WorldTrips Atlas Journey Elevate

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WorldTrips Atlas Journey Elevate

Atlas Journey Elevate, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive trip protection plan for U.S. residents traveling domestically and abroad. It offers the highest coverage limits of the Atlas Journey series.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Elevate also includes several travel medical benefits to help cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

You can customize your Atlas Journey Elevate plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include Interrupt for Any Reason, Adventure Sports, Rental Car Damage and Theft, and Pet Care.

Finally, the Atlas Journey Elevate plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance, transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Elevate is designed to be there for you if trouble arises.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705

Coverages and Plan Info

Atlas Journey Elevate, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive trip protection plan for U.S. residents traveling domestically and abroad. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary
Plan Info
Trip Protection
Medical
Pre-Existing Conditions
Accidental Death
Evacuation
Additional Benefits

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Cancellation	Trip Cost
Trip Interruption	Trip Cost + 50%
Baggage Loss	$2,500 $500 per article limit
Baggage Delay	12+ hours $600 max.
Medical Limit	$250,000
Pre-Existing Condition Waiver	If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met
Pre-Existing Condition Lookback Period	90 days
Medical Evacuation	$1,000,000 (secondary)

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan Type	Comprehensive
Refund Policy	15 Day Review Period
Available to	U.S. Residents
AM Best Rating	A++

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Cancellation	Trip Cost
Trip Interruption	Trip Cost + 50%
Financial Default	14 day wait, if purchased within 21 days of Initial Trip Payment
Terrorism in Itinerary City	Foreign and U.S. Domestic
Interrupt for Any Reason	50% of non-refundable trip cost [requires purchase within 21 days of Initial Trip Payment and certain conditions are met] (optional)
Cancel for Any Reason	50% or 75% of non-refundable trip cost [requires purchase within 21 days of Initial Trip Payment and certain conditions are met] (optional)
Baggage Loss	$2,500 $500 per article limit
Baggage Delay	12+ hours $600 max.
Travel Delay	5+ hours $200 per day $2,000 max. (secondary)
Vacation Rental Damage	–

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit	$250,000
Dental	$750 included in Medical

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Waiver	If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met
Lookback Period	90 days

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full Coverage	$50,000
Common Carrier	Included in Accidental Death 24-Hour
Flight Only	Included in Accidental Death 24-Hour

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation

$1,000,000 (secondary)

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency Assistance	Call for Details
Rental Car	$50,000 (secondary) (optional)
Optional Coverages	Adventure Sports Upgrade Pet Boarding/Medical Upgrade – $250/$500
Notes	Included Benefits Cancel For Work Reasons Hospital of Choice

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WorldTrips Atlas Journey Escape

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WorldTrips Atlas Journey Escape

Atlas Journey Escape, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive trip protection plan for budget-conscious U.S. residents traveling domestically and abroad.

This plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers several other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Escape also includes several travel medical benefits to help cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

Travelers who purchase Atlas Journey Escape have the option to enhance their plan by adding Rental Car Damage and Theft coverage.

Finally, the Atlas Journey Escape plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance, transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions and emergencies, Atlas Journey Escape is designed to be there for you if trouble arises.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705

Coverages and Plan Info

Atlas Journey Escape, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive trip protection plan for budget-conscious U.S. residents traveling domestically and abroad. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary
Plan Info
Trip Protection
Medical
Pre-Existing Conditions
Accidental Death
Evacuation
Additional Benefits

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Cancellation	Trip Cost
Trip Interruption	Trip Cost + 25%
Baggage Loss	$750 $250 Per Article Limit
Baggage Delay	12+ hours $200 max
Medical Limit	$50,000 (secondary)
Pre-Existing Condition Waiver	If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met
Pre-Existing Condition Lookback Period	90 days
Medical Evacuation	$250,000 (secondary)

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan Type	Comprehensive
Refund Policy	15 Day Review Period
Available to	U.S. Residents
AM Best Rating	A++

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Cancellation	Trip Cost
Trip Interruption	Trip Cost + 25%
Financial Default	–
Terrorism in Itinerary City	Foreign and U.S. Domestic
Interrupt for Any Reason	–
Cancel for Any Reason	–
Baggage Loss	$750 $250 Per Article Limit
Baggage Delay	12+ hours $200 max.
Travel Delay	6+ hours $100/day $500 max. (secondary)
Vacation Rental Damage	–

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit	$50,000 (secondary)
Dental	$500 included in Medical (secondary)

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Waiver	If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met
Lookback Period	90 days

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full Coverage	$10,000
Common Carrier	Included in Accidental Death 24-Hour
Flight Only	Included in Accidental Death 24-Hour

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation

$250,000 (secondary)

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency Assistance	Call for Details
Rental Car	$25,000 ($250 ded.) (secondary) (optional)
Optional Coverages	–
Notes	–

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WorldTrips Atlas America

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WorldTrips Atlas America

The WorldTrips Atlas America is a single-trip travel medical plan available to non-U.S. citizens who are traveling outside of their home country and coming to the United States. Your primary health insurance may not fully cover you while you are traveling abroad, and this plan can help to fill in those coverage gaps. You are able to customize your plan by selecting the medical limit and deductible amount that best fit your needs.

Trip interruption benefits can help with the cost of an economy one-way air or ground transportation back home. Covered reasons for trip interruption are destruction to more than 40% of your principal residence by fire or weather (after departure from home country) as well as the death of a parent, spouse, sibling, child or grandchild. Another travel protection coverage in this plan is baggage protection. It provides coverage for replacement of clothes and personal hygiene items if your bag is lost during transit.

Incidental Home Country Coverage is available to non-U.S. citizens or residents to a maximum of 30 days per three-month period of coverage. If you have an incidental trip back to your home country and incur medical expenses during that time, this benefit may be necessary.

This plan also provides coverage for a natural disaster. The natural disaster benefit can help to defray the cost of replacement accommodations in the event you are displaced from planned, paid accommodations due to evacuation from a forecasted disaster or following a disaster strike.

Coverages and Plan Info

The WorldTrips Atlas America is a single-trip travel medical plan available to non-U.S. citizens who are traveling outside of their home country and coming to the United States. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary
Plan Info
Trip Protection
Medical
Pre-Existing Conditions
Accidental Death
Evacuation
Additional Benefits

Plan Summary

Stay healthy while abroad with travel medical insurance for emergencies.

Medical Limit	Medical Limits may vary
Sudden Recurrence	Acute Onset Medical limit varies by age $25,000 Medical Evac.
Pre-Existing Lookback Period	2 Years
Medical Evacuation	$1,000,000 max. Lifetime Limit (secondary)

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan Type	Single-Trip Medical
Refund Policy	Varies by Request Date
Available to	Non-U.S. Citizens and Residents with a U.S. visit
AM Best Rating	A

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Interruption	$10,000 max.
Baggage Loss	$1,000 (secondary)

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit	Medical Limits may vary
Complications of Pregnancy	First 26 weeks of pregnancy only
Terrorism	$50,000 max. Lifetime Limit
Dental	$300 max. (secondary)

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Pre-Existing Conditions Sudden Recurrence	Acute Onset Medical limit varies by age $25,000 Medical Evac.
Lookback Period	2 Years

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full Coverage	Up to $25,000 [varies by age] Accidental Death and Dismemberment Rider – $25,000 (optional)
Common Carrier	Up to $50,000 [varies by age]
Flight Only	Included in Accidental Death Common Carrier

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation

$1,000,000 max. Lifetime Limit (secondary)

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency Assistance	Call for Details
Optional Coverages	Deductible Limits may vary Personal Liability Rider – $75,000 Crisis Response Rider – $90,000
Notes	Included Benefits Natural Disaster – Replacement Accommodations ($250/day, 5 day max.) Political Evacuation – $100,000 If the proposed insured (and the person buying the insurance if in Maryland) is physically located in the State of NY, MD or WA, or the countries of Australia or Canada, you are prohibited from purchasing this plan.

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WorldTrips Atlas International

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WorldTrips Atlas International

The WorldTrips Atlas International is a single-trip travel medical plan available to U.S. and non-U.S. citizens who are traveling outside of their home country, but not within the U.S. Your primary health insurance may not fully cover you while you are traveling abroad, and this plan can help to fill in those coverage gaps. You are able to customize your plan by selecting the medical limit and deductible amount that best fit your needs.

Trip interruption benefits can help with the cost of an economy one-way air or ground transportation back home. Covered reasons for trip interruption are destruction to more than 40% of your principal residence by fire or weather (after departure from home country) as well as the death of a parent, spouse, sibling, child or grandchild. Another travel protection coverage this plan offers is baggage protection. It provides coverage for replacement of clothes and personal hygiene items if your bag is lost during transit.

Incidental Home Country Coverage is available to U.S. citizens to a maximum of 15 days per three-month period of coverage. If you have an incidental trip back to the U.S. and incur medical expenses during that time, this benefit may be necessary.

Coverages and Plan Info

The WorldTrips Atlas International is a single-trip travel medical plan available to U.S. and non-U.S. citizens who are traveling outside of their home country, but not within the U.S. Your primary health insurance may not fully cover you while you are traveling abroad, and this plan can help to fill in those coverage gaps. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary
Plan Info
Trip Protection
Medical
Pre-Existing Conditions
Accidental Death
Evacuation
Additional Benefits

Plan Summary

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit	Medical Limits may vary
Sudden Recurrence	Acute Onset Medical limit varies by age $25,000 Medical Evac.
Pre-Existing Condition Lookback Period	2 Years
Medical Evacuation	$1,000,000 max. Lifetime Limit (secondary)

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan Type	Single-Trip Medical
Refund Policy	Varies by Request Date
Available to	Residents of Any Country (no U.S. visit)
AM Best Rating	A

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Interruption	$10,000 max.
Baggage Loss	$1,000 (secondary)

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit	Medical Limits may vary
Complications of Pregnancy	First 26 weeks of pregnancy only
Terrorism	$50,000 max. Lifetime Limit
Dental	$300 max. (secondary)

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Waiver	Acute Onset Medical limit varies by age $25,000 Medical Evac.
Lookback Period	2 Years

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full Coverage	Up to $25,000 [varies by age] Accidental Death and Dismemberment Rider – $25,000 (optional)
Common Carrier	Up to $50,000 [varies by age]
Flight Only	Included in Accidental Death Common Carrier

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation

$1,000,000 max. Lifetime Limit (secondary)

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency Assistance	Call for Details
Optional Coverages	Deductible Options may vary Personal Liability Rider – $75,000 Crisis Response Rider – $90,000
Notes	Included Benefits Natural Disaster – Replacement Accommodations ($250/day, 5 day max.) Political Evacuation – $100,000 If the proposed insured (and the person buying the insurance if in Maryland) is physically located in the State of NY, MD or WA, or the countries of Australia or Canada, you are prohibited from purchasing this plan.

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WorldTrips Atlas Rental Secure

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WorldTrips Atlas Rental Secure

Atlas Rental Secure, underwritten by U.S. Specialty Insurance Company (USSIC), is a vacation rental travel insurance plan for U.S. residents traveling domestically and abroad.

This plan is designed for travelers who have booked a hotel, vacation rental, and/or rental car for their trip. It includes Property Damage Liability and Rental Car Damage or Theft benefits in case of accidental damage to your rental or theft of a rented vehicle. The plan’s Hotel or Vacation Rental Accommodation Overbooking benefit can provide reimbursement for alternative accommodations if your rental is oversold.

This plan also features a Trip Cancellation benefit that provides reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. Some other travel-related benefits include Trip Interruption, Travel Delay, Missed Connection, Travel Inconvenience, and Baggage Damage or Loss.

Atlas Rental Secure also provides some coverage for unexpected medical expenses through its Emergency Accident & Sickness Medical Expense benefit and Medical Evacuation & Repatriation of Remains benefit.

You can enhance your Atlas Rental Secure policy by adding one or more optional upgrades, which include Trip Cancellation for Any Reason. This benefit upgrade can reimburse you for 75% of your nonrefundable trip costs if you cancel your trip 48+ hours prior to departure for a reason not otherwise covered by your Trip Cancellation benefit.

Other optional upgrades include an Adventure Sports upgrade and a Pet Care upgrade.

Finally, the Atlas Rental Secure plan provides access to travel assistance services before and during your trip. These multilingual services include medical assistance and emergency transportation services, travel support services, pre-trip information, security assistance services, and concierge assistance services.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Rental Secure is designed to be there for you if trouble arises.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705

Coverages and Plan Info

Atlas Rental Secure, underwritten by U.S. Specialty Insurance Company (USSIC), is a vacation rental travel insurance plan for U.S. residents traveling domestically and abroad. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary
Plan Info
Trip Protection
Medical
Pre-Existing Conditions
Accidental Death
Evacuation
Additional Benefits

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Cancellation	Trip Cost
Trip Interruption	Trip Cost + 50%
Baggage Loss	$1,500 $500 Per Article Limit (secondary)
Baggage Delay	12+ hours $300 max. (secondary)
Medical Limit	$50,000
Pre-Existing Condition Waiver	If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met
Pre-Existing Condition Lookback Period	90 days
Medical Evacuation	$1,000,000 (secondary)

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan Type	Comprehensive
Refund Policy	15 Day Review Period
Available to	U.S. Residents
AM Best Rating	A++

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Cancellation	Trip Cost
Trip Interruption	Trip Cost + 50%
Financial Default	14 Day Wait, if purchased within 21 days of Initial Trip Payment
Terrorism in Itinerary City	Foreign and U.S. Domestic
Interrupt for Any Reason	–
Cancel for Any Reason	75% of non-refundable trip cost [requires purchase within 21 days of Initial Trip Payment and certain conditions are met] (optional)
Baggage Loss	$1,500 $500 Per Article Limit (secondary)
Baggage Delay	12+ hours $300 max. (secondary)
Travel Delay	5+ hours $150/day $1,000 max. (secondary)
Vacation Rental Damage	$2,000 per policy (secondary) Vacation Rental Damage Coverage is a per policy limit, not per person

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit	$50,000
Dental	$750 included in Medical

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Waiver	If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met
Lookback Period	90 days

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full Coverage	$20,000 (secondary)
Common Carrier	Included in Accidental Death 24-Hour
Flight Only	Included in Accidental Death 24-Hour

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation

$1,000,000 (secondary)

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency Assistance	Call for Details
Rental Car	$50,000 (secondary)
Optional Coverages	Adventure Sports Upgrade Pet Care Upgrade
Notes	Included Benefits Missed Connection Travel Inconvenience Hotel or Vacation Rental Accommodations Overbooking

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WorldTrips Atlas Journey Premier

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WorldTrips Atlas Journey Premier

Atlas Journey Premier, underwritten by U.S. Specialty Insurance Company (USSIC) 13403 Northwest Freeway Houston, TX 75379-7408, is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad. It offers the highest coverage limits of the Atlas Journey series.

Atlas Journey Premier also includes several travel medical benefits to cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

You can customize your Atlas Journey Premier plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include a Trip Interruption for Any Reason upgrade, Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.

Finally, the Atlas Journey Premier plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Premier is designed to be there for you if trouble arises.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705

Coverages and Plan Info

Atlas Journey Premier, underwritten by U.S. Specialty Insurance Company (USSIC) 13403 Northwest Freeway Houston, TX 75379-7408, is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary
Plan Info
Trip Protection
Medical
Pre-Existing Conditions
Accidental Death
Evacuation
Additional Benefits

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Cancellation	Trip Cost
Trip Interruption	Trip Cost + 50%
Baggage Loss	$2,000 $500 Per Article Limit (secondary)
Baggage Delay	12+ hours $500 max.
Medical Limit	$150,000
Pre-Existing Condition Waiver	If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met
Pre-Existing Condition Lookback Period	90 days
Medical Evacuation	$1,000,000

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan Type	Comprehensive
Refund Policy	15 Day Review Period
Available to	U.S. Residents
AM Best Rating	A++

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Cancellation	Trip Cost
Trip Interruption	Trip Cost + 50%
Financial Default	14 Day Wait, if purchased within 21 days of Initial Trip Payment
Terrorism in Itinerary City	Foreign and U.S. Domestic
Interrupt for Any Reason	50% of non-refundable trip cost [requires purchase within 21 days of Initial Trip Payment and certain conditions are met] (optional)
Cancel for Any Reason	50 or 75% of non-refundable trip cost [requires purchase within 21 days of Initial Trip Payment and certain conditions are met] (optional)
Baggage Loss	$2,000 $500 Per Article Limit (secondary)
Baggage Delay	12+ hours $500 max.
Travel Delay	5+ hours $200/day $2,000 max.
Vacation Rental Damage	–

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit	$150,000
Dental	$750 included in Medical

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Waiver	If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met
Lookback Period	90 days

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full Coverage	$25,000
Common Carrier	Included in Accidental Death 24-Hour
Flight Only	Included in Accidental Death 24-Hour

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation

$1,000,000

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency Assistance	Call for Details
Rental Car	$50,000 [$250 ded.] (optional)
Optional Coverages	Adventure Sports Upgrade Pet Care Upgrade Hunting and Fishing Upgrade Vacation Rental Accommodation Upgrade School Activities Upgrade Destination Wedding Upgrade (requires purchase within 21 days of Initial Trip Payment) Baggage Upgrade
Notes	Included Benefits Missed Connection Travel Inconvenience

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WorldTrips Atlas Journey Preferred

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WorldTrips Atlas Journey Preferred

Atlas Journey Preferred also includes several travel medical benefits to cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

Customize your Atlas Journey Preferred plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include a Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.

Finally, the Atlas Journey Preferred plan features travel assistance services to assist you before and after you depart on your trip. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Preferred is designed to be there for you if trouble arises.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705

Coverages and Plan Info

Atlas Journey Preferred, underwritten by U.S. Specialty Insurance Company (USSIC) 13403 Northwest Freeway Houston, TX 75379-7408, is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary
Plan Info
Trip Protection
Medical
Pre-Existing Conditions
Accidental Death
Evacuation
Additional Benefits

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Cancellation	Trip Cost
Trip Interruption	Trip Cost + 50%
Baggage Loss	$1,500 $500 Per Article Limit (secondary)
Baggage Delay	12+ hours $300 max. (secondary)
Medical Limit	$100,000 (secondary)
Pre-Existing Condition Waiver	If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met
Pre-Existing Condition Lookback Period	90 days
Medical Evacuation	$1,000,000 (secondary)

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan Type	Comprehensive
Refund Policy	15 Day Review Period
Available to	U.S. Residents
AM Best Rating	A++

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Cancellation	Trip Cost
Trip Interruption	Trip Cost + 50%
Financial Default	14 Day Wait, if purchased within 21 days of Initial Trip Payment
Terrorism in Itinerary City	Foreign and U.S. Domestic
Interrupt for Any Reason	–
Cancel for Any Reason	50% or 75% of non-refundable trip cost [requires purchase within 21 days of Initial Trip Payment and certain conditions are met] (optional)
Baggage Loss	$1,500 $500 Per Article Limit (secondary)
Baggage Delay	12+ hours $300 max. (secondary)
Travel Delay	5+ hours $150/day $2,000 max. (secondary)
Vacation Rental Damage	–

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit	$100,000 (secondary)
Dental	$750 included in Medical (secondary)

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Waiver	If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met
Lookback Period	90 days

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full Coverage	$20,000 (secondary)
Common Carrier	Included in Accidental Death 24-Hour
Flight Only	Included in Accidental Death 24-Hour

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation

$1,000,000 (secondary)

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency Assistance	Call for Details
Rental Car	$50,000 [$250 ded.] (secondary) (optional)
Optional Coverages	Adventure Sports Upgrade Pet Care Upgrade Hunting and Fishing Upgrade Vacation Rental Accommodation Upgrade School Activities Upgrade Destination Wedding Upgrade (requires purchase within 21 days of Initial Trip Payment) Baggage Upgrade Primary Medical Upgrade Medical Evacuation Upgrade
Notes	Included Benefits Missed Connection Travel Inconvenience

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GeoBlue Voyager Choice

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GeoBlue Voyager Choice

With this plan you have the ability to select the medical limit, and also the deductible amount. This allows you to be comfortable with the amount of coverage you have for emergency medical care while you are traveling. The plan also features the Direct Pay program, which will pay medical bills upfront if the appointment was made with a medical provider in the GeoBlue network and GeoBlue is aware of the appointment 24-hours in advance.

The Voyager Choice plan provides you with an emergency assistance number to call 24 hours a day, seven days a week in the event you need medical assistance or an emergency evacuation during your trip.

Also, you’ll have access to detailed profiles of the doctors and hospitals in the area that you are traveling. This can help prepare you for the unexpected if you need to make decisions about medical treatment when you’re abroad.

The Voyager Choice plan offers 24/7 telemedicine visits at no extra cost to members. Through Global TeleMD, members are able to secure a same day virtual visit with GeoBlue’s global network of doctors. The program offers multiple language options and consultation notes are sent directly to your phone. Additionally, Voyager Choice members have access to GeoBlue’s award-winning app providing medical term and phrase translations, a medicine equivalent tool, and news and safety information based on your location, and more.

When you need to end your trip early, due to a ‘covered reason’, trip interruption benefits can help reimburse you for the cost of air or ground transportation back home. Typically, covered reasons for trip interruptions include a covered illness or injury, a felonious assault, a terrorist event, or an imminent threat to your personal safety during the trip. Baggage protection is also included in this plan. The benefit will reimburse a traveler up to $500 (up to $100 per bag or personal effect) for replacement clothes and personal hygiene items if a piece of luggage is lost, damaged or stolen during transit.

The GeoBlue travel medical plans are available for purchase only before your departure date. If you have already departed on your trip, do not purchase this plan because you will not have any coverage.

Coverages and Plan Info

The GeoBlue Voyager Choice plan is a single-trip medical plan, which offers travelers emergency medical coverage while spending time abroad. This plan does require you to have primary health insurance, but there is no exclusion for pre-existing conditions. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary
Plan Info
Trip Protection
Medical
Pre-Existing Conditions
Accidental Death
Evacuation
Additional Benefits

Plan Summary

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit	Medical Options may vary Direct Pay/Billing
Sudden Recurrence	Covered
Pre-Existing Lookback Period	–
Medical Evacuation	$500,000 (secondary) Repatriation of Remains $25,000

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan Type	Single-Trip Medical
Refund Policy	Prior to Departure Date
Available to	U.S. Residents with Primary Medical Coverage
AM Best Rating	A-

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Interruption	Transportation Benefit $1,000 Return Air Only (secondary) Lodging and Incidentals $500 per trip Limited to $50 per day for a max. of 10 days (secondary)
Baggage Loss	$100 per Bag or Personal Effect $500 max. (secondary)

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit	Medical options may vary
Complications of Pregnancy	Covered
Terrorism	Covered
Dental	$500 – Injury $250 – Relief of Pain (secondary)

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Sudden Recurrence	Covered
Lookback Period	–

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full Coverage	$50,000
Common Carrier	Included in Accidental Death 24-Hour
Flight Only	Included in Accidental Death 24-Hour

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation

$500,000 (secondary)

Repatriation of Remains
$25,000

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency Assistance	Call for Details
Optional Coverages	Deductible options may vary
Notes	Included Benefits Security Profiles Doctors & Hospitals The GeoBlue Travel Medical plan is available for purchase only before your Departure Date from the United States. If you have departed for your trip, do not purchase this plan because you will not have any coverage.

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GeoBlue Voyager Essential

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GeoBlue Voyager Essential

The GeoBlue Voyager Essential is a single-trip medical plan, which offers emergency medical coverage while you are traveling abroad.

This plan does not require you to have primary health insurance in place, but there is a 6-month period, prior to the coverage date, for pre-existing conditions. Medical coverage on this plan includes an exclusion for pre-existing conditions, but there is still coverage for emergency medical transportation whether it is due to a known condition or not.

With this plan, you have the ability to select the medical limit, and also the deductible amount. This allows you to have peace of mind knowing you have an amount of coverage that you were able to choose and that you are comfortable with. It also includes the Direct Pay program, which will pay medical bills upfront if the appointment was made with a medical provider in the GeoBlue network and GeoBlue is aware of the appointment 24-hours in advance.

GeoBlue will provide you with an emergency assistance number to call 24 hours a day, seven days a week in the event you need medical assistance or an emergency evacuation during your trip. Also, you will have access to detailed service profiles regarding doctors and hospitals in their area you are traveling. This can help you to prepare and make informed decisions about your medical treatment if there is an emergency during your trip.

The Voyager Essential plan offers 24/7 telemedicine visits at no extra cost to members. Through Global TeleMD, members are able to secure a same day virtual visit with GeoBlue’s global network of doctors. The program offers multiple language options and consultation notes are sent directly to your phone. Additionally, Voyager Essential members have access to GeoBlue’s award-winning app providing medical term and phrase translations, a medicine equivalent tool, and news and safety information based on your location, and more.

Coverages and Plan Info

The GeoBlue Voyager Essential is a single-trip medical plan, which offers emergency medical coverage while you are traveling abroad. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary
Plan Info
Trip Protection
Medical
Pre-Existing Conditions
Accidental Death
Evacuation
Additional Benefits

Plan Summary

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit	Medical Limits may vary Direct Pay/Billing
Sudden Reoccurrence	Emergency Medical Evacuation Only
Pre-Existing Lookback Period	6 Months
Medical Evacuation	$500,000 (secondary) Repatriation of Remains $25,000

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan Type	Single-Trip Medical
Refund Policy	Prior to Departure Date
Available to	U.S. Residents
AM Best Rating	A-

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Interruption	Transportation Benefit $1,000 Return Air Only (secondary) Lodging and Incidentals $250 per trip Limited to $25 per day for a max. of 10 days (secondary)
Baggage Loss	$100 per Bag or Personal Effect $500 max. (secondary)

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit	Medical Limits may vary
Complications of Pregnancy	Covered
Terrorism	Covered
Dental	$300 for Injury $250 for Relief of Pain (secondary)

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Sudden Recurrence	Emergency Medical Evacuation Only
Lookback Period	6 Months

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full Coverage	$25,000
Common Carrier	Included in Accidental Death 24-Hour
Flight Only	Included in Accidental Death 24-Hour

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation

$500,000 (secondary)

Repatriation of Remains
$25,000

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency Assistance	Call for Details
Optional Coverages	Deductible may vary
Notes	Included Benefits Security Profiles Doctors & Hospitals The GeoBlue Travel Medical plan is available for purchase only before your Departure Date from the United States. If you have departed for your trip, do not purchase this plan because you will not have any coverage.

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Generali Global Assistance Premium

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Generali Global Assistance Premium

If you are looking for even more protection for a luxury vacation, the Premium plan from Generali Global Assistance may be your answer. This plan offers the highest-available coverage limits of all three Generali plans offered by InsureMyTrip, including trip interruption of up to 175% of the total trip cost insured, $2,000 for baggage and Sporting Equipment coverage per plan holder, and $1,000,000 in Emergency Assistance and Transportation coverage per plan holder.

This plan also includes:

Coverage for pre-existing conditions within 24 hours of final payment provided you are medically able to travel when you purchase insurance and you insure 100% of your pre-paid trip costs that may be subject to cancellation penalties or restrictions.

Rental Car coverage to protect against certain damages to your rental car while on your trip (not available for residents of Texas).

Along with the offered coverages, Generali Global Assistances’ Premium plan also provides a range of emergency assistance and concierge services. From providing medical referrals and travel advisories to arranging event tickets and schedule golf tee times, assistance is just a phone call away.

Travel insurance coverages are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231, for the operating name used in certain states, please see Important Disclosures.

Coverages and Plan Info

If you are looking for even more protection for a luxury vacation, the Premium plan from Generali Global Assistance may be your answer. This plan offers the highest-available coverage limits of all Generali plans offered by InsureMyTrip. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary
Plan Info
Trip Protection
Medical
Pre-Existing Conditions
Accidental Death
Evacuation
Additional Benefits

Plan Summary

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Cancellation	Trip Cost
Trip Interruption	Trip Cost + 75%
Baggage Loss	$2,000
Baggage Delay	12+ hours $500 max
Medical Limit	$250,000 (secondary)
Pre-Existing Condition Waiver	If purchased prior to or within 24 hours of Final Trip Payment and certain conditions are met
Pre-Existing Condition Lookback Period	180 days
Medical Evacuation	$1,000,000 (secondary)

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan Type	Comprehensive
Refund Policy	10 Day Review Period
Available to	U.S. Residents
AM Best Rating	A

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Cancellation	Trip Cost
Trip Interruption	Trip Cost + 75%
Financial Default	If purchased prior to or within 24 hours of Final Trip Payment and certain conditions are met
Terrorism in Itinerary City	Foreign and U.S. Domestic
Interrupt for Any Reason	–
Cancel for Any Reason	60% of non-refundable trip cost [requires purchase within 24 hours of Initial Trip Payment and certain conditions are met. Available up to a maximum of $10,000 Trip Cost per person.] (optional)
Baggage Loss	$2,000
Baggage Delay	12+ hours $500 max
Travel Delay	6+ hours $300/day $1,000 max
Vacation Rental Damage	–

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit	$250,000 (secondary)
Dental	Included in Medical (secondary)

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Waiver	If insurance purchased within 24 hours of Final Trip Payment and certain conditions are met.
Lookback Period	180 days

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full Coverage	$50,000 $100,000 Policy Limit
Common Carrier	Included in Accidental Death 24-Hour
Flight Only	$50,000 $100,000 Policy Limit

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation

$1,000,000 (secondary)

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency Assistance	Call for Details
Rental Car	$25,000 $25,000 Policy Limit
Optional Coverages	–
Notes	Included Benefits On Demand Medical Care Identity Theft Resolution Services Sports Equipment Coverage

Other plans by Generali Global Assistance

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WorldTrips Atlas Journey Elevate

Coverages and Plan Info

Plan Summary

Plan Info

Trip Protection

Medical

Pre-Existing Conditions

Accidental Death

Evacuation

Additional Benefits

Other plans by WorldTrips

WorldTrips Atlas Rental Secure

WorldTrips Atlas MultiTrip

WorldTrips Atlas Journey Premier

WorldTrips Atlas Journey Preferred

WorldTrips Atlas Journey Explore

WorldTrips Atlas Journey Escape

WorldTrips Atlas International

WorldTrips Atlas America

WorldTrips Atlas Journey Escape

Coverages and Plan Info

Plan Summary

Plan Info

Trip Protection

Medical

Pre-Existing Conditions

Accidental Death

Evacuation

Additional Benefits

Other plans by WorldTrips

WorldTrips Atlas Rental Secure

WorldTrips Atlas MultiTrip

WorldTrips Atlas Journey Premier

WorldTrips Atlas Journey Preferred

WorldTrips Atlas Journey Explore