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HTH Worldwide

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Each year, HTH Worldwide, headquartered in Pennsylvania, provides hundreds of thousands of leisure and business travelers as well as international students and scholars with the ability to protect themselves, their families and their travel plans.


HTH Travel Insurance is a division of Worldwide Insurance Services, LLC that offers a variety of travel medical insurance plans to world travelers. They offer a wide selection of travel health insurance plans that include coverage for hospital care, surgery, office visits, prescription drugs and medical evacuation. They also have travel insurance plans to protect your vacation investment. The coverage in these plans provides travelers with the coverage they will need while traveling out of their home country.

HTH medical insurance plans are supported by a strong community of trusted English-speaking physicians and medical professionals in more than 180 countries around the world. You can travel the world with confidence knowing you have medical care close by wherever you need it.

Sometimes, medical bills can become pretty hefty. With the HTH Direct Billing program, you may not have to worry about paying for a bill upfront and then placing a claim when you get home. The Direct Billing program is built to pay for travelers medical bills up-front, as long as the traveler visits one physicians in the HTH medical network. Otherwise, the medical coverage will be secondary to your primary health insurance, if it is required by the plan you purchased.

The best way to utilize this program is to contact HTH Worldwide Services through their 24-hour assistance line, email or the mPassport app before you make an appointment. They can help assist you in setting up an appointment at an approved medical facility and physician and then pay your bill. Keep in mind, while this service is a great tool for travelers, it does primarily work with HTH network physicians only – and those are not guaranteed to be close to you destination.

As always, HTH Worldwide offers a 24/7 service hotline that delivers multi-lingual customer support. If you are unable to contact the company by phone, you can always connect with them over the internet to help you through your travel situation.


  • 24/7 customer service hotline for multi-lingual customer support
  • Strong community of English-speaking physicians in more than 180 countries
  • Direct Billing, which pays medical bills upfront for travelers seeing physicians within the HTH network

Customer Ratings and Reviews

Our customers rate the HTH Worldwide on our site
(4.57) of 5
on average based on 949 reviews.
Better Business Bureau Rating
It’s really hard to evaluate a plan unless you are forced to make a claim. Fortunately our trip went perfectly & we didn’t have a chance to “test it out” to find out how good (or bad) they handle their claims.
Alan K.
Couple days before I went to Barcelona, the city erupted in demonstrations. Airport shut down. Roads shut down. Mass demonstrations. Many people injured. Wanted to cancel the trip, but HTH says that is not a covered event. So I went. First night, mass demonstration couple blocks from my hotel got out of hand. Barricades burning in the street in front of the hotel, and anti-tourist graffiti spray painted on the hotel's front door. Parked cars torched on the street around the corner. Couple days later, general strike and over 500,000 demonstrators in the streets. Metro, buses, tourist sights (Sagrada Familia), and most stores shut down. Every day, demonstrations somewhere turning violent. TV news showing molotov cocktails being thrown at the police and all the rest of the chaos. But that is not a covered reason to cancel. Just...Have a nice vacation.
Great coverage at a great price. I'm glad I didn't need to use it but I had piece of mind that it was there if I needed it.
Richard G.
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