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Travel Insurance Reviews Comprehensive Plans

Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.

To learn more, read our Comprehensive Plans article.

Customers rated our Comprehensive Plans
4.57 out of 5
59,925
ratings and reviews
97%
recommended
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Cruise
Filed claim
International Medical Group iTravelInsured SE
Although I didn’t make a claim on this policy, it seems to provide a flexible, cost-effective plan.
MICHAEL S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
International Medical Group iTravelInsured LX
Processed claim reasonably fast and paid everything that was submitted. No hassles. Will continue to use them.
Joel L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
AXA Assistance USA Gold
Easy to find a good policy at a good price. Glad we didn't have to use it.
John G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector
always happy when i have no reason to file a claim !
David J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Travelex Travel Basic
Did not use the plan, but pleased that I had it in case of any disruptions on travel. I have had recommendations from friends who unfortunately had to file claims and they were very satisfied with your service.
Rose Marie V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
International Medical Group iTravelInsured SE
Didn’t need to file a claim so can’t comment on that.
Karen K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Tokio Marine HCC Medical Insurance Atlas Expedition
The process for purchasing was easy and I appreciate that they send you the electronic copy of your coverage right away. My husband and I ended up having to file a baggage delay claim. Our luggage did not arrive at our destination until 5 days later. This was during Christmas and New Years so you can imagine how stressful it was for us. The last thing we wanted to do after spending a lot on holiday gifts and vacation was to incur more expenses due to delayed luggage. Since I have the app on my phone I re-read the terms while abroad and that helped me a lot in preparing the claim for example there was a number to call, I learned that I need to first file through the airline before my insurance would cover anything the airline won't pay. So I was able to file for Property Irregularity Report at the airport the same day we lost our baggage. Then got the proof of delivery form after we picked up our baggage. The customer service was helpful in answering my questions. The examiner processed our claim fast. For example, we filed on Jan 4 and sent the additional documents on Jan 8. We got paid on Jan 16. We got reimbursed $410 for all expenses incurred such as toiletries, clothes and shoes we needed while we're waiting for our baggage. Our insurance cost $200 so they are well worth it. I'd definitely recommend them and I will use them again.
Agnes S. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Generali Global Assistance Preferred
We were very happy with the policy and Generali was easy to work with when we had to contact them about a possible cancellation. Generali informed us there is a section on the claim form the physician needs to complete if the trip is cancelled. Thus, I recommend you obtain the claim form (digital copy would be fine) when you buy the insurance policy so if you visit a physician who determines you have to cancel your trip, the physician can complete the section at that time ... who wants to come back to get the form completed at a later date. Generali emailed the form to me while I was on the phone with them so we had it when we visited the physician ... fortunately we were given the green light to travel!
Robert K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector
I didn't need to use this plan but was happy to have the coverage I wanted at a good price. I hope I never need to enact my travel insurance coverage but will continue to purchase trip insurance in the event of something unanticipated happening. I hope whatever might happen will be covered.
Linda M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Been a customer for a few trips now and never needed to file a claim. But curious if the policy that we purchased would of covered us if we needed to leave the ship at a port and fly home because of illness? The reason why I ask is because a couple we were traveling with had to do just that. The male traveler came down with walking pneumonia and NCL strongly suggested they get off at Cozumel and fly home. Reason being was the next three days will be at sea and if you need to be medevac'd off the ship we will be out-of-range for helicopters to reach us. That being said they chose to disembark at Cozumel to be safe. So I was wondering if the plan we purchased would of covered the travel expenses. Thanks so much and looking forward to purchasing our next travel policy.
Robert D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback on this policy. For the Nationwide Essential plan the number one covered reason for Trip Interruption is as follows:

    "Your Sickness, Accidental Injury or death, that results in medically imposed restrictions as certified by a Physician at the time of Loss preventing Your continued articipation in the Trip. A Physician must advise to cancel the Trip on or before the Scheduled Return Date;

    The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You join Your Trip after departure or are unable to continue on the covered Trip due to any of the following reasons that are Unforeseen and
    takes place after departure:"

    This plan has 250,000 USD per person in Medical Evacuation under the following terms in your certificate:

    "Emergency Evacuation means:
    (a) Your medical condition warrants immediate Transportation from the hospital where You are first taken when injured
    or sick to the nearest Hospital where appropriate medical treatment can be obtained;
    (b) after being treated at a local Hospital, Your medical condition warrants Transportation to the United States where
    You reside, to obtain further medical treatment or to recover; or
    (c) both (a) and (b), above."

    Please call us at 800-487-4722 if you have any questions or concerns. We would be happy to assist you.
    Jan 23,2020
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