Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Claim was processed successfully but very slowly (3 months from filing to check). Cancellation resulted from traveling family member's unexpected surgery. Claim form (from claims processor in Florida subcontracted by Nationwide) asked for rights to access her complete medical records over an extended period. Instead, she provided a formal letter from her surgeon. Since the amount claimed was little more than $100 over the cost of the policy premium, she/I felt this demand to access huge amounts of confidential health information was way out of line. Buyer beware; in processing claims, claim processors may automatically ask for intrusive access to someone else's health records. If you (or they) are not willing to provide this, try pushing back but realize that you may ultimately be forced to either forego your claim or reveal medical information belonging to whichever party "caused" the claim. These days privacy has a real value and claims processors should adapt by asking only for what can be reasonably required to fairly process the claim in front of them. In this instance, Nationwide's claims processor acted reasonably; they did not press for anything more than the surgeon's letter and did not reject the claim automatically because I didn't sign anything granting them permission to go where they didn't need to go.
Adrian H. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector
Purchased pre-existing coverage which I choose on all trips. FYI: ALWAYS read the policy in full. I had to cancel due to anxiety & filed a claim. I received a call and found out my claim was denied. Anxiety is considered a mental problem and is not covered unless you are hospitalized. I was not hospitalized, so no coverage for my claim. Almost 9K out of pocket.
Peggy S. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
-
Mike
Thank you for your feedback on your policy. We are sorry to learn that you had to cancel your trip. The C&F Travel Insured International Worldwide Trip Protector plan does not cover claims related to: a mental or nervous condition, unless hospitalized for that condition while the Policy is in effect for You. This exclusion is a standard exclusion in most, if not all travel insurance plans. We strongly recommend customers read the terms and conditions of the policy within the review period to determine if the policy fits your needs. If the policy does not fit your needs, it can be cancelled within the review period for a refund of premium. Please call us at 800-487-4722 if you have any questions or concerns.
We have also forwarded this to the insurance provider and they have responded with the following:
"We sincerely apologize for any frustrations you may have experienced. Please reach out to us at 1-800-243-3174 and we would be happy to clarify any questions you may have regarding your claim, and our policy language. Thank you for your patience. "Dec 27,2018
The trip included a
cruise
tour
International Medical Group
iTravelInsured SE
Well, thankfully we didn't need to use the plan. But, it provided comfort that it was there to help us had we needed it.
Louis S. would
recommend this plan to a friend or relative.
The trip included a
cruise
AIG Travel
Travel Guard Silver
Thankfully didn't need to use coverage. This AIG plan provided the coverage I was looking for. Reasonably priced. Would buy again.
Merle T. would
recommend this plan to a friend or relative.
The trip included a
cruise
International Medical Group
iTravelInsured LX
My luggage was lost for 2 days after I arrived in Helsinki. I did not file a claim at that point but was preparing to when I received notice that the airline was delivering my bag to me. It would have been a hassle to have to take time from my trip plans to replace my items but I'm sure you would have been there for me if I needed it.
Steven R. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Global Alert!
Preferred
Plan met my expectations.
Thomas M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
IMT
Travel Visa Medical
Plan worked because I did not have to use it for claiming any unforeseen incident in my travel. I helped for fulfillment of Visa application requirement to Schengen,
Zenaida T. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AIG Travel
Travel Guard MedEvac Plan
Great coverage at affordable prices.
Carol A. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector
I Can’t comment on the above since I didn’t have to use the service. I would,however use C&F travel again.
Jeanne M. would
recommend this plan to a friend or relative.
The trip included a
cruise
Arch RoamRight
Elite
I never had to use the insurance, but it was easy to obtain online and I felt more secure knowing I had it.
Carole M. would
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
Please also keep in mind that the caring, licensed travel insurance representatives at InsureMyTrip are open and honest with every traveler, because our non-commissioned representatives work to find the best plan for you. Our Anytime Advocates® will support you with the process if you feel a claim has been unfairly denied.