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Travel Insurance Reviews Travel Insurance Reviews Plans

To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.

How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.

InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.

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Customers who have visited Spain and taken a cruise rated our travel insurance plans
4.57 out of 5
897
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
I had surgery on my foot in January, after buying the insurance. to that point. I followed ALL doctor's orders to the tee. After the foot came out of the cast, it began swelling and the leg showed significant redness to near the knee. Roughly 2 weeks before my planned flight, it was determined that I could not fly for at least a month. At that point I filed my claim. It took 90 days to get the claim paid and that is what insurance is all about. It was even suggested that this was a preexisting claim or condition. Never had this kind of problem previously. Eventually they paid.
Leland R. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for submitting your review. We are very pleased to hear that your claim was paid.

    Your CF Travel Insured plan has a preexisting condition period of 60 days which is the number of days that the insurance company will "look back" from the date you purchased the policy to see if your claim is related to a preexisting medical condition. If the reason you are canceling, interrupting or seeking medical coverage is related to a preexisting condition, there would be no coverage under your policy so your claim would be denied.

    The best way to avoid any confusion over a preexisting medical condition is to purchase a policy with the waiver of that exclusion. You can purchase most policies up until the day before departure. However, the best time to purchase travel insurance is right after you put money down towards your trip. The preexisting condition waiver is a time sensitive coverage that requires you to purchase a policy within 10 to 21 days of your initial trip payment. Unfortunately you did not qualify for the waiver since you purchased this plan more than 21 days after your initial trip payment.

    Please call us at 800-487-4722 weekdays from 7:00 AM to midnight EST or weekends from 9:00 AM to 9:00 PM for assistance in quoting or purchasing a policy.
    Aug 07,2018
The trip included a
cruise
tour
AIG Travel Travel Guard Basic
I really appreciated the e-mail from InsureMyTrip right before I left with all the details of the insurance including phone numbers and a smart phone app. I felt very secure during my trip. There were two medical evacuations during the week on our cruise ship, so you never know when you will need this. Fortunately, I didn't have to make a claim.
Owen M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
AXA Assistance USA Gold
Thankfully, I had no reason to use the plan while in Europe, and this complete coverage gave me great peace of mind as we traveled.
Patricia G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Generali Global Assistance Standard
Glad we didn't have to file any claims and that I didn't overspend on the insurance policy.
Sharon H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Generali Global Assistance Standard
Plan was fairly priced and covered the major options we were looking for.
Daniel T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Generali Global Assistance Standard
I can't verify how good the service was if I had to use it but under the circumstances I was traveling with peace of mind that they were there and I saw their offices while I was in Europe if I actually needed them! I would use their services again!
Garrett E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
AIG Travel Travel Guard MedEvac Plan
The plan gave me peace of mind during our 20 days away from home. I'm glad I didn't have to use it, but it was worth every penny as I didn't have to worry about accidents or health issues while abroad.
James H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
International Medical Group iTravelInsured SE
Fortunately we did not have to use our insurance, so we are unable to rate it.
Richard K. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector Lite
Booked this trip over a year ago and the insurance provides a peace of mind even when everything goes as planned. We will use Insure My Trip for all our planned vacations.
Robert K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
LOng and painful claims process. When you call to check on the status, someone looks at a computer screen and reads what is there. You are never able to speak or e-mail directly to a claims adjuster. Often, I would be the one suggesting the next follow-up step,
Carlton S. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
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