The Standard plan is the most economical of the three plans offered by Generali Global Assistance. This plan offers comprehensive Trip Cancellation and Trip Interruption coverage if you have to cancel or interrupt for one of the listed covered reasons. This plan also offers coverage for missed cruise connections and emergency assistance services.
To learn more, see the Generali Global Assistance Standard product page.
Although that may appear to be a great idea, rebating, which is refunding a part or all of a premium payment, is against the law. Various homeowners and auto insurance companies may use rate levels to calculate premiums based on prior loss experience. However, travel insurance is not usually purchased on an annual basis and may also be with multiple companies so discounting based on loss experience would not apply.