Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
MEDEX
TravMed Choice Outbound
Thankfully I did not need to use this medical coverage. Therefore, I find it difficult to offer input on the plan's ease of use and benefits provided. However, based on the summary of benefits info rec'd, it appeared to provide the coverage I needed while vacationing in Canada. and the cost was fairly reasonable.
Donna
Donna
donna w. would
recommend this plan to a friend or relative.
1 of
4 people found this review helpful
The trip included a
cruise
Global Alert!
Preferred
As with all insurance expensive buy necessary
William C. would
recommend this plan to a friend or relative.
The trip included a
cruise
John Hancock
Gold
Didn't file a claim so we can't really says anything about it.
Enrique G. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
John Hancock
Gold
Since I didn't file a claim, it is impossible to say how good this company is. It certainly was expensive but this seems to be true with all travel insurance.
Dana I. would
recommend this plan to a friend or relative.
Arch RoamRight
Essential
Hard to judge the plan since we did not have to use your services. For this, we are grateful!
Robert S. would
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Silver
Plan had good coverage, but was too expensive for the risks involved.
Diane V. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Customer Service is excellent!
Malti K. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
not having to use the plan there's really nothing to review. in my opinion. regards
carl p. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector
I submitted a claim for a visit to the medical unit by phone and was told I would get an email with instructions and was given a claim number. I waited about 2 weeks and never received an email. I tried calling back customer service 4 to 5 times over the next week waiting on hold for hours. Finally I reached an agent after hours on wait and gave her the claim number. She said no such number existed in their system. She was very polite and said she would take the information again and file a new claim. She waited on the phone while I checked to see if the email she sent me came through and gave me her direct number if I had a problem. I submitted all of the necessary paperwork the following day. I received a check 4 months later the day I was leaving for another cruise that I had insured through a different company.
Paula A. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Lite
basis for claim was within coverage time. Solution fell outside the original time frame. The adjustor and I had different interpretations about the flexibility of the policy. She won, I did not push.
Barnabas K. would
recommend this plan to a friend or relative.
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Carol
Thank you for your feedback. However, it is true that not only must the claim have occurred during the policy term, the additional expense must also be incurred during that coverage term. A good example is a traveler waiting until returning home before seeking medical treatment for an injury that occurred during the trip. There would be no reimbursement under a travel insurance policy for medical expenses incurred once you returned home.
InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.Nov 05,2019-
BarnabasK
Sorry for the delayed response. This is what I thought: I had a normal policy. Coverage for cancellation, for covered causes, began at time of purchase. The original trip included a visit of my daughter. Her newly scheduled operation, just a few days before the starting date of my travel, required that I depart earlier than scheduled and return later (the total trip duration was 30 days).
By the time United Airlines adjusted my schedule I had to purchase the outgoing flight and use my already invested miles for the return flight.
In the pre-departure hurry I did not call you; I thought the event was covered and notification after arrival to Toronto would not affect our relations. The changes and costs were all before the original termination date of the policy; I had no claim for thet period.
I think the problem is that travel insurance policies/adjustors do not consider when the the cause of a claim is within the coverage period, but the resulting costs are incurred outside the orginal travel dates. I don't know how normal coverage can deal with situation; a little extra good will might have helped.
I had no time to think this through and took your agen's word. Under calmer conditions I probably would have engaged in a more substantive debate.
This is how I see it now. The technicality of "late reporting" could have been overlooked and the claim handled with a more open mind. What if I'd had the presence of mind to call you before I made the flight changes? It would have not altered any of the relevant facts.
That's it. What do you think?Nov 14,2019
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Carol
I'm very sorry for the delay in replying to your question. Travel insurance policies are very specific and determine payment based on the plans terms and conditions.Dec 13,2019-
BarnabasK
That's OK. I'm late, too. In any case, this was a closed case with the insurance company, inasmuch as I elected not to pursue the matter. Since the situation is not likely (I hope) to happen again, I won't pursue it as an academic matter. You are right, even the best-looking policy needs to be scrutinized before finalk acceptance. What happened is simply not something antoicipated by the creators of the text, the agents could not lean towards the "benefit the customer" direction. Soo . . Have a nice holiday season.Dec 15,2019
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Travel insurance providers offering comprehensive plans will use a few pieces of information to calculate the cost of a policy: age of the travelers, number of travelers, length of travel and the cost of the trip. In general, you should expect a policy will cost anywhere from 4%-10% of your total pre-paid, nonrefundable trip cost.