Travel Insurance Reviews Travel Medical Plans
Most regular health insurance plans provide only partial or no coverage while you are traveling in another country. We offer several types of Travel Medical plans providing a range of benefits, such as medical coverage for pre-existing conditions, multi-trip and renewable protection, emergency medical evacuation, and coverage for long-term travel.
To learn more, see our Travel Medical Plans article.
HTH Worldwide
TravelGap Excursion
Travel insurance is something I hope I never need, but will not go abroad without. I've been on trips where fellow travelers were sick or badly injured and totally on their own - not a pretty sight. Buying travel insurance gives me the sense that someone "has my back" - and allows for a much more relaxed vacation. The HTH Worldwide Travel Gap Excursion Plan covered what I needed at a fair price, and I recommend the plan without reservation. Pam Klainer
Pamela K. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
tour
HTH Worldwide
TravelGap Excursion
Second time we have used the plan. It fits our needs and a very reasonable price.
Kathleen L. would
recommend this plan to a friend or relative.
International Medical Group
Patriot International Lite
I would insure with this company again on my next trip if the price was fair.
Doug R. would
recommend this plan to a friend or relative.
The trip included a
cruise
MEDEX
TravMed Abroad
I have used your plans for about 6 trips now and have happily never had a claim. I appreciate the range of coverages offered.
barbara b. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
MEDEX
TravMed Abroad
This was simply the first time I traveled outside the country since being under Medicare, knowing that in case of an emergency, I would not have coverage without additional health insurance coverage. It does give one the benefit of 'peace of mind.'
Nancy R. would
recommend this plan to a friend or relative.
WorldTrips
Atlas International
Affordable and fast! The packet came soon after I ordered it, so it's all I can ask for and all I needed.
Maria G. would
recommend this plan to a friend or relative.
MEDEX
TravMed Choice Outbound
they gave me a bit of a hard time when i filed the claim, i had to send my documents twice. but i got my reimbursement eventually.
reda l. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
HTH Worldwide
TravelGap Excursion
I ended up in a hospital with a broken back after a ski accident, and at first the advice nurse they got me in contact with was great. But then when it came time to try to get HTH to provide evidence of insurance, they refused because I had purchased the policy while not in the US (there's a clause that says insurance must be purchased before the trip begins -- I didn't interpret that as "any time you leave the US you're beginning a single trip that lasts until you get back"). While I was in the hospital, they basically shut down any appeal by saying "you can't appeal until you've filed a claim, which we'll reject". In the end, my US insurance gave me pretty good coverage, so I was OK, but it drives me crazy that they'd use the IP address of the computer I was on when I purchased the policy to deny me coverage, but *not* to prevent me from buying the useless policy!
Christopher L. would not
recommend this plan to a friend or relative.
12 of
13 people found this review helpful
Firstly, TravelGap Excursion is available to U.S. Citizens or Permanent Residents traveling outside of the United States. The plan is available for customers purchasing in approved U.S. states. HTH Worldwide does not hold licenses to sell insurance products outside of the United States. As such, in certain circumstances it can be a violation of foreign insurance law to issue a policy when a customer is already overseas.
Secondly, TravelGap Excursion is unique because it covers pre-existing medical conditions up to the policy maximum.. In order to offer such comprehensive benefits, it is important that customers buy the insurance prior to trip departure. If HTH were not to enforce this requirement, we could be adversely selected against. Some travelers could potentially wait until they became sick or injured before they purchased a plan.
Finally, HTH Worldwide offers a refund of premium for customers who are ineligible for TravelGap Excursion. If you have not received a refund, please contact HTH Worldwide.