CSA Travel Protection Custom Luxe

If you are looking for some added protection for a more expensive vacation, the Custom Luxe plan from CSA Travel Protection may be your answer. The plan offers high limits of coverage, the higher of the two CSA plans offered by InsureMyTrip.

On top of the standard comprehensive benefits offered in the Custom plan (trip cancellation, trip interruption, travel delay, baggage protection, etc), the Custom Luxe plan offers benefits that may add a little flexibility to your protection.

This plan, if purchased prior to or within 24 hours of your final trip payment, provides travelers with financial default coverage. This will help to reimburse the traveler in the case that one of their travel suppliers (airline, cruise line or tour operator) does not continue services due to a financial reason.

This comprehensive plan also includes:

  • The pre-existing conditions exclusion is waived if certain requirements are met.
  • Accidental Death & Dismemberment coverage.
  • Rental car damage coverage, yet this unavailable for residents of Texas.

Optional Cancel for Any Reason coverage, when certain requirements are met, is available for any customer except for residents of New York. This coverage will reimburse up to 75% of your insured trip cost if you have to cancel your trip 48 hours or more before your scheduled departure date due to something other than a covered reason. The basic trip cancellation is in effect until the time the traveler departs.

Along with the coverage offered, the Custom Luxe plan also offers a range of emergency assistance and concierge services. From providing medical referrals and travel advisories to arrange event tickets and schedule golf tee times, assistance is just a phone call away.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the CSA Travel Protection Custom Luxe on our site
(4.55) of 5
on average based on 1392 reviews.
A.M. Best Rating
Better Business Bureau Rating
I compared with other plans- this seemed reasonable in terms of what I wanted- evacuation protection and limited upfront medical payments if needed.
Mitchell M.
I purchased a plan through CSA for a cruise I was taking with my 80+ year old parents in this past October. My parents also purchased travel insurance through insuremytrip, but with another carrier. I've purchased trip insurance a dozen or more times in the past and luckily, never had to make a claim. Well this time, lo and behold, my poor mother fell and broke her hip 12 days prior to our departure date. I immediately started my claim. I had a difficult time getting my mother's orthopedic surgeon's office to complete CSA's Physician Statement form because the office said it was a HIPAA violation - regardless of the fact that my mother had signed a release specifically allowing them to disclose that information to CSA. Since my mother had also purchased insurance and her surgeon DID complete her carrier's Physician's Statement form, I submitted a copy of that one to CSA and asked if they would take it instead of their own form and apparently they did because my claim was subsequently approved and I was reimbursed the entire cruise fare and my airfare! I must admit I was worried for a time because I got the feeling they were not going to approve the claim. I am completely satisfied with the process, which understandably, was a lot of paperwork and several hoops to jump through, but I would not hesitate in the future to purchase another plan through CSA....although they may not be keen on insuring somebody in the future that they had to pay out on. I'll have to test that out.
Patti M.
I've always said it's better to have travel insurance and not use it than to not have it and need it. Cost was reasonable and thank goodness I didn't have to use it.
Kenneth R.
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