Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
Generali Global Assistance
Standard
Didn’t need to use it but it helps traveling when you know you have coverage for most incidents
Beatrice C. would
recommend this plan to a friend or relative.
John Hancock
Silver
Didn’t use it so not sure how to review. But I’m happy about that! For peace of mind.
Janice B. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Choice Cruise
This was only our second time buying trip insurance and Nationwide was very patient explaining to me the rules and procedures.
We had two small claims. 1) We had a boating accident on our trip, the day before we boarded our cruise, and my partner injured his back. When we got home, we submitted a claim for a doctor visit with X-rays and a prescription. 2) While onboard our cruise, I had to see the ship's doctor to be tested for the flu and also get a prescription, and I submitted a claim for that also.
Both claims were small, but they were handled very well by Nationwide. The only potential glitch was that I knew ahead of time that I would need to submit the doctor's report in order for my claim to be paid, but our cruise line for some odd reason, gave me a very hard time with that. The doctor would not give me a report - he said I'd have to call and ask the corporate office for it when we got home. However, when I called, they did not want to send it to me either! I eventually did get it, but meanwhile I explained the situation to Nationwide, and provided them with other documents proving the claim, and they were very cooperative. Within a little over a week of submitting all of the required documents, I had a reimbursement check for the full amount of both claims.
Fortunately, we did not have any big claim, but if we ever do and they handle them as well as they did these, I will continue to be very happy with them!
We had two small claims. 1) We had a boating accident on our trip, the day before we boarded our cruise, and my partner injured his back. When we got home, we submitted a claim for a doctor visit with X-rays and a prescription. 2) While onboard our cruise, I had to see the ship's doctor to be tested for the flu and also get a prescription, and I submitted a claim for that also.
Both claims were small, but they were handled very well by Nationwide. The only potential glitch was that I knew ahead of time that I would need to submit the doctor's report in order for my claim to be paid, but our cruise line for some odd reason, gave me a very hard time with that. The doctor would not give me a report - he said I'd have to call and ask the corporate office for it when we got home. However, when I called, they did not want to send it to me either! I eventually did get it, but meanwhile I explained the situation to Nationwide, and provided them with other documents proving the claim, and they were very cooperative. Within a little over a week of submitting all of the required documents, I had a reimbursement check for the full amount of both claims.
Fortunately, we did not have any big claim, but if we ever do and they handle them as well as they did these, I will continue to be very happy with them!
Kathleen C. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Standard
I did not have to use it this time.
John W. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Standard
I already have a plan that covers medical/emergency evacuation costs. I just want to cover the investment in my travel costs, such as airline tickets, cruise costs, etc. Your company required me to include medical/evacuation costs in your coverage. Duplicate cost for me.
Christine O. would
recommend this plan to a friend or relative.
Generali Global Assistance
Preferred
The plan we chose gave us the coverage we wanted, as my spouse traveled to a different country, it gave me peace of mind as I stayed home that if a incident arose that the insurance would take care of most any health problem.
Gary A. would
recommend this plan to a friend or relative.
The trip included a
cruise
Generali Global Assistance
Standard
Fortunately, we did not have to use this insurance, but it did provide a sense of security against unexpected problems or expenses.
Angelo D. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector Plus
While the coverage was very good the cost of the plan was expensive. After I purchased this plan and began to look at other policies the more I realized how much this plan really was for the dollar amount it was covering. For my next cruise, I will certainly shop around more carefully and doubt I will go with C&F unless the cost is more in line with others.
Robert M. would not
recommend this plan to a friend or relative.
-
Carol
Thank you for your comments.
Premiums for comprehensive policies are based largely on the length of the trip, the ages of the travelers, and the cost of the trip. You happen to select the Worldwide Trip Protector Plan, which is a coverage enriched plan including the Preexisting Condition Waiver, Cancel for Any Reason, Interrupt for Any Reason, primary medical limits of 100,000 USD and emergency medical evacuation limit 1,000,000 USD. You will find that premiums for policies including Cancel for Any Reason are always more expensive that standard or basic plans.
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.Jun 18,2019
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector
It's hard to rate a plan unless you use it, I didn't, I can just go by what I purchased and it seemed like good value for the money.
Rosalie T. would
recommend this plan to a friend or relative.
The trip included a
tour
International Medical Group
iTravelInsured SE
Peace of mind was what I wanted and that’s what I got.
Liza B. would
recommend this plan to a friend or relative.
Please also note that Trip Cancellation reimburses you for your prepaid non-refundable travel expenses if you must cancel your trip for a covered peril which varies from plan to plan. Generali's Standard plan offers a lengthy list of covered perils for Trip Cancellation and Trip Interruption, which protects the investment you have made in the trip, and also provides reimbursement for incidents which could occur after departure, such as lost and/or delayed luggage, travel delay, and emergency hospitalization and medical transportation up to the policy limits.
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.