In business since 1926, Nationwide focuses on providing the best possible service for its customers. Nationwide travel insurance plans offer a range of innovative benefits for a variety of travel needs.
This insurance was reasonable and competitive in price, and provided the needed coverage. However, when our total trip amount dropped substantially well before the trip date, due to a reduction in ticket prices, the company was totally unwilling to adjust our insurance price accordingly. We were forced to insure our trip for twice the needed amount. I realize that information is buried in their fine print, but we did not appreciate the lack of understanding and flexibility the company operates under. I would never use this company for my travel needs again.
Donna K. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
We can understand that you would not be pleased with the response. Unfortunately, it is not the decision of InsureMyTrip, but it is based on the wording on page 1 of your policy certificate.
"All premium is non-refundable after a ten (10) day review period. In the event the premium paid for coverage is less than the required premium for coverage, benefits will be paid in direct proportion of the actual amount paid to the required premium due."
You are certainly able to request changes to your policy any time prior to your departure date, but a refund would not be provided if the change resulted in a decrease in premium.
Please feel free to call Customer Care at 800-487-4722 if you have any further questions.
Did not have any bad situations, but I felt comfortable by having the insurance. We have seen some people that did not purchase a plan but had some troubles where they would use coverage, like cancelled hotel reservation before the cruise, broken shoes, wet floor accidents on the ship, etc...
Vital B. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Perfect insurance coverage for my needs. No wasted coverages, no wasted charges. Would certainly purchase a Nationwide Mutual Insurance Company Universal Cruise plan again and also recommend it to my family and friends.
Susan R. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Even though I didn't have to make a claim, after reading the many reviews before I purchased the plan, I knew this was the plan and company I wanted to use. The price was very reasonable and the coverage was exactly what I would have needed incase there was a problem.
Mark G. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
First time purchasing insurance outside of the cruise line. After reading so many positive reviews about this particular policy, decided to try it. It provided better coverage than the cruise line with a lower rate. Since this was a 14-day cruise, we wanted to insure more protection to cover incase of an emergency. Totally satisfied and will purchase from now on.
SALLY C. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I had to sadly cancel 4 days prior to our cruise due to the unexpected death of my father. My trip cancellation claim was pd in full. Representatives I spoke with over the phone were very kind. Processing the claim took a little longer time than 15 days, but it was hurricane season and I'm guessing Nationwide had an above average amount of claims to review during that time. Nationwide Cruise Choice is always our first choice in travel insurance.
Mitchell A. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
"All premium is non-refundable after a ten (10) day review period. In the event the premium paid for coverage is less than the required premium for coverage, benefits will be paid in direct proportion of the actual amount paid to the required premium due."
You are certainly able to request changes to your policy any time prior to your departure date, but a refund would not be provided if the change resulted in a decrease in premium.
Please feel free to call Customer Care at 800-487-4722 if you have any further questions.