Travel Insurance Reviews for Nationwide Mutual Insurance Company Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers rate the Nationwide Mutual Insurance Company Essential plan
(4.67 out of 5)
based on 1820 ratings and reviews.
98% of customers would recommend this plan to a friend or a relative.
Filters: cruise
Show
Sort by
Filed claim
The trip included a
Nationwide Mutual Insurance Essential
Good cost, less priced than CCL preferred insurance plan; however, just as good. Nationwide has been in business a long time, showing great reputation
Juanita W. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
Didn't need it, but took comfort in having it.
RICHARD S. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
The price was great if the coverage is as good as it appears to be.
Marshall W. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
For the reasonable cost, it provided me with peace of mind. My biggest concern was an emergency evacuation from the cruise ship or an island to home if injured or unexpected illness, which this plan covered.
Lynne Jude L. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
It is great to have peace of mind to go away without additional worries. And knowing that you're covered if something unusual happens is one of them.
Frank S. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
How good is Nationwide? For me, it's excellent. While pressing the right buttons on the website and selecting a company and policy that fits you is important, filing a claim is what really counts. My wife and I are retired and take three to four big trips annually and always get insurance. In the summer of 2014, we planned a ten day trip to Maui and a Caribbean cruise for the fall. We then lived everyone's nightmare. On Sept 18th of 2014, our 38 year old daughter, who is a single parent that lives near us, was diagnosed with breast cancer. We knew all trips were off and our role as a parent and grandparent was greatly expanded. We were concerned with filing two claims and getting reimbursed. I filled out the paperwork with the doctors statement, visa statement, airline statements and turned in the first claim. It's important when filing a claim to think of the person who will handle it for Nationwide. Unfortunately, there are dishonest people out there who will try to commit insurance fraud. Thus I knew I needed to be complete. A week later I submitted the second claim. I was told it would take 2-3 weeks for the claim. At three weeks I sent Nationwide an email. Then ended up taking almost four weeks for the check. The reason was that both claims were combined. That was logical. Bottom line - I received checks for all my losses. Not having to fight with an insurance company was great, I don't know if I would have had the energy.
James C. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Claims
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
I did not have to make a claim but the price was right and I was satisfied.
Lisa B. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
Love using InsureMyTrip! They offer the most affordable plans and provide the same coverages as any other trip insurance and maybe even more!
Natasha M. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Nationwide Mutual Insurance Essential
After reviewing the plan in more detail as my trip neared, I found that the number and type of exclusions was more than I realized and would look elsewhere next time.
Arnold F. would not recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims no claim filed
Satisfaction
  • Zac
    Photo
    Thank you for your feedback on the policy. We are glad that you reviewed the terms and conditions of the policy. In the future, please consider calling us prior to purchase so that we can discuss the plan coverages and exclusions. We want customers to have a clear understanding of how the policies work and what they provide coverage for. Our representatives are available 7 days a week by calling 800-487-4722.

    The best time to read the terms and conditions of a comprehensive travel insurance policy is within 10 days after purchase. Most policies have a 10 or 14 day review period. If for any reason you wish to cancel the plan, you can do so for a full refund of premium, minus a small service fee. After you surpass the review period, the plan cannot be cancelled.
    Jul 25,2015
The trip included a
Nationwide Mutual Insurance Essential
Very easy to buy would recommend and have done so already. My son is on a cruise now.
Donald V. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
Show reviews per page.