Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers who have and taken a cruise rated the Nationwide Mutual Insurance Company Essential plan
4.73 out of 5
413
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
My husband lost his prescription glasses, of course these were not covered! Insurance agent said prescription glasses, sunglasses and contacts are not covered. Otherwise we did not use.
Annette M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Remember that the medical coverage for this plan is secondary only. We filed a medical claim for our mother, and the adjuster asked whether or not she had primary medical insurance coverage. Luckily, she did not have primary medical coverage.
LANCE-HUY-PHUONG V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Carol
    Photo
    Thank you for providing feedback to assist your fellow travelers.

    Secondary Coverage means that this coverage will pay only after any other Primary collectible insurance has paid the claim and the Primary policy limits have been exhausted. Then the Secondary plan would have paid in excess of the Primary. However, if there is no Primary collectible insurance and the claim is for a covered medical condition, then the Secondary would reimburse on a primary basis.
    Jun 07,2016
The trip included a
cruise
Nationwide Mutual Insurance Essential
Glad I didn't have to use the Travel Insurance. Based on my needs it was a good bargain for peace of mind.
Rex L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Easy website to navigate. No hidden caveats.
Doris W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I purchased the plan in case of emergency and was satisfied with my purchase. There was a medical evacuation on our ship which made me even more grateful for having a little insurance.
Elizabeth R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Straight-forward and easy to obtain the insurance. Clearly understood coverage. Pleased at receiving an email reminder about my insurance prior to taking my trip.
Barbara B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Thanks!!
Joanne J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Peace of mind - priceless!
Coverage we needed at a price we liked.
Joseph L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
As many, many folks have said on this site, price seemed fair for the coverage. But having never used it, I can't speak to how reliable Nationwide is in paying claims.
Jeffrey B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Bought this policy for a family cruise. 4 days before the cruise a family member who was also traveling with us became unexpectedly ill requiring hospitalization and subsequent last minute cancellation of our trip. Once we filed the paperwork, it took about 3 weeks to receive our reimbursements from Nationwide. No problems. Paperwork was reasonable. Received coverage as promised.
Sharon S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
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