WorldTrips Atlas Journey Preferred
Atlas Journey Preferred, underwritten by U.S. Specialty Insurance Company (USSIC) 13403 Northwest Freeway Houston, TX 75379-7408, is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad.
This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.
Atlas Journey Preferred also includes several travel medical benefits to cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.
Customize your Atlas Journey Preferred plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.
Other optional upgrades include a Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.
Finally, the Atlas Journey Preferred plan features travel assistance services to assist you before and after you depart on your trip. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.
While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Preferred is designed to be there for you if trouble arises.
In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705
Coverages and Plan Info
Atlas Journey Preferred, underwritten by U.S. Specialty Insurance Company (USSIC) 13403 Northwest Freeway Houston, TX 75379-7408, is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Baggage Loss | $1,500 $500 per article Limit (secondary) |
| Baggage Delay | 12+ hours $300 max. (secondary) |
| Medical Limit | $100,000 (secondary) |
| Pre-Existing Condition Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met |
| Pre-Existing Condition Lookback Period | 90 days |
| Medical Evacuation | $1,000,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Comprehensive |
| Refund Policy | 15 Day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A++ |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Financial Default | 14 day wait, if purchased within 21 days of Initial Trip Payment |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | – |
| Cancel for Any Reason | 50% or 75% of non-refundable trip cost [requires purchase within 21 days of Initial Trip Payment and certain conditions are met] – optional |
| Baggage Loss | $1,500 $500 per article limit (secondary) |
| Baggage Delay | 12+ hours $300 max. (secondary) |
| Travel Delay | 5+ hours $150 per day $2,000 max. |
| Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $100,000 (secondary) |
| Dental | $750 included in Medical (secondary) |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met |
| Lookback Period | 90 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Full Coverage | $20,000 (secondary) |
| Common Carrier | Included in Accidental Death 24-Hour |
| Flight Only | Included in Accidental Death 24-Hour |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $1,000,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $50,000 [$250 deductible] (secondary) – optional |
| Optional Coverages | Adventure Sports Upgrade Pet Care Upgrade Hunting and Fishing Upgrade Vacation Rental Accommodation Upgrade School Activities Upgrade Destination Wedding Upgrade [requires purchase within 21 days of Initial Trip Payment] Baggage Upgrade Primary Medical Upgrade Medical Evacuation Upgrade |
| Notes | Included Benefits: $1,500 for Missed Connection [3 hours] $750 for Travel Inconvenience Cancel for Work Reasons |
Other plans by WorldTrips
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WorldTrips Atlas America
Medical SingleA single-trip medical plan for non-U.S. citizens traveling to the United States. Helps cover medical care when your regular insurance may not apply. You can choose your medical limit and deductible.
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Medical Limit
Medical limits may vary
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Emergency Medical Evacuation
$1,000,000
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Repatriation of Remains
Included
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Medical Limit
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WorldTrips Atlas International
Medical Schengen Visa SingleTravel medical coverage for trips outside your home country (excluding the United States). Helps fill gaps left by primary health insurance while abroad. Customizable limits and deductibles let you tailor coverage.
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Medical Limit
Medical limits may vary
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Emergency Medical Evacuation
$1,000,000
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Repatriation of Remains
Included
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Medical Limit
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WorldTrips Atlas Journey Elevate
Comprehensive SingleThe highest coverage level in the Atlas Journey series. Comprehensive trip protection for domestic and international travel, including medical evacuation to a hospital of your choice. Designed for travelers who want maximum benefits and added control over their care.
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Trip Cancellation
Trip Cost
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Medical Limit
$250,000
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Travel Delay
5+ hours
$200 per day
$2,000 max -
Baggage Loss
$2,500
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Trip Cancellation
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WorldTrips Atlas Journey Escape
Comprehensive SingleA budget-friendly comprehensive plan for U.S. residents. Covers common trip disruptions at lower coverage levels. Ideal for cost-conscious travelers.
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Trip Cancellation
Trip Cost
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Medical Limit
$50,000 (secondary)
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Travel Delay
6+ hours
$100 per day
$500 max -
Baggage Loss
$750
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Trip Cancellation
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WorldTrips Atlas Journey Explore
Comprehensive SingleMid-level coverage with balanced benefits for domestic and international travel. Covers trip cancellation, interruption, delays, baggage, and medical needs. A solid all-around option.
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Trip Cancellation
Trip Cost
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Medical Limit
$150,000
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Travel Delay
5+ hours
$150 per day
$2,000 max -
Baggage Loss
$1,500
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Trip Cancellation
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WorldTrips Atlas Journey Premier
Comprehensive SingleThe highest coverage option in the Atlas Journey lineup. Offers strong trip and medical benefits for domestic and international travel. Includes missed connection and travel inconvenience coverage, key for travelers seeking top-tier protection.
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Trip Cancellation
Trip Cost
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Medical Limit
$150,000
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Travel Delay
5+ hours
$200 per day
$2,000 max -
Baggage Loss
$2,000 (secondary)
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Trip Cancellation
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WorldTrips Atlas MultiTrip
Medical MultiAnnual travel medical coverage for frequent international travelers. Covers multiple trips outside your home country. Available to U.S. and non-U.S. citizens up to age 75.
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Medical Limit
$1,000,000 (secondary)
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Emergency Medical Evacuation
$1,000,000 (secondary)
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Repatriation of Remains
Included
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Medical Limit
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WorldTrips Atlas Rental Secure
Comprehensive SingleDesigned specifically for vacation rental travelers. Helps protect your rental investment if plans change or your stay is disrupted. Includes missed connection and travel inconvenience coverage for both domestic and international trips.
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Trip Cancellation
Trip Cost
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Medical Limit
$50,000
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Travel Delay
5+ hours
$150 per day
$1,000 max -
Baggage Loss
$1,500 (secondary)
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Trip Cancellation