Submitted a claim for dental extraction due to molar fracture (less than $100), was processed immediately, and received check very fast. During the emergency, we called and spoke to the rep few times, and also via email. Very efficient and extremely helpful. We will definitely buy this insurance again, but the only problem with medical care claim if you have own insurance, you have to claim thru that first. Quite a hassle, so even we have another medical claim (small amount), we decided not to be troubled with submission.
Lii Yun Y. would
recommend this plan to a friend or relative.