HTH Worldwide Trip Protector Preferred

The HTH Worldwide Travel Insurance TripProtector Preferred plan builds upon the Trip Protector Classic plan. The plan also offers the option to add on cancellation for any reason, if you are purchasing the insurance within the time sensitive period and certain conditions are met. This allows you to cancel the trip for any reason up until two days before departure and receive a refund of 75% of your trip cost.

The TripProtector Preferred plan also includes trip interruption coverage, which reimburses up to 200% of the insured trip cost. The additional amount can help to offset the cost of an emergency one-way ticket back home. TripProtector Preferred offers medical coverage of $500,000, and does not require you to have primary health insurance in force to be eligible for coverage.

You are provided with a 24-hour emergency hotline that you can call for informational services, emergency assistance and concierge services. Security profiles can be obtained for your destination so that you can be well prepared wherever you may be traveling. It will allow you to stay on top of any travel alerts or health warnings that may arise before or while you are traveling.

Also, access to HTH’s global community of physicians, dentists, hospitals and other healthcare providers is available. Search online to find and choose the provider that best fits your needs. You can obtain provider profiles, which give you details about the doctor, their qualifications and specialty services that they provide. This service allows you to make an informed decision if you need to seek medical attention during your trip.

The plan also includes the Direct Billing program. If you choose a provider within the HTH network and inform them 24 hours or more prior to the appointment, (or use HTH representatives to make the appointment for you) they may pay for your medical care up front. This can help you avoid a claims process.

HTH Worldwide Trip Protector Classic

The HTH Worldwide Travel Insurance TripProtector Classic plan offers comprehensive travel protection, which includes trip cancellation and trip interruption coverage. Along with protecting the cost of your trip, this plan also offers coverage for baggage loss or delay and travel delay. If your bags are delayed for more than 12 hours, coverage is offered to help reimburse you for necessities you may need to purchase.

As for medical coverage, this plan offers high limits of coverage, and does not require you to have primary health insurance in force to be eligible for coverage. This plan also offers coverage for emergency medical evacuation while you are traveling. There are also Accidental Death & Dismemberment benefits for your beneficiaries.

The TripProtector Classic plan also provides you with a 24-hour emergency hotline that you can call for informational services, emergency assistance, concierge services and security profiles of your destination so that you can be well prepared wherever you may be traveling. This can highlight any travel alerts or medical warnings that may be occurring during your time of travel.

You will also have access to HTH’s strong, global community of physicians, dentists, hospitals and other healthcare providers. Search online and choose the provider that best fits your needs. You can obtain provider profiles, which give you details about the doctor, their qualifications and specialty services that they provide. This service allows you to make an informed decision if you need to seek medical attention during your trip.

The plan also includes the Direct Billing program. If you choose a provider within the HTH network and inform them 24 hours or more prior to the appointment, (or use HTH representatives to make the appointment for you) they may pay for your medical care up front. This can help you avoid a claims process.

WorldTrips Atlas Journey Explore

Atlas Journey Explore, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive trip protection plan for U.S. residents traveling domestically and abroad.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Explore also includes several travel medical benefits to help cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

Customize your Atlas Journey Explore plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include Adventure Sports, Rental Car Damage and Theft, Medical Evacuation, and Pet Care.

Finally, the Atlas Journey Explore plan features travel assistance services to assist you before and after you depart on your trip. These multilingual services include medical assistance, transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Explore is designed to be there for you if trouble arises.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705

WorldTrips Atlas Journey Elevate

Atlas Journey Elevate, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive trip protection plan for U.S. residents traveling domestically and abroad. It offers the highest coverage limits of the Atlas Journey series.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Elevate also includes several travel medical benefits to help cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

You can customize your Atlas Journey Elevate plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include Interrupt for Any Reason, Adventure Sports, Rental Car Damage and Theft, and Pet Care.

Finally, the Atlas Journey Elevate plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance, transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Elevate is designed to be there for you if trouble arises.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705

WorldTrips Atlas Journey Escape

Atlas Journey Escape, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive trip protection plan for budget-conscious U.S. residents traveling domestically and abroad.

This plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers several other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Escape also includes several travel medical benefits to help cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

Travelers who purchase Atlas Journey Escape have the option to enhance their plan by adding Rental Car Damage and Theft coverage.

Finally, the Atlas Journey Escape plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance, transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions and emergencies, Atlas Journey Escape is designed to be there for you if trouble arises.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705

WorldTrips Atlas Rental Secure

Atlas Rental Secure, underwritten by U.S. Specialty Insurance Company (USSIC), is a vacation rental travel insurance plan for U.S. residents traveling domestically and abroad.

This plan is designed for travelers who have booked a hotel, vacation rental, and/or rental car for their trip. It includes Property Damage Liability and Rental Car Damage or Theft benefits in case of accidental damage to your rental or theft of a rented vehicle. The plan’s Hotel or Vacation Rental Accommodation Overbooking benefit can provide reimbursement for alternative accommodations if your rental is oversold.

This plan also features a Trip Cancellation benefit that provides reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. Some other travel-related benefits include Trip Interruption, Travel Delay, Missed Connection, Travel Inconvenience, and Baggage Damage or Loss.

Atlas Rental Secure also provides some coverage for unexpected medical expenses through its Emergency Accident & Sickness Medical Expense benefit and Medical Evacuation & Repatriation of Remains benefit.

You can enhance your Atlas Rental Secure policy by adding one or more optional upgrades, which include Trip Cancellation for Any Reason. This benefit upgrade can reimburse you for 75% of your nonrefundable trip costs if you cancel your trip 48+ hours prior to departure for a reason not otherwise covered by your Trip Cancellation benefit.

Other optional upgrades include an Adventure Sports upgrade and a Pet Care upgrade.

Finally, the Atlas Rental Secure plan provides access to travel assistance services before and during your trip. These multilingual services include medical assistance and emergency transportation services, travel support services, pre-trip information, security assistance services, and concierge assistance services.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Rental Secure is designed to be there for you if trouble arises.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705

WorldTrips Atlas Journey Premier

Atlas Journey Premier, underwritten by U.S. Specialty Insurance Company (USSIC) 13403 Northwest Freeway Houston, TX 75379-7408, is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad. It offers the highest coverage limits of the Atlas Journey series.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Premier also includes several travel medical benefits to cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

You can customize your Atlas Journey Premier plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include a Trip Interruption for Any Reason upgrade, Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.

Finally, the Atlas Journey Premier plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Premier is designed to be there for you if trouble arises.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705

WorldTrips Atlas Journey Preferred

Atlas Journey Preferred, underwritten by U.S. Specialty Insurance Company (USSIC) 13403 Northwest Freeway Houston, TX 75379-7408, is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Preferred also includes several travel medical benefits to cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

Customize your Atlas Journey Preferred plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include a Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.

Finally, the Atlas Journey Preferred plan features travel assistance services to assist you before and after you depart on your trip. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Preferred is designed to be there for you if trouble arises.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705

Generali Global Assistance Premium

If you are looking for even more protection for a luxury vacation, the Premium plan from Generali Global Assistance may be your answer. This plan offers the highest-available coverage limits of all three Generali plans offered by InsureMyTrip, including trip interruption of up to 175% of the total trip cost insured, $2,000 for baggage and Sporting Equipment coverage per plan holder, and $1,000,000 in Emergency Assistance and Transportation coverage per plan holder.

This plan also includes:

Coverage for pre-existing conditions within 24 hours of final payment provided you are medically able to travel when you purchase insurance and you insure 100% of your pre-paid trip costs that may be subject to cancellation penalties or restrictions.

Rental Car coverage to protect against certain damages to your rental car while on your trip (not available for residents of Texas).

Along with the offered coverages, Generali Global Assistances’ Premium plan also provides a range of emergency assistance and concierge services. From providing medical referrals and travel advisories to arranging event tickets and schedule golf tee times, assistance is just a phone call away.

Travel insurance coverages are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231, for the operating name used in certain states, please see Important Disclosures.

Generali Global Assistance Preferred

If you are looking for a travel insurance plan that offers more coverage and higher benefit limits—particularly in terms of medical benefits—than a basic plan, but at a lower price point than a high-end program, the Preferred plan from Generali Global Assistance could be your best bet.

This popular plan includes all of the same coverages as the Standard plan, plus specific coverages for sporting equipment and sporting equipment delay—ideal for skiers, golfers, snorkelers and more, as well as Accidental Death & Dismemberment – Travel Accident if you are injured in an accident while on your trip. The plan also boasts higher benefit limits on coverages compared to what is available with the Standard plan, such as trip interruption up to 150% of the total trip cost insured; $1500 of Baggage protection per plan holder; and $150,000 of medical and dental per plan holder.

In addition, if you purchase the Preferred plan prior to or within 24 hours of your final trip payment, you can get coverage for financial insolvency, meaning the plan can reimburse you in case you are forced to cancel or interrupt your trip if one of your travel suppliers (airline, cruise line or tour operator) discontinues operations due to insolvency, with or without filing bankruptcy.

Last, but not least, this plan comes with a variety of services designed to help you get the most from your vacation and give you a little extra peace of mind. For example, On Demand Medical Care can instantly connect you with a network of physicians for information, advice, and treatment through a service called Teladoc. And with No Out-of-Pocket Medical, you can receive payment reimbursement up to $1,000 for acute treatments from a trusted provider if you get sick or injured while traveling. Please note that Teladoc services may not be available in all states and international services may be limited.

Travel insurance coverages are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231, for the operating name used in certain states, please see Important Disclosures.