AIG Travel Guard Basic

The AIG Travel Guard Basic plan is the most economical of the four comprehensive trip cost protection plans. It may be ideal for those that are traveling on a tight budget yet want coverage in the event they have an unforeseen emergency while traveling.

The plan offers comprehensive coverage for potential mishaps including baggage items and personal effects, baggage delay and travel delay. If your baggage is lost, damaged or delayed, you may be eligible for reimbursement up to the plan limits for necessities you purchase or items that were lost. Also, if your travel is delayed due to a covered reason for the required time period, then you may be eligible to be reimbursed for necessary accommodations.

This plan also includes medical coverage limits as well as emergency medical evacuation benefits. The medical coverage would be available as secondary coverage, to fill the gaps left with your primary health insurance. Emergency medical evacuation benefits are available to ensure that you are treated for illness or injury at the most adequate hospital near your location.

There are also features that can be added to the plan for additional premium. These include accidental death benefits for flight only and rental car collision coverage

Like all AIG Travel Guard plans, this plan includes a 24-hour emergency travel assistance hotline which you can call to get help with emergency medical requests, flight or hotel re-bookings, pre-trip information and more.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Waiver
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business
15

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Supplier Default

Medical

Complications of Pregnancy
Terrorism
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Waiver
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier

Evacuation

Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages
Notes

Your Quote

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Ratings and reviews

Our customers rate the AIG Travel Guard Basic on our site
(4.52) of 5
on average based on 616 reviews.
A
A.M. Best Rating
A+
Better Business Bureau Rating
Your representative I spoke to on the phone was very helpful, all of our questions were answered and we felt much more comfortable traveling to China. As it turned out one of our bags did not arrive with us when we returned to the U.S. somehow it got separated from our other baggage at the airport Beijing China. Knowing I had purchased travel insurance really put my mind at ease while I waited for word on my luggage. The bag was found and sent to my home a couple of days later so no claim had to be filed, but I was sure glad that I was insured.
Jose H.
Glad we didnt have to use it.
Judith L.
Easy to buy, liked the email that sent me the papers I needed to carry for the insurance while traveling
Carolyn H.
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