Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
cruise
Global Alert!
Preferred
It costs too much
Anne G. would
recommend this plan to a friend or relative.
The trip included a
cruise
Global Alert!
Preferred
The insurance is too expensive
James M. would
recommend this plan to a friend or relative.
-
Kyle
Thank you for providing feedback on this policy.
Policy premiums are generally determined by 3 factors; (1) The ages of all travelers at the time of purchase, (2) the length of your trip from home to home and (3) the total cost of all pre-paid and non-refundable trip expenses you are insuring.
When planning your next trip, please feel free to give us a call at 1-800-487-4722. Our licensed representatives can assist you in finding the right policy at the best price.Sep 29,2017
Generali Global Assistance
Premium
I learned during this trip's insurance purpose that these plans are less useful for the non-medical aspects of a trip. It became clear to me that these plans are targeted more to folks that pay all costs and have no option of receiving a refund ONLY as of the day prior to your trip's departure.
For example, on our most recent 23 day trip one of our B&Bs would not give refunds after we were only four days into our trip and most other B&Bs would not give refunds only a few days prior to our first night's stay. According the person we spoke to at Insuremytrip there were no CSA or other companys' policies that would cover that situation since it was still refundable as of the day we left for our trip. So if we would have had to return home suddenly after five days into our trip, we would have lost the money for the B&B that needed 3 weeks notice for a full refund. In addition if both of us on this policy would have been incapacitated and unable to cancel all the other B&Bs that had better refund policies (say 2 or 3 days before our stay at them), we would still have to pay those B&Bs.
SO BE FOREWARNED: CSA and other companies will NOT pay unless it was prepaid and non-refundable the day before leaving on your trip. Perhaps the chances of this happening are low but it makes it more difficult to determine the amount of insurance to purchase...I had to file an amendment several times as I further planned the B+Bs for our trip. The travel part of the insurance seems to cater to the fully up front funded vacation via a third party. Wouldn't they have formulas to determine that risk an just fully cover all costs if something should happen during the trip?
That said the medical part of the policy is worth it. We didn't use it during this trip but we had to during a previous trip and were very satisfied.
For example, on our most recent 23 day trip one of our B&Bs would not give refunds after we were only four days into our trip and most other B&Bs would not give refunds only a few days prior to our first night's stay. According the person we spoke to at Insuremytrip there were no CSA or other companys' policies that would cover that situation since it was still refundable as of the day we left for our trip. So if we would have had to return home suddenly after five days into our trip, we would have lost the money for the B&B that needed 3 weeks notice for a full refund. In addition if both of us on this policy would have been incapacitated and unable to cancel all the other B&Bs that had better refund policies (say 2 or 3 days before our stay at them), we would still have to pay those B&Bs.
SO BE FOREWARNED: CSA and other companies will NOT pay unless it was prepaid and non-refundable the day before leaving on your trip. Perhaps the chances of this happening are low but it makes it more difficult to determine the amount of insurance to purchase...I had to file an amendment several times as I further planned the B+Bs for our trip. The travel part of the insurance seems to cater to the fully up front funded vacation via a third party. Wouldn't they have formulas to determine that risk an just fully cover all costs if something should happen during the trip?
That said the medical part of the policy is worth it. We didn't use it during this trip but we had to during a previous trip and were very satisfied.
Stephen S. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
-
Mike
Thank you for your feedback on the policy. We appreciate that you chose InsureMyTrip for your travel insurance needs. We hope that fellow customers will find your review and our response to be educational and informative. The industry standard for costs that are insurable for trip cancellation and trip interruption would be the nonrefundable costs that were pre-paid prior to your scheduled departure date. If you have any questions or concerns please call us at 800-487-4722.Sep 25,2017
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector Lite
This is a good no-frills plan for older people who are especially concerned about medical evacuation costs, and in this respect is much better value than most of the plans offered by tour companies.
DAVID C. would
recommend this plan to a friend or relative.
John Hancock
Silver
It is what is is- a price to pay for peace of mind. As I did not file a claim it's hard to assess "value" but the price seems fair.
Glen M. would
recommend this plan to a friend or relative.
AIG Travel
Travel Guard Gold
I was so pleasantly surprised! There was no hassle when Hurricane Harvey upset my travel plans and I had to file a claim. AIG will always be first on my list for travel insurance!
Joy O. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Prime
I chose this plan as it gave me more coverage, for the best price.
Helen S. would
recommend this plan to a friend or relative.
The trip included a
tour
WorldTrips
Atlas International
We didn't use the plan so our review lacks details concerning timeliness of payment and other details involved in an actual claim.
this plan offered the best value for the money compared to other available plans
this plan offered the best value for the money compared to other available plans
Joseph N. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
AXA Assistance USA
Gold
I feel it is a good plan but the price point is high
Janet S. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
-
Andrew Ostrander
AXA Assistance USA
We appreciate the feedback you have provided. We are sorry to learn you weren’t completely satisfied with your purchase. In the future, you may call us so we may assist you in finding the best policy and benefits to fit your travel needs.Oct 02,2017
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Lite
C&F were very helpful in filling a claim. I would use them again to insure our future trips.
Robert B. would
recommend this plan to a friend or relative.
Policy premiums are generally determined by 3 factors; (1) The ages of all travelers at the time of purchase, (2) the length of your trip from home to home and (3) the total cost of all pre-paid and non-refundable trip expenses you are insuring.
When planning your next trip, please feel free to give us a call at 1-800-487-4722. Our licensed representatives can assist you in finding the right policy at the best price.