Finding the right travel insurance plan for your trip is the basis for worry-free travel. InsureMyTrip offers 100’s of plans from top providers in the industry. The plans fall into five primary groups: comprehensive, travel medical, emergency evacuation, Schengen visa and accidental death. Each plan type has a unique mixture of benefits; below you’ll find more details on the plan types to help you determine which is the right plan for your trip.
InsureMyTrip offers a wide variety of quality plans from our trusted providers with the right amount of coverage for your trip. Additionally our Customer Ratings and Reviews forum allows us to keep only the plans that receive a 4 star or higher rating on our site.
This chart provides a quick overview of the different types of coverages available for our plans. Availability of some coverages may depend on the policy you choose.
|Comprehensive||Medical||Evacuation||Schengen Visa||Accidental Death|
|Cancel for Any Reason|
|Number of Trips||Single||Single or Multiple||Single or Multiple||Single||Single or Multiple|
See what you are covered for when you buy a comprehensive plan. Tap on chart icons to get more information
Comprehensive travel insurance plans offer the most benefits of all plan types. These plans provide the best protection for the investment you have made in your trip. They can be used for both leisure and business travel, which make them ideal for nearly every traveler.
In addition to trip cancellation, most comprehensive plans offer coverage such as trip interruption, baggage, medical, dental, emergency evacuation, 24-hour traveler assistance and accidental death benefits. These benefits are very common for comprehensive travel insurance plans, but they can vary per plan.
Some comprehensive plans offer additional coverage, such as rental car damage or financial default. Many plans have optional benefits you can add-on for additional premium like Cancel for Any Reason or a pre-existing condition waiver – but these can be time-sensitive to the date of your first trip payment.
Coverage limits range greatly depending on the comprehensive plan that is purchased. By comparing the plans you can find the best plan for your budget and your specific travel needs.
See what you are covered for when you buy a medical plan. Tap on chart icons to get more information
Travel medical plans offer specific, defined coverage needed by some while traveling abroad. These plans are only available to travelers who are leaving their home country and require medical insurance that will fill the gaps in their primary health insurance coverage. Because of this, we highly recommend contacting your primary insurance agency to determine the level of medical coverage you will receive while traveling abroad.
If you are primarily concerned about emergency medical care when you are outside of your home country, a travel medical plan could be the best answer for you. These plans are not built for travelers who are interested in travel-related coverage.
Travel Major Medical Plans
Travel major medical plans are a special type of coverage designed specifically for people who are planning long-term travel. Or rather, they are designed for people who will be traveling outside of their home country for six months or more.
These plans usually offer more than emergency medical benefits. The plan details more closely resemble a traditional health insurance plan in that they frequently allow for routine and preventive medical visits, prescription drug benefits and other non-emergency medical benefits. This allows you to stay healthy while are traveling without worrying about expensive medical bills.
To purchase or learn more about these plans: please call us at 800-487-4722.
See what you are covered for when you buy a evacuation plan. Tap on chart icons to get more information
Emergency medical evacuation plans provide transport assistance in the event that you become seriously ill or injured while traveling. Generally, these plans provide emergency medical evacuation to the nearest appropriate care facility if the assistance company and the physician feel you’d be better suited at a different facility.
With some emergency medical evacuation plans, you may be able to stipulate the hospital to which you would like to be transported. This is known as a “hospital of choice” benefit and the availability ranges by plan. Some plans include this benefit, others allow it to be added and some do not have it available at all. Most plans also include coverage for repatriation of mortal remains.
With an emergency medical evacuation plan, you won't have to worry about the details while you are trying to heal or support someone who is. The assistance company arranges the transport, and you won't need to pay for a potentially costly transport.
See what you are covered for when you buy a schengen visa plan. Tap on chart icons to get more information
Schengen Visa travel insurance plans are built for a specific traveler who is traveling to a specific area of the world. If you are a U.S. resident who is not also a U.S. citizen, and are traveling to one of the Schengen countries, you will need a travel insurance plan that meets the requirements of a Schengen Visa.
InsureMyTrip offers several types of visa-compliant policies. Two of those plans, built specifically to meet the needs of this certain traveler, will email the buyer an embassy approved letter need to obtain the visa. You must have a travel insurance plan prior to obtaining a visa. We never advocate waiting until the last minute to purchase a plan, but these are great options for those who do.
Each of these two plans have their own coverages designed to meet the needs to different types of travelers – who are going to a Schengen country. One plan includes trip cancellation, trip interruption, medical and medical evacuation coverage. The other includes coverage for medical, medical evacuation, accidental death with limited baggage and trip interruption. Be safe, compliant and covered wherever you travel.
See what you are covered for when you buy a accidental death plan. Tap on chart icons to get more information
Coverage for Accidental Death & Dismemberment (AD&D) is often a very hard topic to broach when discussing travel protection, but it may be quite important for certain travelers. Accidental Death & Dismemberment plans work very similarly to a life insurance policy, in that you would name a beneficiary upon purchasing your travel insurance. That person would receive the benefit in the event of your death or dismembering injury while traveling.
Any benefits paid by your travel insurance AD&D plan would be in addition to benefits that were paid by a life insurance policy you may have already had in place. This plan acts as extra protection for you or a loved one who is traveling.
AD&D plans provide continuous 24/7 coverage or coverage specifically for flights. This variety of coverage makes them a good fit for several travelers of all ages and travel experiences.
We offer group travel insurance plans, in various forms, from CSA Travel Protection, ETFS, International Medical Group, MEDEX, Seven Corners, Travel Guard and Travel Insured.
These plans are designed for many different types of traveling groups. Most offer trip cancellation, interruption, baggage, medical, dental, emergency evacuation, 24-Hour travel assistance, baggage delay, travel delay and accidental death coverage.
Travel Medical Plans
These plans are designed for many different types of traveling groups and provide medical coverage for travel up to a year in length. Some include coverage for evacuation, flight, accidental death, limited baggage and trip interruption.
Accidental Death Plans
Accidental Death & Dismemberment (AD&D) plans are designed for travelers going on a single trip but also can be written on an annual basis for individuals, businesses or groups. AD&D plans provide protection in the event of a loss of life or dismemberment injury sustained while traveling. These plans can be written with benefit limits up to $20 million.
Get a Group Travel Quote Now! Call a licensed representative at (800) 691-9159.