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Travel Insurance Reviews International Medical Group iTravelInsured LX

iTravelInsurance LX from International Medical Group is a single-trip comprehensive travel insurance plan which offers a higher level of coverage to domestic or international travelers than iTravelInsurance SE. Coverages offered by this plan include trip cancellation, interruption, travel delay and travel medical coverage. The plan also adventure sports and activities as covered reasons for emergency medical care.

To learn more, see the iTravelInsurance LX product page.

Customers rated the International Medical Group iTravelInsured LX plan
4.52 out of 5
369
ratings and reviews
97%
recommended
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Cruise
Filed claim
International Medical Group iTravelInsured LX
The rental car coverage insurance does not extent to "exotics car " or any car above $40000.
Patrick M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. We hope that fellow customers will find your review and our response to be educational and informative. The International Medical Group iTravelInsured LX plan does list the following as part of the exclusions for Rental Car Damage:
    "rentals of trucks, campers, trailers, motor bikes, motorcycles, recreational vehicles or Exotic Vehicles;"
    Exotic Vehicles is defined in the certificate as follows:
    "means Alfa Romeo, Aston Martin, Auburn, Avanti, Bentley, Bertone, BMC/Leyland, BMW M Series, Bradley, Bricklin, Clénet, Corvette, Cosworth, DeLorean, Excalibur, Ferrari, Iso, Jaguar, Jensen Healy, Lamborghini, Lancia, Lotus, Maserati, Mercedes Benz, MG, Morgan, Pantera, Panther, Pininfarina, Porsche, Rolls-Royce, Rover, Stutz, Sterling, Triumph, and TVR, or any antique or any other car with a Manufacturers Suggested Retail Price (MSRP) over forty thousand dollars (,000)."

    In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
    Jan 07,2019
International Medical Group iTravelInsured LX
Great sales experience, great product - I would buy again and recommend to others
steven p. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
International Medical Group iTravelInsured LX
I purchased the "cancel for any reason" insurance, and then had to cancel my flight. I sent in the paperwork requested and a few weeks later received a reimbursement of the airfare cost. It worked! So I do recommend this insurance. Please be sure to carefully read the "cancel for any reason" rules to be certain that is what you are covered for!
Kelly R. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
International Medical Group iTravelInsured LX
Became a first time cruiser September 2019 and was offered the travel insurance thru the cruise line at a very high rate, but not much coverage. Did some research and found IMG on Insuremytrip.com. For two people, I paid a very reasonable price and had coverage for any reason, should I had to cancel my trip. I would recommend IMG to anyone who travels and wants to be covered completely with a reputable company and at a decent price.
Michelle E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
International Medical Group iTravelInsured LX
Because of my health condition the plan gave us pease of mind to enjoy our cruise. Money well spent.
Gary J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
International Medical Group iTravelInsured LX
Was happy to not have to use it; but was glad it was there if needed.
Sharon T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
International Medical Group iTravelInsured LX
We were fortunate that we did not have to use the travel insurance coverage as our trip was "event-free". But the coverage would have met our most important needs for a reasonable cost. My husband got sick and was hospitalized overseas on a previous trip, so we are very picky about what travel insurance we buy now.
Bettye B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
International Medical Group iTravelInsured LX
You need to emphasize the importance of buying policy early to waive the pre-existence clause. I forgot it this year and it cost me.

Since I didn'tuse the policy I can't comment on its satisfication.
George P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    We certainly agree that the Pre-existing Condition Waiver is of high importance in every purchase. All quotes on our website define a pre-existing condition. Your iTravelInsured LX plan defines Pre-Existing Condition Exclusion as:
    "The Company will not pay for any expense as a result of any illness, disease, or other condition during the sixty (60) day period immediately prior to the date Your coverage is effective for which You or Your Traveling Companion, Business Partner or Family Member scheduled or booked to travel with You: 1) received or received a recommendation for a test, examination, or Medical Treatment for a condition which first manifested itself, worsened or became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or 2) took or received a prescription for drugs or medicine. Item (2) of this Exclusion does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the sixty (60) day period before coverage is effective under this Policy."

    Most plans offering the Pre-existing Condition Waiver if you purchase the policy within 10 to 21 days of your Initial Trip Payment. Your plan offered the waiver if you purchased the policy prior to or on the date of your Final Payment.

    Please always remember that the best time to purchase is immediately after you make your Initial Trip Payment.
    Nov 21,2018
The trip included a
cruise
tour
International Medical Group iTravelInsured LX
We did not have to use our coverage, but happy we had it and will look at this plan again for our future travels
Igor M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
International Medical Group iTravelInsured LX
Excellent coverage was provided.
Jacquita V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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