Most regular health insurance plans provide only partial or no coverage while you are traveling in another country. We offer several types of Travel Medical plans providing a range of benefits, such as medical coverage for pre-existing conditions, multi-trip and renewable protection, emergency medical evacuation, and coverage for long-term travel.
To learn more, see our Travel Medical Plans article.
Apparently you did not need to file a claim. If you had needed coverage, your GeoBlue Voyager Choice plan would have provided a medical limit of 50,000 USD per person. Although you selected the lowest limit, you also had the following options available to you for an additional premium as shown in parenthesis:
100,000 USD (+ 2.64) (secondary)
500,000 USD (+7.26) (secondary)
1,000,000 USD (+7.92) (secondary)
Your Medical coverage was Secondary which will pay only after any other Primary collectible insurance has paid the claim and the Primary policies' limits have been exhausted.
Your GeoBlue Voyager plan also states that "Pre-existing conditions are covered under this plan as any other condition, subject to the terms and exclusions listed in the policy."
Please feel free to call us at (800) 487-4722 if you have further questions.