Travel Insurance Reviews Travel Medical Plans
Most regular health insurance plans provide only partial or no coverage while you are traveling in another country. We offer several types of Travel Medical plans providing a range of benefits, such as medical coverage for pre-existing conditions, multi-trip and renewable protection, emergency medical evacuation, and coverage for long-term travel.
To learn more, see our Travel Medical Plans article.
The trip included a
cruise
tour
AIG Travel
Travel Guard MedEvac Plan
When traveling abroad, it is essential to have insurance for medical expenses or medical evacuation, which are not covered by Medicare and most health insurance. On a trip to Turkey, a woman in our group had appendicitis. She did not have travel insurance. She had only Medicare and a secondary health insurance plan, neither of which covered any expenses outside the U.S. She could not afford to pay for an air ambulance to have surgery back in the U.S. So she had surgery in Istanbul. Her adult daughter stayed with her, and paid out of pocket hotel room and restaurant meals while her mother was in the hospital. They had to pay up front for her medical care and hospitalization. Presumably they had to pay a high airfare home when she was well enough to travel. I always buy travel insurance. My credit card (co-branded with an airline's frequent flyer program) covers trip cancellation and interruption when I charge flights, hotels, cruises, etc. to that card (even if it's a different airline). However, that credit card does not cover medical treatments, hospitalization, or evacuation to the U.S. in case of illness or accident. This AIG Travel Guard MedEvac Plan is very reasonably priced and covers that gap including expenses for a traveling companion. Thankfully my companion and I have not needed medical treatment while traveling, but having this coverage gives us peace of mind.
Charles C. would
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
The trip included a
cruise
tour
AIG Travel
Travel Guard MedEvac Plan
This gave me the peace of mind to know that if some unfortunate incident happened while on our trip I would have your company watching out for my best interests.
Brett M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Seven Corners
Liaison Travel Basic
luckily we didn't need to use this plan but the peace of mind knowing we had it if needed was great.
george h. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AIG Travel
Travel Guard MedEvac Plan
AIG was excellent. We purchased this policy for a cruise, mainly to insure against the astronomical cost of a possible helicopter evacuation at sea. My wife had a medical emergency off the Mexican coast and we had to disembark in port for surgery. We are on Medicare, which covers nothing outside the U.S. Our Mutual of Omaha supplemental policy paid for 80 percent of the medical. The AIG policy covered all the rest. Both claims were handled very quickly. This was medical insurance only. The AIG policy did not cover any cost of returning to the U.S. or the cruise. However, this was a very affordable plan and satisfied our needs.
Erwin B. would
recommend this plan to a friend or relative.
1 of
3 people found this review helpful
The trip included a
cruise
tour
GeoBlue
Voyager Choice
I had no claims. It was easy to purchase. I liked the app because it helps file claims if needed, get prepayment authorization and find providers. It also sends notices of places to avoid because of unrest.
Mark M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
GeoBlue
Voyager Choice
It covered minimal health n taveling issues
Xindie G. would not
recommend this plan to a friend or relative.
-
-
Carol
IMT
Thank you for your review!
Our short-term travel medical plans provide competitive benefits for accidents and sicknesses while U.S. residents are traveling outside the U.S. If you have questions or concerns about your plan benefits, please email [email protected] or call 855-481-6647.
Best regards,
GeoBlueMar 29,2019
-
The trip included a
cruise
tour
AIG Travel
Travel Guard MedEvac Plan
Easy and responsive. I’d purchase again.
Martha W. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
tour
AIG Travel
Travel Guard MedEvac Plan
Limited input as plan was fortunately not used
Patricia M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
WorldTrips
Atlas International
Reasonable plan coverage at fair price
Gail L. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AIG Travel
Travel Guard MedEvac Plan
I appreciate how easy it was to review, select, and purchase travel insurance. Language was clear. At one point, I discovered that my cruise itinerary had changed, and it was easy to call and learn from a representative how to make an itinerary change online.
David D. would
recommend this plan to a friend or relative.
Apparently you did not need to file a claim. If you had needed coverage, your GeoBlue Voyager Choice plan would have provided a medical limit of 50,000 USD per person. Although you selected the lowest limit, you also had the following options available to you for an additional premium as shown in parenthesis:
100,000 USD (+ 2.64) (secondary)
500,000 USD (+7.26) (secondary)
1,000,000 USD (+7.92) (secondary)
Your Medical coverage was Secondary which will pay only after any other Primary collectible insurance has paid the claim and the Primary policies' limits have been exhausted.
Your GeoBlue Voyager plan also states that "Pre-existing conditions are covered under this plan as any other condition, subject to the terms and exclusions listed in the policy."
Please feel free to call us at (800) 487-4722 if you have further questions.