AIG Travel Guard Basic

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The AIG Travel Guard Basic plan is the most economical of the four comprehensive trip cost protection plans. It may be ideal for those that are traveling on a tight budget yet want coverage in the event they have an unforeseen emergency while traveling.

The plan offers comprehensive coverage for potential mishaps including baggage items and personal effects, baggage delay and travel delay. If your baggage is lost, damaged or delayed, you may be eligible for reimbursement up to the plan limits for necessities you purchase or items that were lost. Also, if your travel is delayed due to a covered reason for the required time period, then you may be eligible to be reimbursed for necessary accommodations.

This plan also includes medical coverage limits as well as emergency medical evacuation benefits. The medical coverage would be available as secondary coverage, to fill the gaps left with your primary health insurance. Emergency medical evacuation benefits are available to ensure that you are treated for illness or injury at the most adequate hospital near your location.

There are also features that can be added to the plan for additional premium. These include accidental death benefits for flight only and rental car collision coverage

Like all AIG Travel Guard plans, this plan includes a 24-hour emergency travel assistance hotline which you can call to get help with emergency medical requests, flight or hotel re-bookings, pre-trip information and more.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Waiver
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Supplier Default


Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages

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Ratings and reviews

Our customers rate the AIG Travel Guard Basic plan on our site
on average based on 465 reviews.
A.M. Best Rating
Better Business Bureau Rating
The travel plan gave us peace of mind. We did not need it so am not sure if would have been sufficient for our needs.
JoAnn H.
I am close to 70 but very healthy and have never needed any medical assistance. My trips are a minimum of one month overseas and this year was for two months. I wish all my future trips will be the same. Thank you for giving us the opportunity to have all kinds of protection and to feel safe and protected in many ways if needed. For about 15 years I have not needed anything but I felt wonderful with your "envelope" in my pocket. Lucky? Yes, I consider myself very lucky and have enjoyed all my trips tremendously. Thank you.
Nisveta D.
Speedy and efficient
Victor W.
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