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Tokio Marine HCC Medical Insurance Services Atlas Multi-Trip

The Tokio Marine HCC Atlas Multi-Trip is a multi-trip travel medical plan available to both U.S. and non-U.S. citizens, up to age 75, who are traveling outside of their home country.

This multi-trip travel medical insurance plan covers trips up to 30 or 45 days in length per trip, but you may take several trips throughout a period of one year. This plan is ideal for the frequent traveler who takes time to explore and is not nervous about trip cancellation needs.

The Atlas Multi-Trip plan requires you to have primary medical coverage in force to be eligible for coverage. The maximum lifetime medical limit for travelers is $1,000,000. Unlike other medical plans, the Atlas Multi-Trip also includes coverage for acute onset of a pre-existing condition. This coverage is only available for travelers under the age of 70, giving a little more flexibility for medical care while traveling.

If you take several trips during the year, you may also be interested in sports and activities while you are traveling. This plan offers coverage that will give some flexibility for medical care when it comes to any injuries sustained during sports and activities. Check the full certificate for all the details.

This plan also provides coverage for a natural disaster. The natural disaster benefit can help to defray the cost of replacement accommodations in the event you are displaced from planned, paid accommodations due to evacuation from a forecasted disaster or following a disaster strike.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Stay healthy while abroad with travel medical insurance for emergencies.

Highlighted Coverages

Pre-Existing Lookback Period

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating

Trip Protection

Trip Interruption
Baggage Loss

Pre-Existing Conditions

Lookback Period

Accidental Death

24-Hr Full Coverage
Flight Only
Included in Accidental Death Common Carrier

Evacuation

Additional Benefits

24-Hour Emergency Assistance
Notes
Included Benefits
Natural Disaster - Replacement Accommodations ($250/day, 5 day max.)

Political Evacuation - $100,000

Crisis Response Benefit - $10,000

Personal Liability Benefit - $25,000



If the proposed insured is physically located in the state of MD, NY, or WA, then the purchase of this policy is prohibited.

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Ratings and reviews

Our customers rate the Tokio Marine HCC Medical Insurance Atlas Multi-Trip on our site
(4.45) of 5
on average based on 37 reviews.
A
A.M. Best Rating
A+
Better Business Bureau Rating
The assistance I received from your staff was excellent. The woman I used ( I apologize- I can't remember her name- she is outside of Providence, RI) was so helpful. I had some logistics to work with and she was patience and instructive. I would absolutely use them again on a trip. I felt relieved when I returned knowing I didn't need the insurance, but yet, I was comfortable during the trip that I had coverage if I needed it. Many thanks for all your help.
William O.
I found my shopping experience through InsureMyTrip to be eminently simple, straightforward, and valuable. Having purchased a year-long, multi-trip package, I am very satisfied with my selection, as well as the options presented. While I'm glad that there wasn't cause for me to use the insurance on my trip, it was comforting to know that I was covered should anything unfortunate have occurred.
Steven M.
Did not have to use it, but good to know it was available.
Jeffrey B.
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