Travel Insurance for Bermuda
Last updated on 02/15/2023
Do I Need Travel Insurance for Bermuda?
Bermuda is a picturesque destination with elaborate architecture, pink sand beaches, and efficient public transportation. Travelers heading to these islands should be advised that specific travel insurance is required to visit Bermuda. As of April 19, 2022, all travelers to Bermuda must be covered by travel medical insurance that does not exclude coverage for COVID-19 treatment and quarantine. A more robust travel insurance policy is optional, but highly recommended for all visitors to Bermuda, as international travel can open the door to many unforeseen situations.
Even the most well-planned trips to Bermuda may be disrupted by travel delays, cancellations, baggage loss, or other circumstances. Travel insurance can include a variety of healthcare- and travel-related coverages designed to assist travelers during emergencies while traveling overseas.
How Much Does Bermuda Travel Insurance Cost?
Most travelers heading to Bermuda want to know about the price of travel insurance. Typically, the length of the trip, number of travelers in the party, their ages, and the coverage included in the plan determine the total cost of travel insurance for Bermuda.
To get an idea of what coverage levels may work with your trip and budget, simply start a free travel insurance quote online. From there, travelers may review unbiased results tailored to their travel details and compare between different providers and benefits for Bermuda trips.
What Does Travel Health Insurance for Bermuda Cover?
Travel medical insurance for Bermuda most often covers doctor visits, emergency medical treatment for injury and illness, evacuation, and dental care. Every traveler has a unique health status and list of personal concerns, so travel medical plans may vary to meet many of these needs. For example, travelers with health conditions may consider getting coverage specific to pre-existing conditions, in case treatment for the condition becomes necessary while in Bermuda.
Additional travel health benefits for a trip to Bermuda may include:
- Trip interruption due to illness or injury
- High-risk sports like surfing
- Medical repatriation
- Accidental death & dismemberment
These options and more can also be purchased alongside travel-related benefits such as assistance with lost or damaged baggage, disruptions in transportation services, or car rentals. Comprehensive travel insurance plans often include the greatest number of coverages to protect travelers in Bermuda.
What is the Best Travel Insurance for Bermuda Trips?
Every itinerary and traveler is different, so each traveler may consider a different Bermuda travel protection plan to be useful for their unique trip. For example, some travelers may want coverage for activities like adventurous sports, while others focus on retaining the option to cancel their trip for any reason. When comparing international insurance for Bermuda, it's recommended to consider your budget, planned activities, and any health concerns.
At the very least, all visitors to Bermuda must be covered by a minimum of medical coverage for injuries, illness, and COVID-19 to enter the country.
Travel Tips & Safety for Bermuda
Money & Currency Exchange
The official currency of Bermuda is the Bermudian dollar (BD$ and BMD), but USD is widely accepted in Bermuda and is interchangeable with the Bermudian dollar at an exchange rate of 1:1. This means that travelers can use USD for transactions in Bermuda and do not necessarily need to exchange domestic currency for Bermudian dollars. Like USD, the Bermudian dollar subdivides into 100 cents. Banknotes are issued in $2, $5, $10, $20, $50, $100 values. Coins also come in denominations of 1, 5, 10, 25 cents, and $1. There are also 50-cent and $5 coins although these are rarely used. Some merchants may give change in Bermudian dollars, so it's usually a good idea to check with merchants beforehand to confirm which currency they accept and what change you'll receive. If you plan to access money via an ATM, choose a well-lit machine and be aware of your surroundings.
Top 15 Travel Destinations & Tourist Attractions in Bermuda
- Crystal & Fantasy Caves
- Horseshoe Bay Beach
- Bermuda Aquarium, Museum & Zoo
- Royal Naval Dockyard
- Gibb's Hill Lighthouse
- Fort St. Catherine
- St. Peter's Church
- Blue Hole Park & Walsingham Nature Reserve
- Bermuda Railway Trail
- Bermuda Underwater Exploration Institute (BUEI)
- Warwick Long Bay
- Cristóbal Colón & Irsto (Aristo) Shipwrecks
- Elbow Beach
- Somerset Bridge
U.S. / U.K. Embassy and Consulate Locations
U.S. Embassy and Consulate in the United Kingdom
- U.S. Consulate General Hamilton (Island of Bermuda)
16 Middle Road
Devonshire, DV 03, Bermuda
- U.S. Embassy London
33 Nine Elms Lane
London, SW11 7US, United Kingdom
- Belfast, United Kingdom — U.S. Consulate General
223 Stranmillis Rd
Belfast BT9 5GR, United Kingdom
- U.S. Consulate General Edinburgh
3 Regent Terrace
Edinburgh EH7 5BW, United Kingdom
United Kingdom Embassy and Consulate in USA
- Washington DC — British Embassy Washington
3100 Massachusetts Avenue, NW
Washington DC 20008 United States
- Los Angeles, California — British Consulate General
2029 Century Park East, Suite 1350
Los Angeles, CA 90067 United States
- San Francisco, California — British Consulate General
1 Sansome Street, Suite 850
San Francisco, CA 94104 United States
- Miami, Florida — British Consulate General
1001 Brickell Bay Drive
Miami, FL 33131 United States
- Atlanta, Georgia — British Consulate General
133 Peachtree Street NE, Suite 3400
Atlanta, GA 30303 United States
- Chicago, Illinois — British Consulate General
625 N Michigan Avenue, Suite 2200
Chicago, IL 60611 United States
- Boston, Massachusetts — British Consulate General
Cambridge, MA 02142 United States
- New York, New York — British Consulate General
1 Dag Hammarskjold Plaza
885 Second Avenue
New York City, NY 10017-6927 United States
- Houston, Texas — British Consulate General
1301 Fannin Street, Suite 2400
Houston, TX 77002 United States
Disclaimer: The information contained in this article serves as a general overview of benefits and should only be used for informational purposes. Refer to your individual certificate of insurance for specific coverages, exclusions, and benefits. When in doubt, please contact one of our licensed agents for additional assistance.