Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Nationwide Mutual Insurance
Essential
Since I didn't use the coverage it's hard to provide comments. Rep I spoke with was friendly and did her best to help. I felt like the rules around the policies were more complicated than they needed to be. And if I make a slight change to my travel plans that didn't affect what the policy is covering why am I obligated to inform you? That didn't make sense. It all needs to be simplified.
Lynn Z. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Nationwide Mutual Insurance
Essential
We had to cancel our trip and got all of our money back but $16 so we did not file a claim.
Janet Lynn F. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
My husband got a bad cold on our bicycling trip and couldn't continue, because you have to cycle point to point, and he couldn't breathe. We had to leave the trip early and return home. Upon reading our policy after returning home, he would have had to visit a doctor in order to receive compensation from this insurance policy.
Margot R. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
We needed to cancel our trip due to an immediate family member's unexpected illness. We filed a claim with Nationwide and were satisfied with the coverage, payment and resolution of the claim; albeit the process took much longer than Nationwide's stated timeline for settling claims However, we fully understand and anticipated that given the many challenges travel insurance companies are presently experiencing with the ongoing pandemic, the process would be delayed. Without this coverage we would have incurred a substantial loss. We are very pleased with the the coverage and resolution of our claim with Nationwide and will utilize them again in the future and recommend them to other travelers.
George K. would
recommend this plan to a friend or relative.
9 of
9 people found this review helpful
Nationwide Mutual Insurance
Essential
Nationwide was very helpful.
Bruce J. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
Nationwide Mutual Insurance
Essential
Easy to sign up on phone. Thankfully we didn't need to use but was some peace of mind.
Richard B. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
No need to file a claim, but I appreciate the peace of mind knowing we are covered for travel complications if they arise.
Robert E. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Claims for this plan are managed by a 3rd party "Coordinated Benefit Plans". My claim has been processing now for almost 3 months, and they do not have any timeline on when they claim will be adjudicated. They say it's because of a high volume of claims, and anytime they ask you for new documentation, it resets the clock all over again. CBPs customer service is terrible, they don't commit to anything and don't resolve anything either. You just have to sit and wait, meanwhile if your charges are on a credit card, you have to eat the interest costs. Please avoid any policy managed by CBP at all costs.
Johana R. would not
recommend this plan to a friend or relative.
11 of
11 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Insurance is a must to have as a back up plan in case we were exposed to COVID
Jennifer M. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I can't rate the plan if I didn't need to use it. It would have been nice if it was lower in price...Honestly, I can recommend or not since I didn't have to file a claim.
Margaret L. would
recommend this plan to a friend or relative.