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Travel Insurance Reviews Travel Insurance Reviews Plans

To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.

How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.

InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.

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Customers who have visited South Africa and taken a cruise rated our travel insurance plans
4.47 out of 5
77
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
cruise
TravelSafe Classic
Since it was not necessary to file a claim, I could not tell if the TravelSafe Classic plan was good. Prior experience with InsureMyTrip made me comfortable in knowing that I would be taken care of by TravelSafe in the event a problem occurred. I kept the TravelSafe emergency number with me at all times.
Joyce B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
AXA Assistance USA Gold
Due to a personal tragedy at home my wife and I interrupted a cruise and returned home at the next port. The claim form and related documentation requested by AXA Assistance USA was emailed to their claims office on December 9th. On December 14th, I received an email from the claims adjuster confirming approval of the claim and that the payment check would be received in 10 to 15 business days. Based on my experience I would highly recommend this company.
John R. would recommend this plan to a friend or relative.
6 of 6 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
AXA Assistance USA Gold
We had to cancel our trip at least 8 months before. I thought we would be able to get all our money back, but we were not.
Nancy C. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. After cancelling your trip, you contacted AXA Assistance USA to cancel your travel insurance policy. The AXA Assistance USA Gold plan for residents of Illinois has a 10 day free look period, "You may cancel insurance under the Policy by giving Us or Our Administrator written notice within 10 days from the Effective Date. If You do this, We will refund Your premium paid provided You have not filed a claim under the Policy."

    Unfortunately, your request to cancel the policy came outisde of the 10 day free look period so you were unable to receive a full refund of premium. However, AXA Assistance USA provided a pro-rated refund of premium under the following clause, "You have the right to cancel the Policy at any time by giving advance notice to Our Agent or Us (stating when thereafter the cancellation shall be effective). We will refund any unearned premium to You within 10 days of cancellation."

    Please call us at 1-800-487-4722 if you have any questions or concerns.
    Dec 10,2015
The trip included a
cruise
tour
John Hancock Gold
I have used InsureMyTrip for years and have always found it very useful and easy to use. I particularly like the way you can compare different companies using the same criteria to find the best price for what you need.
Georgette T. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
The claim that we made was processed fairly, but not promptly. I would suggest that anyone that is taking out a policy to obtain the medical treatment form before going on a trip since that appeared to be one of the major points of dispute with getting reimbursed. The provider just was not very willing to accept the medical statement that was provided from the ship. The second point is that one must be aware of the provisions of the policy and be prepared to remind, several times, what the contract of insurance actually states to the provider. Otherwise, the carrier will not seem to be aware what certain terms like "spouse" and "occupied same cabin" means in continually requesting the same information.
Gilbert G. would recommend this plan to a friend or relative.
4 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Travelex Travel Select
Since I didn't have to use the plan, I can't say anything about the Travelex Travel Select plan. I'm assuming the product would have come to the rescue if a claim was necessary. However, that is all hypothetical. I'll continue to use your service until I have a reason to go elsewhere.
Glen B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Travelex Travel Max
We purchased plan for additional evacuation coverage. However we had to cancel trip 3 days before leaving, but didn't file claim because reason was not covered. Fortunately we also had a great cancel-for-any- reason policy from Holland America that refunded 90% pf cruise/flights and 100% of tours.
Michael C. would recommend this plan to a friend or relative.
2 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
InsureAssist TravCan Premier
Hoping we would not need it. Reasonable price for coverage.
Ronald M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
C&F Travel Insured International Trip Protector Lite Expanded
I did not use the benefits, fortunately. The trip went smooth. What I paid for, I suppose, was the peace of mind of knowing that if things went awry there would be assistance waiting. Thanks.
Steven R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
HTH Worldwide TravelGap Silver
Insurance was required by the tour company we were traveling with. Fortunately we did not have any accidents and did not have to utilize the insurance. However, someone else in the tour group did. It was reassuring to us to know we had the insurance just in case. One big thing to remember though is that this is a reimbursement policy, you have to pay for any services needed up front from your own resources, then get paid back...hopefully.
Glenn A. would recommend this plan to a friend or relative.
4 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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