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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the United States rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
983
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We didn’t use the plan but did see others with issues. Hopefully they had one! It gave us peace of mind.
Michael K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Our Customer Service / Sales person was great - thank you!
Lawrence B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your review. We're pleased to hear that the service provided by Nationwide Mutual and InsureMyTrip.com reached your expectations.
    Sep 03,2019
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
This is the second policy I purchased in the past year. Thankfully we have not needed to file a claim. So I don’t really know how good the policy is or how quickly claims are processed. However the peace of mind was wonderful. The policy I chose would cover all my concerns if need be.
Lorna T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Even though did not have to use, it was a great piece of mind to have.
David k. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Fortunately, I didn't have to use the insurance but the process to get insured went smoothly , it appeared to have good coverage and the price was reasonable.
Pamela K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I had previously purchased this insurance for previous trips. On some of the trips I did have issues where I filed a claim. My claims were verified once the proper paperwork had been filled out and sent in. The claims were professionally and diligently taken care without any hassles. Full reimbursement of the claims amounts were issued in a timely manner. This is why I always will choose Nationwide Mutual insurance for my travel insurance needs. This trip went as planned and no claims were filed.
Tom B. would recommend this plan to a friend or relative.
3 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I was very pleased with the response on my claim. Because I had kept all of my receipts to support my claim, the process went very smoothly. I will use Insure My Trip next time I travel.
Juliann M. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Was very comforting to know we were covered in the event of bad fortune. Thankfully our trip went smoothly.
Dawn B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Thank you Insure My Trip website for making selecting trip insurance easier. We always purchase trip insurance since I have had to use it a couple of times. I did make contact with Insure My Trip with questions after my daughter made a trip to the ER, but we were fortunate to be able to make our vacation plans. Customer support was excellent and the person was able to answer my questions. I feel that Nationwide Essential was the best plan for our family after being able to compare many different plans. Just so happy that I did not need to use it! Thank you!
karen g. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
This was the lowest cost plan available for our needs, and came with great reviews. I was not looking for a 'cancel for any reason' plan, since we were quite locked in and only a medical emergency would have been a reason on our end to cancel. It was only for trip interruption/cancel or medical needs as to why I wanted the travel insurance policy.

Obtaining a quote for the plan was easy via InsureMyTrip and purchasing the policy was similarly seamless.

While we did not have to file a claim, I am certain doing so would have been a positive experience.

It was interesting as to the wide variation of policy costs, and some higher cost plans were from companies with very poor ratings. Do research and dont just assume that higher cost plans mean better plans or companies, because that is likely not the case.

This was my first experience with InsureMyTrip and it was a very positive one. I will be a repeat customer in the future when needing travel insurance.
Craig P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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