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Travel Insurance Reviews Travel Insurance Reviews Plans

To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.

How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.

InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.

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Customers who have taken a cruise and visited Costa Rica rated our travel insurance plans
4.50 out of 5
90
ratings and reviews
94%
recommended
Sort by
Cruise
Filed claim
The trip included a
cruise
TruTravel Insurance Premier
My wife and I unfortunately had to cancel our cruise vacation due to a medical issue. The cancellation portion of our insurance was effective and covered all of our costs associated with this cancellation. The provider was easy to reach by phone and was prompt in sending the claim forms to me by email. After the claim was submitted I received my reimbursement within two weeks. I’m very pleased with this coverage and would highly recommend it to others.
Alan S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Global Alert! Preferred
I had a claim that was complicated because I had problems at both the beginning and end of my trip. The problems at the end became complicated because of steps I had to take at the beginning to get to my cruise. I had a little trouble filling out the claim forms, but sent a cover letter and they sorted it out and covered almost every thing I thought they would. There was one denied item that I didn't understand, but since they went over the max amounts that I thought they would cover I was very happy. The only problem was that my claim seemed to get hung up and I didn't get a response as fast I should have. When I called they expedited it and all was well.
Anne B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Kyle
    Photo
    Thank you for providing your feedback on this policy. We are happy to hear that your claim was paid. If you have any questions or concerns when filing a claim, please feel free to reach out to our customer Advocates. We are available 7 days a week at 1-800-487-4722.
    Aug 11,2017
The trip included a
cruise
AIG Travel Travel Guard Silver
i damaged both my iPhone and iPad - and AIG approved my payment in less than 24 hours. It does get any faster or easier than that
Joanne L. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
Global Alert! Preferred
6% of the Total cost of the trip is pretty expensive.
2 months is a long time to wait for reimbursement.
MUST CALL rather than track your claim online ....customer service representatives are quite competent and willing to assist!
I believe the settlement was very fair. Just be aware that booking fees and cancellation fees incurred with a wholesaler (in this case United Cruises) are not covered. Our uncovered amount was only $125.00. I would suggest booking directly with a cruise line or airline in order not to incur these charges.
Mary R. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Generali Global Assistance Standard
My cruise was cancelled due to bankruptcy and this pathetic insurance policy was worth nothing to us. They refused to cover any airfare or accommodation loses what so ever, because they we not considered a covered event! Give me a break!
Ruth H. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. CSA Travel Protection has issued the following statement in response to your review:

    "We’re sorry to hear about the circumstances surrounding your claim. We take reviewing and responding to claims very seriously. We’ve reviewed your claim and a member of our team is reaching out to you to explain why your claim wasn’t payable. We aim to ensure our customers understand the coverage details of our plans and strongly recommend they review a sample Description of Coverage/Insurance Policy that is provided at purchase. We also offer a free look back period with all of our plans to allow customers to cancel their policies within a designated period as long as they haven't already left on their trip or filed a claim. Thank you."
    Mar 21,2016
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
It's difficult to review a plan that wasn't used. A true review would have come if a claim had been submitted. Luckily, that wasn't the case.
Dorothy C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Found out later that the travel company offers a plan that is based on trip cost alone and does not consider age of travelers.
Stephen S. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We incurred costs for hotel, taxis and food due to missing our connecting flight in Miami. So even though American Airlines was horrible to us, Nationwide was great. They processed our travel claim quickly and painlessly. I will definitely use them again!
Robert C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Arch RoamRight Preferred
We always purchase insurance when we travel. This was the first time we had to file a claim of any type. This was the first time we used RoamRight. My husband required surgery which necessitated the cancellation of our trip. The claim was processed with a minimum amount of paperwork and resolved in an expeditious manner. Our claim was paid promptly. We
were very satisfied.
Ellen S. would recommend this plan to a friend or relative.
6 of 6 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
tour
AXA Assistance USA Gold
We appreciate their help and understanding in a difficult situation for us.
Susan G. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Crystal
    AXA Assistance USA
    Photo
    Having trip coverage certainly helps you focus on the important things like enjoying the travel experience and destination.
    We appreciate the opportunity to provide you coverage and assistance and hope you will consider AXA Assistance USA for future travels.
    Feb 01,2016
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