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WorldTrips Atlas MultiTrip

WorldTrips Atlas MultiTrip

The WorldTrips Atlas MultiTrip is a multi-trip travel medical plan available to both U.S. and non-U.S. citizens, up to age 75, who are traveling outside of their home country.

This multi-trip travel medical insurance plan covers trips up to 30 or 45 days in length per trip, but you may take several trips throughout a period of one year. This plan is designed for the frequent traveler who takes time to explore and is not nervous about trip cancellation needs.

The Atlas MultiTrip plan requires you to have primary medical coverage in force to be eligible for coverage. The maximum lifetime medical limit for travelers is $1,000,000. The Atlas MultiTrip also includes coverage for acute onset of a pre-existing condition. This coverage is only available for travelers under the age of 70.

If you take several trips during the year, you may also be interested in sports and activities while you are traveling. This plan offers coverage that will give some flexibility for medical care when it comes to any injuries sustained during sports and activities. Check the full certificate for all the details.

This plan also provides coverage for crisis response, personal liability, and a natural disaster. The natural disaster benefit can help to defray the cost of replacement accommodations in the event you are displaced from planned, paid accommodations due to evacuation from a forecasted disaster or following a disaster strike.

Coverages and Plan Info

The WorldTrips Atlas MultiTrip is a multi-trip travel medical plan available to both U.S. and non-U.S. citizens, up to age 75, who are traveling outside of their home country. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary
Plan Info
Trip Protection
Medical
Pre-Existing Conditions
Accidental Death
Evacuation
Additional Benefits

Plan Summary

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit	$1,000,000 (secondary) Primary Coverage Required $250 deductible
Sudden Recurrence	Acute Onset Up to Medical Maximum $25,000 Medical Evac.
Pre-Existing Lookback Period	2 years
Medical Evacuation	$1,000,000 max. Lifetime Limit (secondary)

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan Type	Multi-Trip Medical
Refund Policy	Prior to Effective Date
Available to	Residents of Any Country
AM Best Rating	A

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Interruption	$10,000
Baggage Loss	$1,000 (secondary)

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit	$1,000,000 (secondary) Primary Coverage Required $250 deductible
Complications of Pregnancy	First 26 weeks of pregnancy only
Terrorism	$50,000 max. Lifetime Limit
Dental	$300 max. (secondary)

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Sudden Recurrence	Acute Onset Up to Medical Maximum $25,000 Medical Evac.
Lookback Period	2 years

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full Coverage	Up to $25,000 [varies by age] Optional upgrade available
Common Carrier	Up to $50,000 [varies by age]
Flight Only	Included in Accidental Death Common Carrier

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation

$1,000,000 max. Lifetime Limit (secondary)

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency Assistance	Call for Details
Optional Coverages	30 day or 45 day trip length membership Personal Liability Upgrade Crisis Response Upgrade
Notes	Included Benefits: $250 per day, 5 days max. for Natural Disaster – Replacement Accommodations $100,000 for Political Evacuation $10,000 for Crisis Response Benefit $25,000 for Personal Liability Benefit If the proposed insured (and the person buying the insurance if in Maryland) is physically located in the State of NY, MD or WA, or the countries of Australia or Canada, you are prohibited from purchasing this plan.

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