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Travel Insurance Reviews Arch RoamRight Essential

As the most economical plan offered by Arch RoamRight, the Essential plan offers basic comprehensive travel insurance coverage. This plan includes trip interruption and cancellation insurance, medical benefits, medical evacuation coverage, lost or delayed baggage coverage, and a 24/7 assistance hotline to help you file claims, provide travel info, and more.

To learn more, see the Arch RoamRight Essential product page.

Customers who have visited the United States rated the Arch RoamRight Essential plan
4.50 out of 5
203
ratings and reviews
94%
recommended
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Cruise
Filed claim
Arch RoamRight Essential
Since we were fortunate, and had no problems on our trip, it is hard to rate the service. We were traveling with our whole family (6 adults and 3 children under 7), so there were things (job problems, illnesses, etc.) that could have caused us to cancel. Given that the costs for non-refundable items were high, this insurance was worth the peasce of mind it gave us.
Dean S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Vicki Zidwick
    Arch RoamRight
    Photo
    Thank you for your review. We are happy to hear all went well for you and your entire traveling group! We hope you keep us in mind it's time to plan your next trip.

    Regards,
    The RoamRight Team
    Jul 14,2017
Arch RoamRight Essential
I will never insure with this company again. Have purchased several trip policies and made one claim this year due to illness. Always had to call in to find out the status. Took forever. We site showing status is worthless. They denied the claim according to what isn't covered obviously hidden in their 34 page policy. Customer service was not helpful every time I called. Like pulling teeth to get information.
Lillian T. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Melissa J.
    Photo
    Thank you for your feedback. We are sorry to hear about your frustrating claim experience. We have forwarded this information on to RoamRight.

    We do want you and your fellow customers to be aware that InsureMyTrip offers a Customer Advocate Program. Customer Advocates are representatives assigned to assist customers who experience issues after filing a claim. Requesting a Customer Advocate is as simple as calling 800-487-4722 or emailing customercare@insuremytrip.com, explaining the events which resulted in a claim, and the challenges you are facing.
    Jun 20,2017
  • Vicki Zidwick
    Arch RoamRight
    Photo
    Traveler,

    Thank you for taking the time to reach out to us. As explained in more detail in the denial letter, your claim was denied based on the terms of the policy and the circumstances of the claim. If you have any additional information that you feel would affect our claim decision, or if you have any further questions about your claim, feel free to contact the claims department at claims@roamright.com or at 855-762-6252.

    Regards,
    The RoamRight Team
    Jun 20,2017
The trip included a
tour
Arch RoamRight Essential
Did not use the coverage, so hard to rate something we didn't use, but good to know we had it, should we have needed it.
Wanda H. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Vicki Zidwick
    Arch RoamRight
    Photo
    Thank you for your review. Sometimes that peace of mind is worth the world for travelers! We hope to help protect your next trip soon!

    Regards,
    The RoamRight Team
    May 15,2017
Arch RoamRight Essential
First the good: we were (eventually) reimbursed for the full amount of our prepaid airfare when we were forced to cancel this trip due to a medical emergency. Also, the claims reps I dealt with on the phone (3 occasions) were most courteous and helpful.

The not so good: The trip was cancelled and the Roamright claim filed in early November, 2016. I just received the checks for reimbursement on February 26, 2017. I had to call early on to determine the reason for the delay. I was notified in December that I had failed to submit proof from the airline of trip cancellation. (I wasn't aware from the claim form that this was needed but maybe I didn't read the fine print). So I immediately sent an email with proof of airline cancellation. (Good thing I formally cancelled instead of just being a no-show!). Several weeks went by with no response from Roamright. So I made another call and they said they had still not received proof of cancellation. So I re-submitted the proof a second time (aaarrrgh!). Still no response until I called a couple of weeks later. Then, the news was good: the checks were in the mail.

In the final analysis, I did get compensated for the full value of the nonrefundable airfare. But it shouldn't take 4 months to achieve this satisfaction, and more communication initiated by Roamright would have been most appreciated.
William H. would recommend this plan to a friend or relative.
5 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Arch RoamRight Essential
All the coverage I needed for an awesome price. Fortunately, I did not have to process a claim, but I'm confidant if I needed to, I would have had complete satisfaction.
Tama Lee A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Arch RoamRight Essential
This was an inexpensive policy, it was $80. I did not file a claim, so I can't say how good the company is.
Amanda P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Arch RoamRight Essential
We like the assurance that if something happens, and we need to cancel the trip, our "trip dollars" are not sacrificed. And we are happy to say we have never needed to cancel. The customer care rep's do their very best to listen, are patient, and find the product that suits individual wants and needs.
Jane C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Vicki Zidwick
    Arch RoamRight
    Photo
    Thank you for your review! We are happy to hear we provide the peace of mind that makes your trips that much more enjoyable. If you need anything, you know where to reach us!

    Regards,
    The RoamRight Team
    Oct 28,2016
The trip included a
cruise
tour
Arch RoamRight Essential
Insuremytrip associates are helpful and knowledgeable, and I've recommended Insuremytrip to several people. Having the RoamRight travel insurance provided peace of mind.
Wing L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Arch RoamRight Essential
It covered what we needed to be covered. Thankfully we didn't have any issues and didn't use the coverage, so I can't comment on how the insurance would have paid out.
Carla J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Vicki Zidwick
    Arch RoamRight
    Photo
    Thank you for taking the time to leave a review for us. We are very happy to hear your trip went well, and we hope you keep us in mind for your next trip!

    Regards,
    The RoamRight Team
    Sep 12,2016
The trip included a
tour
Arch RoamRight Essential
It is always best to make sure a major purchase is covered for unforeseen problems. Even though there were none on this trip, there definitely could have been.
Sandra B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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