The Voyager Choice is a single-trip Medical plan which offers emergency medical coverage while you are traveling abroad. This plan does require you to have primary health insurance in place, but there is no exclusion for pre-existing conditions. With this plan, you have the ability to select the medical limit and also the deductible amount that you are most comfortable with.
To learn more, see the GeoBlue Voyage Choice product page.
Apparently you did not need to file a claim. If you had needed coverage, your GeoBlue Voyager Choice plan would have provided a medical limit of 50,000 USD per person. Although you selected the lowest limit, you also had the following options available to you for an additional premium as shown in parenthesis:
100,000 USD (+ 2.64) (secondary)
500,000 USD (+7.26) (secondary)
1,000,000 USD (+7.92) (secondary)
Your Medical coverage was Secondary which will pay only after any other Primary collectible insurance has paid the claim and the Primary policies' limits have been exhausted.
Your GeoBlue Voyager plan also states that "Pre-existing conditions are covered under this plan as any other condition, subject to the terms and exclusions listed in the policy."
Please feel free to call us at (800) 487-4722 if you have further questions.