To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
Since the cost of your trip is used to calculate the amount of your Trip Cancellation and Trip Interruption coverage, you will always want to insure anything that is prepaid and nonrefundable for your trip. In other words, it is the monies you would lose if you had to unexpectedly cancel your trip on the date of departure.
As you indicated, trip cost is also used in calculating the premium so the traveler would want to be careful to not over-insure.
Please keep in mind that you should feel free to call InsureMyTrip at 800-487-4722 if you need assistance in determining your total trip cost.