Travelex Advantage

The Travelex Advantage plan is a middle-tier plan that provides comprehensive coverage at a great price. It features strong coverage levels as well as six optional upgrades so you can personalize the plan for your trip. 

The plan offers standard comprehensive travel insurance benefits such as trip cancellation and interruption, travel delay, missed connections and coverage for emergency medical expenses and evacuation. It also offers coverage for lost, stolen, or damaged baggage. 

The Advantage plan also includes six optional upgrades allowing you to customize your plan to your trip. These upgrades include: Accidental death for air travel, Additional baggage, Adventure activities, Pet care upgrade, Rental property security deposit, and Rental car damage. For more details on these benefits, please read the full policy (optional upgrades not available in all states). 

This plan provides Primary coverage which means easy one-time claims filing so there is less time and hassle to receive reimbursement for eligible losses from Travelex first. Funds may be recovered from your medical or other collectible insurance plans. 

Travelex Ultimate

The Travelex Ultimate plan is the highest coverage level plan offered in this family of products. It features high coverage levels as well as optional upgrades which can tailor the plan to fit your travel needs.

The plan offers standard comprehensive travel insurance benefits such as trip cancellation and interruption as well as travel delay coverage. It also offers coverage for lost, stolen, or damaged baggage.

This plan also offers emergency medical expense coverage and emergency medical evacuation. If you purchase the plan within 21 days of your initial trip payment, you insure all pre-paid and non-refundable trip costs, and you are medically fit for travel at the time of plan purchase, a pre-existing conditions exclusions waiver can be included.

Additional optional upgrades are available that allow you to tailor the plan to your needs. These upgrades include: Additional medical upgrade, Adventure Acitivies upgrade, Rental Car Damage coverage, Cancel for Any Reason (Cancel for Any Fortuitous Reason in NY), Accidental Death for Air Travel, Pet Care, Security Deposit, Cancel For Business Reasons, and additional Baggage. Cancel for Any Reason offers reimbursement for up to 75% of your prepaid and nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit (other purchase restrictions apply). For more details on these benefits, please read the full policy (optional upgrades not available in all states).

One thing to note is that coverage on this plan is Primary, which means easy one-time claims filing so less time and hassle to receive reimbursement for eligible losses from Travelex first. Funds may be recovered from your medical or other collectible insurance plans.

Trawick International Safe Travels Voyager

The Safe Travels Voyager plan is designed for travelers who are looking for high benefit limits to protect their trip. This plan covers trip cancellation up to $100,000 and includes $250,000 primary medical coverage per person (depending on your state of residence). A waiver for pre-existing medical conditions is available if the plan is purchased within the time sensitive period. This plan also includes $3,000 for potential accommodation expenses. COVID-19 medical expenses may be covered and treated under the emergency medical coverage as any other sickness. The optional Cancel for Any Reason (CFAR) provides reimbursement for 75% your trip cost, which is the prepaid, non-refundable, forfeited payments you paid for your trip if you cancel your trip for any reason not covered under the trip cancellation list of covered reasons. To have the Cancel for Any Reason option, the policy must be purchased within 21 days of the initial trip deposit date, and you must insure the full cost of your trip under this policy. The plan also includes missed connection coverage.

Crum & Forster – Travel Insured International FlexiPAX

The Crum & Forster – Travel Insured International FlexiPAX is a comprehensive trip cost protection plan. If you are looking for a plan that gives you standard comprehensive benefits as well as a little extra cushion, this plan is most likely a good fit for you and your family.

The trip interruption benefit allows for 150% reimbursement of the insured pre-paid, non-refundable trip cost if the trip is cut short due to a covered reason. This can help to reimburse for unused trip costs as well as cover additional costs necessary to get you and your family home.

This plan also includes a missed connection benefit. This benefit will help to reimburse covered costs that you may incur if you miss your trip departure due to a covered trip delay reason.

This plan features a time-sensitive benefit that is included when you purchase the plan within the time sensitive period outlined in your state specific plan document and all eligibility requirements are met. This benefit is the pre-existing condition waiver. The pre-existing condition waiver can allow emergency medical coverage for an injury or illness related to prior medical history.

Optional benefits are available for this plan as well (options vary by state). These optional benefits help provide additional coverage to help protect you and your travel investment.

Crum & Forster – Travel Insured International Worldwide Trip Protector Plus

The Worldwide Trip Protector Plus offers the most comprehensive travel insurance coverage of all Crum & Forster – Travel Insured International plans. Not only does it include all the standard benefits, but it also has a number of options and an assistance hotline that is available 24-hours a day. This plan has the most comprehensive list of covered reasons to cancel or interrupt your trip. To see the complete list, please review the full certificate.

Unique to this Travel Insured plan, Interruption for Any Reason coverage is included by default. It is available for use 72 hours or more after your departure date. If you need to interrupt your trip for any reason not otherwise covered by this plan, you can be reimbursed up to 75% for your unused non-refundable land or water travel arrangements.

Cancel for Any Reason coverage is also available with this plan. The coverage reimburses up to 75% of your non-refundable trip cost if you cancel your trip up to 48 hours prior to the scheduled departure date.

This plan’s medical coverage acts as primary insurance. You do not need to have another health insurance plan in order to use this one. It will be your first line of defense if any injury or illness should occur while you are traveling.

This plan also includes a 24-hour travel assistance service available to assist you with anything from medical referrals while on your trip, to coordinating a medical evacuation, to concierge services. Whether it is a serious medical emergency during your trip, or if you need help finding a certain restaurant at your destination, the coverage and services offered with this plan can help in many ways.

Crum & Forster – Travel Insured International Worldwide Trip Protector

The Crum & Forster – Travel Insured International Worldwide Trip Protector is a comprehensive trip cost protection plan with increased coverage limits and flexibility, available for residents of specific states only. If you are looking for a plan that gives you standard comprehensive benefits as well as a little extra cushion, and you live in a specific state, this plan is most likely a good fit for you and your family.

Of special note for families, children are covered at no additional cost! If you are traveling with children age 17 or younger they can be included at no extra cost when at least one related adult is also covered on the plan.

The trip interruption benefit allows for 150% reimbursement of the insured pre-paid, non-refundable trip cost if the trip is cut short due to a covered reason. This can help to reimburse for unused trip costs as well as cover additional costs necessary to get you and your family home.

This plan also includes missed connection and itinerary change benefit. This benefit will help to reimburse covered costs that you may incur if you miss your cruise or tour due to a covered trip delay reason.

This plan features two time-sensitive benefits that are included when you purchase the plan within 21 days following your initial trip payment and all eligibility requirements are met. These two benefits are a pre-existing condition waiver and financial default coverage. The pre-existing condition waiver can allow emergency medical coverage for an injury or illness related to prior medical history. Financial default coverage can help to reimburse for any losses due to a travel supplier filing for financial default and stopping services.

Optional benefits are available for this plan as well (options vary by state). These optional benefits help provide additional coverage to help protect you and your travel investment.

Nationwide Vacation Renter Protector

The Nationwide Vacation Renter Protector plan is a comprehensive plan that includes Property Damage coverage in the amount of $1,500 (varies by state). This property damage coverage helps protect from expenses should accidental damage occur to your rental property during your trip. Accidental damage to the rental home may include broken lamps, windows and glass, damaged doors, electronics, stained bedding or linens, walls and furniture, lost keys, and re-keying costs.

Also included in this plan are the benefits that can be found in a typical comprehensive plan. Such as, but not limited to, trip cancellation, trip interruption, emergency medical coverage, travel delay, and baggage loss.

This plan is available only to travelers who will be renting and staying in a vacation rental property during their trip.

Nationwide Prime

The Nationwide Prime plan allows you to insure a higher trip cost than the Essential plan, and also includes higher amounts of coverage for post departure benefits such as medical and emergency medical evacuation.

This comprehensive travel insurance plan includes standard benefits, and some additional options to really tailor your insurance for your trip. The plan allows coverage for trips costing up to $30,000 per person, and provides reimbursement if a cancellation occurs due to a covered reason. Optional Cancel for Any Reason is also available in most states if all eligibility requirements are met.

The trip interruption coverage is available if you need to end your trip early due to a covered reason, and offers reimbursement up to 200% of the trip cost which can help to defray the cost of a one-way ticket home. The plan also includes coverages for baggage protection and travel delay.

This plan also offers coverage for a missed connection. If you face a delay due to a covered reason of three or more hours that causes you to miss your cruise departure, this plans reimburses up to $500 to help you rejoin the cruise and for additional meal or accommodation expenses you incur. Similarly, it also offers coverage for itinerary changes by your cruise line or tour supplier. The benefit reimburses up to $500 in the event a cruise/tour supplier makes a change to your itinerary which prevents you from participating in an activity that you had pre-paid for.

Medical and emergency medical evacuation coverage is available with this plan. This can help if you need to seek medical attention for a covered unexpected illness or injury that occurs during your trip. Also, emergency medical evacuation benefits are available if you are hospitalized and the attending physician recommends that you be transported to the nearest, better equipped hospital.

If you are worried about a pre-existing condition limiting your coverage, the earlier you purchase the plan the better. If the plan is purchased within 21 days of your initial trip payment (and all other eligibility requirements are met), then the pre-existing condition exclusion can be waived.

Nationwide Essential

The Nationwide Essential plan is a good option if you are planning a trip on a budget, but don’t want to sacrifice coverage.

With coverages like trip cancellation, trip interruption and baggage protection, this plan includes the standard comprehensive travel insurance coverages. It also features some additional options. You can add the optional coverages for rental car collision if you are planning on using a rental car during your trip. Be sure to call your rental car company to verify if they will honor this coverage.

If you purchase the plan within 10 days of your initial trip payment; insure the full pre-paid, non-refundable cost of the trip; and meet all the eligibility requirements you could qualify for additional time sensitive benefits, such as financial default coverage and the pre-existing conditions exclusions waiver.

This plan also includes medical coverage for unexpected medical and dental emergencies. If you qualify for the pre-existing conditions exclusions waiver, you could receive treatment for illness or injury associated with that pre-existing condition, regardless of the lookback period. The plan also includes emergency medical evacuation if the attending physician recommends that your condition warrants transportation to another medical facility.

Nationwide Luxury Cruise

The Nationwide Luxury Cruise plan is available to those who will be traveling on a cruise during their trip. It offers the highest benefit amounts of the three Nationwide Cruise plans. This plan is available for those who may be going on longer, more expensive cruises, as it allows for a maximum trip cost of up to $50,000 per person with a trip length up to 120 days.

The Luxury Cruise plan includes important coverage such as trip cancellation and trip interruption, if you need to cancel prior to departure or interrupt after departure for a covered reason. Other comprehensive travel insurance benefits include baggage protection, travel delay, missed connection, medical, emergency medical evacuation and non-medical evacuation coverage to list a few.

This plan offers optional Cancel for Any Reason coverage for residents of most states that meet all eligibility requirements. This will reimburse up to 75% of your pre-paid, non-refundable trip costs if you have to cancel your trip for something other than a covered reason. With Cancel for Any Reason, cancellation must no later than two days prior to departure. The benefit will allow you to recoup a percentage of the money you originally paid for your cruise.

Unlike the Universal Cruise plan, but similar to the Choice Cruise plan, this plan includes a pre-existing conditions exclusions waiver. This will reimburse for covered medical care needed due to a pre-existing condition, if the plan is purchased within 14 days of initial trip payment and all other requirements are met.

A trip can be planned on a whim or it could be something that has been saved for and dreamed about for a long time. Even with the best planning, a medical issue or a travel delay may arise, and this coverage and assistance services can help you in your time of need.