Travel Insurance Reviews TripAssure Advantage Asset Plus
The Advantage Asset Plus plan from TripAssure offers Trip Cancellation and Trip Interruption coverage as well as a broad range of other coverages to help protect you while you are traveling. Post-departure coverages such as Baggage, Travel Delay, Medical, and Emergency Medical Evacuation can help to reimburse you for covered incidences that may occur while you are traveling. This plan offers added benefits such as Pre-Existing Conditions Waiver and Cancel for Any Reason.
To learn more, see the TripAssure Advantage Asset Plus product page.
TripAssure
Advantage Asset Plus
I filed a claim which took 5 months to get paid. I have accepted that the terrorism clause in the plan was worded poorly, and forced me to invoke the "Cancel for Any Reason" benefit of the plan, which only pays 75% of cancellation fees. The terrorism clause was worded such that the U.S. Government has to officially call the event an act terrorism. In Israel, there are things that occur that don't get officially designated by the U.S. State Department as terrorism. The cancellation for terrorism part of the plan was cleverly worded to leave a gap where some terrorist acts are not covered if they don't make the State Department radar. Now for the claim, although I sent in all the proper documentation, they were looking for a specific form of documentation from the airline on the cancellation fee, which was difficult to obtain. Eventually, I did get this resolved, and they did pay the claim.
David M. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
TripAssure
Advantage Asset Plus
Did not need to make a claim. Can not attest to coverage and claims processing.
Frederic M. would
recommend this plan to a friend or relative.
The trip included a
tour
TripAssure
Advantage Asset Plus
We needed the "Cancel for any reason" option, which was at a fair price, however we did not have to use it.
Signe A. would
recommend this plan to a friend or relative.
The trip included a
tour
TripAssure
Advantage Asset Plus
The tour company which I used also provided insurance, but it was twice as much. I went to InsuredMyTrip and found a reasonable low-cost plan.
Van H. would
recommend this plan to a friend or relative.
TripAssure
Advantage Asset Plus
Fortunately did not have to use the plan . Therefore, I do not know what would happened if we had a claim.
Sasan R. would
recommend this plan to a friend or relative.
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reviews per page.
The wording of Trip Cancellation for a Terrorist Attack can be confusing, but the coverage is worded similarly in the majority of plan certificates. In the future, please feel free to call us for clarification. Unfortunately, none of the comprehensive policies on our website cover trip cancellation for the previously referenced events.
We advise customers concerned about war (declared or undeclared), political or civil unrest to purchase the "Cancel For Any Reason" benefit. There are usually three conditions that must be met to purchase a "Cancel For Any Reason" policy: The policy needs to be purchased within 10-30 days after making the initial trip payment/deposit, the entire pre-paid and non-refundable trip cost needs to be insured, and the covered trip must be canceled more than 2 days prior to the departure date. The majority of "Cancel For Any Reason" policies will reimburse 75% of the trip cost, unless otherwise noted.
We encourage customers to call InsureMyTrip prior to purchasing travel insurance to ask questions about coverage and receive recommendations based their needs. InsureMyTrip is open 7 days a week at 800-487-4722.