Travel Insurance Reviews Generali Global Assistance
Formerly known as CSA Travel Protection, Generali Global Assistance combines customer-driven innovation and risk management to create strategic solutions for its customers. Benefits and pricing are built on common-sense needs. Generali Global Assistance is part of the multinational Generali Group, which for more than 185 years has built a presence in 60 countries with over 76,000 employees.
Learn more about General Global Assistance.
The trip included a
tour
Generali Global Assistance
Preferred
We did not need to file a claim but it was comforting to know that the travel insurance was there.
Edwin R. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
Sadly, I had to cancel my trip due to an illness. When I contacted Generali, the representative explained the process which was just how things proceeded. They sent a check for a full refund in a very timely manner.
Sandra T. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Generali Global Assistance
Preferred
My wife had a health issue that arose about a week before our trip. I called your claim office because I needed clarity about the coverage in case it was determined by our doctor that we would have to cancel the trip.
The person I spoke to could not give us clarity as to whether our claim would be honored. I don't think our request was unreasonable. If the doctor had told us that surgery was needed sooner rather than later or that my wife would not be healthy enough to make the trip, we would have had to cancel. I would have like clarity from your staff. Instead, all they would tell me was that a decision regarding coverage could not be made until after a claim was filed. I did not find this helpful.
Luckily, my wife's doctor told her that she could postpone the surgery until after we returned from the trip, so we didn't have to cancel. However, I hope you can empathize with our situation.
The person I spoke to could not give us clarity as to whether our claim would be honored. I don't think our request was unreasonable. If the doctor had told us that surgery was needed sooner rather than later or that my wife would not be healthy enough to make the trip, we would have had to cancel. I would have like clarity from your staff. Instead, all they would tell me was that a decision regarding coverage could not be made until after a claim was filed. I did not find this helpful.
Luckily, my wife's doctor told her that she could postpone the surgery until after we returned from the trip, so we didn't have to cancel. However, I hope you can empathize with our situation.
Ellen K. would not
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Preferred
felt secure with the insurances, relieved we did not have to use it
Kathleen M. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
didn't need to file a claim, but peace of mind was worth the price in that we booked trip months in advance and anything can happen. Trip insurance is generally expensive and this policy seemed to be the best price for comprehensive coverage
Sanford G. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Preferred
I did not have to file a claim and glad I didn’t. I contacted customer service with questions as I have never purchased a policy before. They were helpful. Reputation of company is based on how they handle claims and provide transparency in their denial process. I got lucky this time
Renee Q. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Preferred
We didn't have to make a claim, so it's hard to judge the policy. But InsureMyTrip is great to use--lets you compare quality and cost of various policies so you can choose.
Wendy R. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
It seemed prudent to buy insurance for a 2-week sight-seeing and safari trip to South Africa, Zimbabwe and Botswana. I looked around and found an affordable plan here. (I think I used them when we went to Peru 5 years ago.) No problems either trip. It seems the biggest risk on this trip was catching something from a chronic cougher on the same trip, but we avoided her as much as possible. It'd be interesting to know how insurance might've helped if we got sick while there (or shortly after returning).
Clifford B. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
Fair price, easy to get the policy. Will use again.
Michael B. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Custom
I would use the option to purchase travel insurance more often although I may never use it, if the price of a policy was less than the high % of the trip I recently did. To think that you spent over a $1000 and only got a little piece of mind seems pricey. Maybe the insurance company could do a reduced cost as one uses the company to purchase further travel insurance.
Stanley S. would
recommend this plan to a friend or relative.
With all travel insurance products, the claims administrator is required to adjudicate claims based on the terms and conditions of the policy. Unfortunately, in no event can a claim be pre-determined, as you would be required to provide Proof of Loss to determine appropriate coverage.
The Generali Global Assistance Preferred plan has the following number one covered reason to cancel or interrupt your trip:
"The Sickness, Injury or death of you, your Family Member, your Traveling Companion or your Service Animal. The Sickness or Injury must first commence while your coverage is in effect under the Policy, must require the in-person treatment by a Physician, and must be so disabling in the written opinion of a Physician as to prevent you from taking your Trip (either because your condition prevents your travel, or because your Family Member, Traveling Companion or your Service Animal requires your care);"
This plan will exclude:
"Sickness or Injury during the 180-day period immediately prior to your
effective date for which you or your Traveling Companion:
(1) received, or received a recommendation for, a diagnostic test, examination, or medical treatment; or
(2) took or received a prescription for drugs or medicine.
Item 2 of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 180-day period before coverage
is effective under this Policy."
We are happy to hear that you were able to take your trip and we wish all the best for you and your wife. We would be happy to speak with you further about your experience and/or provide any clarification of policy terms and conditions. Please let us know if you have any questions or need further assistance. We can be reached at 800-487-4722.