on option of Cancel-trip-for-any-reason, which not many plans offer; and option not to consider pre-existing conditions if you buy the plan early (check the details). In short, very good combination of coverages for a reasonable price.
Ilya S.
This is the 5th time I've bought travel insurance w/CSA since 2012. One time I had a bad fall, another I got sick in India. Both claims were handled quickly andpaid in full, and the claims process was straightforward. I've recommended CSA to friends before and will definitely continue to recommend them. I even set one friend straight who thought travel insurance was a scam! I've bought travel insurance w/other companies and only ever filed a claim w/CSA, but I'm sticking w/just CSA going fwd. They're the best!
Virginia W.
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