Travel Insurance for Malta

Last updated on 09/21/2023

Travel Insurance for Malta Trips

Do I Need Travel Insurance for Malta?

Travel insurance for Malta is mandatory for some visitors and recommended for all. Depending on your country of citizenship, some travelers are required to show proof of Malta travel insurance to obtain a Schengen Visa for entry to Malta. To qualify for this visa, travelers from certain countries must obtain travel insurance which features:

  • $0 Deductible
  • Minimum of $50,000 of Medical Emergency and Hospitalization Coverage
  • Minimum of $300,000 of Medical Evacuation and Repatriation Coverage
  • A travel insurance provider with offices located in Europe

Malta doesn't require U.S. citizens to obtain this specific coverage, but Malta trip insurance is recommended for all visitors to protect personal belongings and health when traveling to Europe for business or pleasure.

Travelers may insure flights or a cruise to the Mediterranean island for protection against various travel mishaps such as delays, cancellations, or missed connections. Travel insurance for a cruise to Malta often covers cruise-specific events like shipboard service disruptions and reimbursement for cancelled pre-paid excursions. These coverages and others can vary by plan, so be sure to review the details of your policy before purchasing.

In some cases, travelers with benefits like trip cancellation may be reimbursed when it becomes necessary to cancel a Malta trip for a covered reason. However, travelers are occasionally unable to attend a trip for reasons not covered by other benefits. In such cases, the Cancel For Any Reason (CFAR) benefit offers the most flexibility to travelers concerned about possible changes to their travel plans. CFAR is also recommended for those concerned about COVID-19, as some travel insurance providers will not cover any events related to named events like COVID-19.

Seasoned travelers tend to prefer comprehensive travel insurance plans for Malta, as these plans can include travel medical insurance as well as benefits relating to their travels, safety, and more. For example, travelers staying in a rental property from a site like Airbnb may consider coverage for accidental damage to vacation rentals. Some coverages may assist travelers if their baggage has been lost or damaged during transportation to, from, or within Malta.

How Much Does Malta Travel Insurance Cost?

Malta travel protection is typically unique to the trip being covered, so the price of a plan can vary based on individual trip details. Namely, the duration of a trip, coverage limits, number of travelers under the plan, and the ages of those travelers will play a role in determining the cost of travel insurance for Malta. In general, when a trip carries more risk, travel insurance prices may increase. This means that a shorter trip to Malta or a trip with fewer travelers in the party may cost less to insure.

What Does Malta Travel Medical Insurance Cover?

Malta travel health insurance covers cases of unexpected injury or during a trip. This usually includes hospital fees, medical and dental care, and expenses related to emergency medical evacuation. Depending on the plan, optional coverages may be available, such as:

Some travelers have coverage from domestic health insurance in their home country, but domestic providers often leave gaps in overseas protection as many insurers will not cover medical treatment in other countries. Travel insurance for Malta can keep travelers protected during their trip where domestic health insurance may not apply.

What is the Best Travel Insurance for Malta Trips?

International travel looks different for every traveler, so there is no single “best” travel insurance for Malta. Visitors who need a Schengen Visa might consider a travel insurance plan specifically designed to meet the requirements for the Schengen Visa. Other travelers may compare travel insurance plans that include coverage related to their planned activities and personal health or family concerns. International insurance for Malta may include various coverages to meet these unique needs.

To assess coverage that may be right for your next trip, enter your trip details into the free travel insurance quote generator. InsureMyTrip's SMART system filters through hundreds of travel insurance plans to compile a list of unbiased results tailored to each trip. Travelers can review various providers, prices, and reviews all in one place during their search for the best travel insurance for a trip to Malta.

Top 15 Travel Destinations & Tourist Attractions in Malta

  1. Gozo
  2. Ħaġar Qim & Mnajdra Temples
  3. Mdina
  4. Valletta
  5. Golden Bay Beach
  6. Mellieħa including Popeye Village
  7. Marsaxlokk
  8. Hal Saflieni Hypogeum
  9. Popeye Village
  10. St. Julian's
  11. Victoria (Rabat)
  12. Comino including the Blue Lagoon
  13. Ħad-Dingli (Dingli Cliffs)
  14. Sliema
  15. Blue Grotto

U.S. / Malta Embassy and Consulate Locations

U.S. Embassy in Malta

  • U.S. Embassy Valletta
    Ta' Qali National Park
    Attard, ATD 4000
    Phone: 356.2561.4000

Maltese Embassy and Consulate in USA

  • Washington DC — Maltese Embassy
    2017 Connecticut Avenue, NW
    Washington DC 20008 United States
    Phone: 1.202.462.3611
  • Los Angeles, California — Maltese Honorary Consulate
    5449 Endeavour Court
    Moorpark, CA 93021 United States
    Phone: 1.805.531.9683
  • San Francisco, California — Maltese Honorary Consulate
    2562 San Bruno Avenue
    San Francisco, CA 94134 United States
    Phone: 1.415.468.4321
  • Miami, Florida — Maltese Honorary Consulate
    200 South Biscayne Boulevard, Suite 4100
    Miami, FL 33131 United States
    Phone: 1.305.347.7346
  • Boston, Massachusetts — Maltese Honorary Consulate
    56 Lantern Road
    Belmont, MA 02478 United States
    Phone: 1.617.484.1731
  • Detroit, Michigan — Maltese Honorary Consulate
    26953 Sheahan Drive
    Dearborn Heights, MI 48127 United States
    Phone: 1.313.565.0103
  • St. Paul, Minnesota — Maltese Honorary Consulate
    Suite 3090
    332 Minnesota Street
    St. Paul, MN 55101 United States
    Phone: 1.651.224.1844
  • Philadelphia, Pennsylvania — Maltese Honorary Consulate
    941 Bryn Mawr Avenue
    Penn Valley, PA 19072 United States
    Phone: 1.610.664.7475
  • Knoxville, Tennessee — Maltese Honorary Consulate
    Shine and Mason
    433 East Center Street
    Kingsport, TN 37660 United States
    Phone: 1.423.246.8433
  • Austin, Texas — Maltese Honorary Consulate
    1713 Bayhill Drive
    Austin TX 78759 United States
    Phone: 1.512.637.1544
  • Dallas, Texas — Maltese Honorary Consulate
    University of Texas
    800 Campbell Road
    Mail Station SM24, Richardson
    Dallas, TX 75080 United States
    Phone: 1.972.883.4785
  • Seattle, Washington — Maltese Honorary Consulate
    PO Box 1104
    Duvall, WA 98019 United States
    Phone: 1.425.788.3120
  • New York, New York — Maltese Permanent Mission to the UN
    249 East 35th Street
    New York, NY 10016 United States
    Phone: 1.212.725.2345

Disclaimer: The information contained in this article serves as a general overview of benefits and should only be used for informational purposes. Refer to your individual certificate of insurance for specific coverages, exclusions, and benefits. When in doubt, please contact one of our licensed agents for additional assistance.