Most regular health insurance plans provide only partial or no coverage while you are traveling in another country. We offer several types of Travel Medical plans providing a range of benefits, such as medical coverage for pre-existing conditions, multi-trip and renewable protection, emergency medical evacuation, and coverage for long-term travel.
To learn more, see our Travel Medical Plans article.
Comprehensive policies, a different type of travel insurance, typically require customers meet specific criteria in order to waive the pre-existing conditions exclusion. These conditions are generally:
1) Purchase the policy within 10 to 30 days of making your initial trip payment.
2) Insure 100% of the prepaid and non-refundable travel related expenses prior to your departure date.
3) Be medically fit to travel the day you purchase the policy.