Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
tour
Arch RoamRight
Essential
Horrible & Rude Insurance Company..
DO NOT USE!! Where do I begin with this horrible company as well as awful customer service?!?! We had planned a trip in June 2022, to Belize. Bought, what we thought, was good travel insurance. On the day of our vacation (6 hours before our flight), Delta airlines, canceled our trip TWICE. Resulting in us NOT able to make it to our destination. Sadden, we (4 of us) came back home. immediately contacted the insurance company and they told me to file a claim. So I did…6 long months later, we were told our claim was denied, because "they do not cover flight cancellations"! We have waited
so long on this horrible insurance company that now we are NOT able to even get our money back through our credit card company. So now we are out of a vacation and the money...$4000 for the resort in Belize is all we were asking for. If I could give Arch RoamRight zero stars I would. My advice to anyone out there looking for a good travel insurance…..DO NOT PURCHASE ARCH ROAMRIGHT!! They will take your money, string you along and be very rude to you in the process.
DO NOT USE!! Where do I begin with this horrible company as well as awful customer service?!?! We had planned a trip in June 2022, to Belize. Bought, what we thought, was good travel insurance. On the day of our vacation (6 hours before our flight), Delta airlines, canceled our trip TWICE. Resulting in us NOT able to make it to our destination. Sadden, we (4 of us) came back home. immediately contacted the insurance company and they told me to file a claim. So I did…6 long months later, we were told our claim was denied, because "they do not cover flight cancellations"! We have waited
so long on this horrible insurance company that now we are NOT able to even get our money back through our credit card company. So now we are out of a vacation and the money...$4000 for the resort in Belize is all we were asking for. If I could give Arch RoamRight zero stars I would. My advice to anyone out there looking for a good travel insurance…..DO NOT PURCHASE ARCH ROAMRIGHT!! They will take your money, string you along and be very rude to you in the process.
Felicia C. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
cruise
Arch RoamRight
Preferred
Did not cover what we needed although plan says it was covered. Will never use again.
Shawn N. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Arch RoamRight
Essential
Arch Roam Right is a terrible company. They look out for their own interests, not the interests of their insureds, and attempt to deny claims by re-writing their policies after the fact so that they can deny your legitimate claims. Beware. We are avid travelers and will never use their insurance again, and are in the process of filing a complaint with the Better Business Bureau.
Nicholas T. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
-
Megan
Thank you for your feedback.
All travelers that purchase a policy through InsureMyTrip have access to our Anytime Advocates® program. This unique program is designed to save our travelers time and money by contacting the travel insurance provider directly to smooth out any kinks in the claims process. The InsureMyTrip Anytime Advocates® will help any customer with:
Claims assistance
Receive expert advice on how to navigate the claims process and file a claim properly with your travel insurance provider.
Dispute resolution
Anytime Advocates® will check the status of a claim. If a claim is denied, an advocate will work on behalf of the customer to learn why or to help with the appeal process.Aug 24,2020
The trip included a
tour
Arch RoamRight
Preferred
Most of the reviews I've read here seem to mention not having to actually USE their purchased coverage. I am writing as someone who has had to use the coverage and has been fighting a ridiculous fight to get reimbursed. To try and make it brief, I'll just say they have been making me jump through many hoops and that It's been going on for 6 months now. Each time I submit what they ask for, they come back to me with something else I need to send in; all in an effort , I'm sure, to wear me down and have me say the heck with it. This has happened 8 times now, to the point where my travel company told me they never heard of a travel insurance company demanding what they were asking for in order to process a claim payment. After supplying all the information, on a $6,000 claim, for which I paid an additional $1300 for the insurance, they reimbursed me $60 for myself and $60 for my husband. I have now started an appeals process. It has been 4 weeks and I have not heard a thing from them, not even an acknowledgement that they received my email and then again a subsequent email I sent asking for receipt confirmation. I will contact my local consumer advocates and also the state attorney general for assistance. DO NOT PURCHASE TRAVEL INSURANCE from ROAM RIGHT. I CAN'T STRESS THIS ENOUGH!!! That is unless you want to have an excerise in total frustration only to be ripped off in the end anyway. They are crooks.
Kathleen R. would not
recommend this plan to a friend or relative.
5 of
7 people found this review helpful
The trip included a
cruise
Global Alert!
Preferred
I did not make this trip! Prior to the departure, I canceled, which you state in the policy, c complete refund. I was advised of a refund of only a few dollars. Not worth pursuing. Not good!
Kenneth M. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
-
Mike
Thank you for your feedback. Here is the refund information per the certificate of your policy:
"You have the right to cancel the Policy at any time by giving advance notice to Our Agent or Us (stating when thereafter the cancellation shall be effective). We will refund any unearned premium to You within 10 days of cancellation."
Since your policy was effective for the trip cancellation benefit for approximately one year, the pro-rated refund was just a fraction of the entire premium.
If you have any questions or concerns, please call us at 800-487-4722.Jul 24,2017
Arch RoamRight
Essential
I will never insure with this company again. Have purchased several trip policies and made one claim this year due to illness. Always had to call in to find out the status. Took forever. We site showing status is worthless. They denied the claim according to what isn't covered obviously hidden in their 34 page policy. Customer service was not helpful every time I called. Like pulling teeth to get information.
Lillian T. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
-
Mike
Thank you for your feedback. We are sorry to hear about your frustrating claim experience. We have forwarded this information on to RoamRight.
We do want you and your fellow customers to be aware that InsureMyTrip offers a Customer Advocate Program. Customer Advocates are representatives assigned to assist customers who experience issues after filing a claim. Requesting a Customer Advocate is as simple as calling 800-487-4722 or emailing [email protected], explaining the events which resulted in a claim, and the challenges you are facing.Jun 20,2017 -
Vicki Zidwick
Arch RoamRight
Traveler,
Thank you for taking the time to reach out to us. As explained in more detail in the denial letter, your claim was denied based on the terms of the policy and the circumstances of the claim. If you have any additional information that you feel would affect our claim decision, or if you have any further questions about your claim, feel free to contact the claims department at [email protected] or at 855-762-6252.
Regards,
The RoamRight Team
Jun 20,2017
The trip included a
cruise
tour
Generali Global Assistance
Standard
We experience multiple flight delays, lost baggage and even missed our cruise embarkation.
The online process is very cumbersome and they ask for ridiculous information "like a copy of your homeowners" policy when "trying" to fill out a claim. The process is very difficult and there are tons of information outside of the basic information you'd assume they'd require for a claim. Unless you fill and download the entire form, it will not even let you submit any of it. I called and emailed Generali's customer service several times with no help. In fact, I was pretty much told my claim would probably be denied without even submitting it. Even though, we missed our ship and had to fly into a different port than embarkation with no luggage to catch the ship the second day. I really feel they make the process so difficult on purpose and offer little help or concern if you call a representative. I basically just gave up! even though I had much proof of the delays, lost luggage, car rental to port and missing the embarkation. Waste of money!!!
The online process is very cumbersome and they ask for ridiculous information "like a copy of your homeowners" policy when "trying" to fill out a claim. The process is very difficult and there are tons of information outside of the basic information you'd assume they'd require for a claim. Unless you fill and download the entire form, it will not even let you submit any of it. I called and emailed Generali's customer service several times with no help. In fact, I was pretty much told my claim would probably be denied without even submitting it. Even though, we missed our ship and had to fly into a different port than embarkation with no luggage to catch the ship the second day. I really feel they make the process so difficult on purpose and offer little help or concern if you call a representative. I basically just gave up! even though I had much proof of the delays, lost luggage, car rental to port and missing the embarkation. Waste of money!!!
Sherry H. would not
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
-
Carol
Thank you for submitting your review.
Generali is sorry to hear about the circumstances surrounding your experience, and for not meeting your expectations. The Generali Global Assistance goal is to provide a prompt and courteous claim experience to all their customers. Letting them know how they are doing is the best way to ensure the best possible service.
If there is something specific that you want to be sure is covered, feel free to ask about it before, during or after you purchase the policy. Their Free Look Period allows you to get a refund for your plan within 10 days from the time of purchase in most states. Please contact (800) 348-9505 or [email protected] if you have additional questions.Oct 15,2019
Generali Global Assistance
Vacation Rental Damage Plan
Temporary insurance is always a waste of money.
Kevin K. would not
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Standard
Generali insisted that we could not receive reimbursement after cancellation due to a medical condition. The condition was a sudden increase in falls while walking that occurred around the beginning of May , end of April. The treatment needed was purchase and use of a cane, prescribed by a physical therapist. Doctor visit was not necessary, although we did follow up later with the doctor, after cancelling the trip. I consider the refusal of coverage to have been borderline fraudulent.
Leslie F G. would not
recommend this plan to a friend or relative.
Generali Global Assistance
Preferred
How are you supposed to make a claim
When no-one answers the phone, or responds to emails. I have sent 3 emails and called 5 times and not a single answer. This is unacceptable! I took this policy based on a Clark Howard recommendation, and if I can’t make a claim, then what’s the point!
When no-one answers the phone, or responds to emails. I have sent 3 emails and called 5 times and not a single answer. This is unacceptable! I took this policy based on a Clark Howard recommendation, and if I can’t make a claim, then what’s the point!
JENNIFER T. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
Thank you for contacting RoamRight. We regret to inform you, your claim was not approved because the reason for your transportation delay was not a delay of a common carrier as outlined by your Description of Coverage.
If you have any other questions, please do not hesitate to contact us at 800-487-4722.