Travel Insurance Reviews MH Ross Advantage Asset Plus

The Advantage Asset Plus plan from M.H. Ross offers Trip Cancellation and Trip Interruption coverage as well as a broad range of other coverages to help protect you while you are traveling. Post-departure coverages such as Baggage, Travel Delay, Medical, and Emergency Medical Evacuation can help to reimburse you for covered incidences that may occur while you are traveling. This plan offers added benefits such as Pre-Existing Conditions Waiver and Cancel for Any Reason.

To learn more, see the MH Ross Advantage Asset Plus product page.

Customers rated the M.H. Ross Advantage Asset Plus plan
4.46 out of 5
371
ratings and reviews
97%
recommended
Sort by
Showing
Cruise
Filed claim
M.H. Ross Advantage Asset Plus
Cancel for any reason provides real peace of mind in travel insurance.
Morris T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
M.H. Ross Advantage Asset Plus
The plan provided adequate coverage for the items we were concerned about during the trip. The claim process and the forms associated with it may need to be revised as our claim should have been something that was quickly addressed as we cancelled and took advantage of the cancel for any reason clause. Instead the processing took one and a half months to complete for an item that could have been quickly reviewed and addressed. If the claim would have been processed quicker we would have been more satisfied with the service provided.
Christopher R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
M.H. Ross Advantage Asset Plus
Good plan, no pricier than any other. From a consumer point of view it was the best choice, however, trip insurance is not cheap.
Susan J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
M.H. Ross Advantage Asset Plus
It was very expensive!
Jonathan F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
M.H. Ross Advantage Asset Plus
Needed about 5 weeks to get our settlement, which is reasonable. That's our only quibble. Otherwise, completely satisfied. Thanks.
Thomas N. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
M.H. Ross Advantage Asset Plus
No claim filed. Uneventful trip.
Louis J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
M.H. Ross Advantage Asset Plus
Purchased this plan because we were traveling with an agency that we had never used previously. Also, the resort we were planning to stay at wasn't open yet, and as a precaution we purchased travel insurance. As it turned out, everything with the trip, the resort and the agency worked out fine, but unfortunately, my husband got involved in a project at work and as a result we couldn't travel. Luckily, we had the travel insurance and our claim was handled promptly and was very easy to submit. The $252 we spent on the plan saved us thousands in non-refundable trip costs.
Ana Maria W. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
M.H. Ross Advantage Asset Plus
Third time using InsureMyTrip, the plans are affordable, and the peace of mind is priceless. The customer service is fantastic in selecting a plan. They do not push you to the more expensive plan. Actually, they have steered me towards a more cost effective option with all the coverage I need.
Bruce G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
M.H. Ross Advantage Asset Plus
I filed a claim which took 5 months to get paid. I have accepted that the terrorism clause in the plan was worded poorly, and forced me to invoke the "Cancel for Any Reason" benefit of the plan, which only pays 75% of cancellation fees. The terrorism clause was worded such that the U.S. Government has to officially call the event an act terrorism. In Israel, there are things that occur that don't get officially designated by the U.S. State Department as terrorism. The cancellation for terrorism part of the plan was cleverly worded to leave a gap where some terrorist acts are not covered if they don't make the State Department radar. Now for the claim, although I sent in all the proper documentation, they were looking for a specific form of documentation from the airline on the cancellation fee, which was difficult to obtain. Eventually, I did get this resolved, and they did pay the claim.
David M. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. We appreciate your business, and are pleased to learn that your claim was paid. We apologize on behalf of the claims administrator that your claim took five months to resolve.

    The wording of Trip Cancellation for a Terrorist Attack can be confusing, but the coverage is worded similarly in the majority of plan certificates. In the future, please feel free to call us for clarification. Unfortunately, none of the comprehensive policies on our website cover trip cancellation for the previously referenced events.
    We advise customers concerned about war (declared or undeclared), political or civil unrest to purchase the "Cancel For Any Reason" benefit. There are usually three conditions that must be met to purchase a "Cancel For Any Reason" policy: The policy needs to be purchased within 10-30 days after making the initial trip payment/deposit, the entire pre-paid and non-refundable trip cost needs to be insured, and the covered trip must be canceled more than 2 days prior to the departure date. The majority of "Cancel For Any Reason" policies will reimburse 75% of the trip cost, unless otherwise noted.

    We encourage customers to call InsureMyTrip prior to purchasing travel insurance to ask questions about coverage and receive recommendations based their needs. InsureMyTrip is open 7 days a week at 800-487-4722.
    Mar 05,2015
M.H. Ross Advantage Asset Plus
It was very regretful to cancel my trip to visit my parents in Venezuela; the country's government has made it hard for travel. The only comfort I had was to have our trip reimbursed for different travel dates, hopefully soon in the future. M.H. Ross refunded the trip cost as promised, and in a timely manner. This is a reputable insurance company, and I would recommend them. Hopefully, you won't need to cancel your trip, but rest assured that you are in safe hands if you purchased Cancel For Any Reason coverage.
Jose d. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Show reviews per page.

Top 5 Providers

  1. GeoBlue
    (4.70)
  2. IMT Services
    (4.69)
  3. Nationwide
    (4.64)
  4. MEDEX
    (4.62)
  5. RoamRight
    (4.61)
  1. GeoBlue
    (4.71)
  2. Crum & Forster - Travel Insured International
    (4.62)
  3. IMT Services
    (4.60)
  4. Travelex
    (4.60)
  5. Allianz Global Assistance
    (4.56)