The Essential plan is a good option for travelers who are planning trips on a budget, but don't want to sacrifice coverage. Optional coverages such as Rental Car Collision coverage, Accidental Death 24-Hour and Accidental Death Flight are available. You must purchase the plan within 10 days of your initial trip payment, insure the full pre-paid, non-refundable cost of your trip and meet all eligibility requirements to have Financial Default coverage and the Pre-Existing Conditions Waiver included on your policy.
There are many other valuable coverages included within this plan:
Because you don't know what kind of unforeseen curve balls life may throw at you, it is best to look into this plan soon after making your initial payment so that you have the most available coverage.
The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.
Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.
Our customers rate the Nationwide Mutual Insurance Company Essential plan on our site
Better Business Bureau Rating
A.M. Best Rating
Awesome. Thankfully, we didn't have to use it. The peace of mind was wonderful.Thomas G.
The flight after a cruise was cancelled due to bad weather, and we got home a day late. As a result, we had a night in a hotel and four meals. We submitted the claim and the claim was approved and paid promptly.Jordan F.
For a small claim of $300, they sure made us jump through a lot of hoops to get it paid. It took about 6 weeks to receive the check. However, they did make good and paid the claim as stated in the policy however.SCOTT B.
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