Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers who have and taken a cruise rated the Nationwide Mutual Insurance Company Essential plan
4.74 out of 5
406
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
Thanks!!
Joanne J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Peace of mind - priceless!
Coverage we needed at a price we liked.
Joseph L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Bought this policy for a family cruise. 4 days before the cruise a family member who was also traveling with us became unexpectedly ill requiring hospitalization and subsequent last minute cancellation of our trip. Once we filed the paperwork, it took about 3 weeks to receive our reimbursements from Nationwide. No problems. Paperwork was reasonable. Received coverage as promised.
Sharon S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Fortunately I did not have to submit a claim, and hopefully, had I had to I feel confident that the claim would have been handled appropriately.
I must say that I did feel comfortable while on my trip, knowing that I was covered for a medical emergency while away from home.
Angel N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Completed via email.Sent all requested information. Check arrived within a week. Will use the same plan for future trips.
Richard G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Unfortunately my cruise was cancelled, but fortunately the cruise line reimbursed us for the cost of the cruise. I didn't insure our airfare because it was partially paid w/ skymiles and that was my own fault for doing it that way. Since the cruise line only reimbursed our cruise cost we ended up paying a lot out of pocket because of our flights. I have always been very happy with the fight insurance we buy and I'm sure it would have worked great under normal circumstances.
Deborah K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Don't know what to say. I didn't have to use it, but we have used it for past trips. It seems to be a good plan.
Melodie T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We have used Nationwide for our last two trips. Due to flight delays on our first trip, we had to overnight in Miami and Nationwide covered all of the cost with no hassles. I highly recommend! However, if you have a flight delay it helps to keep all of your boarding passes to use for documentation of the flight changes. Boarding pass for the flight missed and pass for the rebooked flight.
Karen C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
This plan had everything I wanted for this trip at a reasonable price.
Paul B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
This was a good and reasonably-priced way for us to insure our vacation. Would definitely use it again.
M. Arthur G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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