In business since 1926, Nationwide focuses on providing the best possible service for its customers. Nationwide travel insurance plans offer a range of innovative benefits for a variety of travel needs.
I purchased the Nationwide Mutual Insurance Company Essential plan as travel insurance coverage for my trip to Portugal. The process to obtain travel insurance was simple and convenient. Thankfully, I did not need to file a claim, but I felt good knowing I had coverage in the event of an incident.
Latoya S. would
recommend this plan to a friend or relative.
The price of the policy was fine. Be careful to read the Exclusions section of the policy because many common items (e.g. cell phones, eye glasses) and circumstances (e.g. theft from a vehicle) are not covered. We needed to file a claim for a stolen backpack and it was a little frustrating because the claims processor subcontractor's website provides no indication that they had even received our submission until after they made a determination, which took a week.
Jeremy S. would not
recommend this plan to a friend or relative.
This was the first time in my life taking out travel insurance. We had a tropical storm interrupt our trip keeping us from making it to our hotel reservation. That hotel still charged us for the full amount & being stuck an extra night on a different island we had to quickly find accommodations for that night . The policy we purchased covered both of us for both nights . After I filled out a claim & submitted receipts I happily received full reimbursement for both lodgings . It did take about 8weeks , but I was told when I submitted my claim that they were short staffed & it would take awhile . They even sent me an email after 4 weeks apologizing for the delay . I was thrilled to get reimbursed which encouraged me to purchase this same insurance for our next trip ! Thank u
Joan B. would
recommend this plan to a friend or relative.
I had a concern while on travel and emailed a question to customer care. I received a quick and complete response that alleviated my concerns and enabled me to enjoy the rest of my trip.
Brant M. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Vacation travel insurance is confusing to understand in terms of what you are getting and it is relatively expensive (5-10% of trip cost). I went with Nationwide in part because of their reputation for other types of insurance, but I will most likely not automatically return to Nationwide for my next vacation travel, because it is unclear to me whether I received the best insurance I could for the price I paid. I believe that travelers will flock to a company that sells travel insurance by demonstrating its value, rather than by simply comparing what they offer to what others offer. Insurance companies, including Nationwide, seem uninterested in providing a short, easy-to-understand summary linking what you are buying to why the price is what it is.
Douglas A. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I worried a good bit that something would happen to me that would be considered a pre-existing condition and that my claim would be denied. If I had to do it over again, I would get the plan which covered ALL reasons for a claim.
Margaret P. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.