The AIG Travel Guard Basic plan is the most economical of the four comprehensive trip cost protection plans. It may be ideal for those that are traveling on a tight budget yet want coverage in the event they have an unforeseen emergency while traveling.
The plan offers comprehensive coverage for potential mishaps including baggage items and personal effects, baggage delay and travel delay. If your baggage is lost, damaged or delayed, you may be eligible for reimbursement up to the plan limits for necessities you purchase or items that were lost. Also, if your travel is delayed due to a covered reason for the required time period, then you may be eligible to be reimbursed for necessary accommodations.
This plan also includes medical coverage limits as well as emergency medical evacuation benefits. The medical coverage would be available as secondary coverage, to fill the gaps left with your primary health insurance. Emergency medical evacuation benefits are available to ensure that you are treated for illness or injury at the most adequate hospital near your location.
There are also features that can be added to the plan for additional premium. These include accidental death benefits for flight only and rental car collision coverage
Like all AIG Travel Guard plans, this plan includes a 24-hour emergency travel assistance hotline which you can call to get help with emergency medical requests, flight or hotel re-bookings, pre-trip information and more.
Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.