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Travel Insurance Reviews Travel Insurance Reviews Plans

To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.

How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.

InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.

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Customers who have visited Canada rated our travel insurance plans
4.61 out of 5
2,639
ratings and reviews
97%
recommended
Write a Review How our reviews work
Sort by
Cruise
Filed claim
By
on
for a trip to Canada. Canada.
WorldTrips Atlas International
My unhappiness is due to the fact that I was only reimbursed for 80% of the total cost of my wife's medical care (I am sure this is stated in the fine print somewhere, but I didn't see it) and it took over a month and a half to receive a response from HCC.
I am not poor and could easily have covered the entire cost of my wife's medical care out-of-pocket. What really annoys me is that I purchased this insurance from you to protect myself against a catastrophic (but extremely unlikely) medical expense, but I now know that due to the 80% rule, I would have been out-of-pocket for $5000, $10,000 or even $20,000, which I definitely could not have afforded.
On a happier note, I called HCC customer service before taking my wife to the doctor, and the person I spoke to was courteous, efficient and knowledgeable.
RALPH D. would recommend this plan to a friend or relative.
35 of 37 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Debra
    IMT
    Photo
    It does state in the policy how covered claims are paid, please see below. We are happy all went well.

    For the Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit. Coinsurance will be waived if expenses are incurred within the PPO and expenses are submitted to Underwriters for review and payment directly to the provider.
    Jul 23,2012
By
on
for a trip to Canada. Canada.
MEDEX TravMed Choice Outbound
Without having had a need to file a claim one does not really have any idea of how good it would be.
Bengt H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to Canada. Canada.
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Check other policies. My cell phone went missing day 1 of our cruise and was never turned in. I was told to do a formal report to file with my travel insurance. I called to file a claim under the baggage portion of the policy and was told that cell phones were specifically excluded. I would think it would be considered a "personal item" and still can't find anything in writing on the policy details I was sent regarding exclusions. I obviously made a wrong choice on this policy. Disappointed. My cell phone locator finally went off a day after I returned home showing it was turned on in a port stop. I now believe a crew member had stolen my phone.
Gregory L. would not recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to Canada. Canada.
The trip included a
tour
International Medical Group Patriot International Lite
Did not use it but it is always good to have available.
Jacob P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to Canada. Canada.
The trip included a
tour
AXA Assistance USA Platinum
It always gives me peace of mind to have insurance on an expensive trip.
Helen B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to Canada. Canada.
The trip included a
cruise
AXA Assistance USA Gold
I wish Insuremytrip would have a program/incentive for returning customers where discounts are applied for future trips. I understand the importance of insurance should something happen but the cost of a 10K trip is just out of line with exposure.
Nancy S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    We understand that it would be very appealing to have an incentive program set up. We wish we could! Unfortunately, insurance laws make discounting insurance illegal, so there is no way for us to put a program like this into action. We apologize that we are unable to offer this feature, but please let us know if you have any questions or need further assistance.
    Feb 19,2016
By
on
for a trip to Canada. Canada.
The trip included a
cruise
tour
Nationwide Mutual Insurance Prime
Since we are getting older, we decided to get trip insurance that covered everything, but it was quite expensive. We had a successful trip and didn't have to make any claims.
David L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to Canada. Canada.
The trip included a
tour
Arch RoamRight Essential
I was unaware of the limitations of this policy. My step son travelling with me got a throat infection while we were away. Taking him to the Hospital was not an option. When I called the insurance company I was told this policy was for serious life treating issues. I could take him to the ER and then a decision would be made as to coverage. In the meantime I would have to pay out of pocket and MAYBE I would be reimbursed. Instead I consulted the pharmacist. I was disappointed at the lack of help I received from the agent. My mistake was I should have informed myself of how to use this plan before I left for my trip.
Sandra R. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Vicki Zidwick
    Arch RoamRight
    Photo
    Thank you for your review. Assuming your stepson also had travel insurance with the RoamRight Essential plan, he would have up to 15,000 USD in emergency accident and sickness coverage. Our 24-hour assistance provider, On Call International, would have been able to assist you in finding non-emergent care for the infection. In this situation, you likely would have had to pay out of pocket and submit for reimbursement. However, our claims process is straightforward and easy to do online. You are able to start your claim process the same day treatment was sought. If you would like to speak with us directly about your situation, please call our claims department at 855-762-6252.
    Aug 16,2016
By
on
for a trip to Canada. Canada.
The trip included a
cruise
tour
Arch RoamRight Essential
Least expensive of all the travel insurance plans I checked--but way too high, given the very low probability of a claim.
David S. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
By
on
for a trip to Canada. Canada.
The trip included a
cruise
AXA Assistance USA Gold
Unfortunately we were unable to take this trip so the insurance helped to reduce the cost of cancellation.
Jeffrey B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Andrew Ostrander
    AXA Assistance USA
    Photo
    Thank you for the review. It can be quite disappointing to have to cancel a trip but we are happy to know your claims experience went well. We appreciate the opportunity to provide coverage for you and look forward to providing travel protection for all of your future travels.
    Oct 02,2017
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