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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the Bahamas rated the Nationwide Mutual Insurance Company Essential plan
4.73 out of 5
308
ratings and reviews
99%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
Thankfully we did not have to use the insurance but was a great peace of mind knowing it was there if needed. Cost was very reasonable and especially like the preexisting condition waiver.
Dianne B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I claimed /filed. The representative did not explain the reason why the insurance did not covered that we requested. and sent us the check. ha?
Sayuri J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Kyle
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you did not receive the information you were looking for when filing your claim. We are pleased to hear that your claim was paid. We look forward to assisting you in the future.
    Aug 11,2017
The trip included a
cruise
Nationwide Mutual Insurance Essential
Use this plan every time we cruise.
Larry B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Glad I had it and glad I didn't need to use it.
Karen B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Glad I did not need the insurance.
Robert Edward H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We had to cancel our trip because one of our travelers became pregnant, and albeit that was a non cancel-able reason per the contract, our trip location is one of the highest Zika virus potentials in the world and per her doctors orders not to chance the trip.
The coverage was denied.
We canceled our trip because of the Zika virus not because she was pregnant.
I think this is wrong!
James N. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. The only benefit that can be used to cancel a trip due to the fear of contracting Zika virus is Cancel for Any Reason.

    Cancel for Any Reason coverage typically requires the following requirements (varies by plan):

    1) Purchase within 10-30 days of your initial trip deposit
    2) Insure 100% of your pre-paid, non-refundable trip cost
    3) Cancel the trip 2 or more days prior to departure

    While Cancel for Any Reason does give you the flexibility to cancel your trip due to an increased fear of Zika, it does not protect 100% of your trip cost. Depending upon the plan, Cancel for Any Reason benefit will reimburse 50%, 70%, or 75% of your insured trip cost.

    Please call us at 800-487-4772 if you have any questions about insuring against Zika related events, or the Cancel For Any Reason benefit.
    Apr 03,2017
The trip included a
cruise
Nationwide Mutual Insurance Essential
I am thankful that I did not have to file a claim. I chose nationwide because of the amount of coverage and the price. I would use InsureMyTrip for every time I go on vacation .
Jason J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Bought the plan to cover a cruise. We never used the plan so I cannot comment on how responsive the company would be if a claim was filed!
Joseph B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Easy to sign up, and affordable. This insurance gave us the peace of mind we wanted prior to, and during our first cruise. We didn't need it in the end, but we had no worries, and we didn't worry as we played the "what if" game.
Kenneth D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
A bit too expensive for what it was, but it did cover more than other similarly priced plans.
Lori M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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