Travel Insurance Reviews Travel Medical Plans
Most regular health insurance plans provide only partial or no coverage while you are traveling in another country. We offer several types of Travel Medical plans providing a range of benefits, such as medical coverage for pre-existing conditions, multi-trip and renewable protection, emergency medical evacuation, and coverage for long-term travel.
To learn more, see our Travel Medical Plans article.
Seven Corners
Liaison Travel Basic
Didn't need to use the plan but easy to get our cards and paperwork together!
Brooke B. would
recommend this plan to a friend or relative.
Global Underwriters
Diplomat International
It would be of value to have information regarding the handling of claims. This policy is excess over other health coverages and I am curious about actual claim experience and procedures that are followed. I am a former casualty claim manager and also have work experience with group medical claims.
Curtis P. would
recommend this plan to a friend or relative.
-
Carol
Hello and thank you for your questions. Below is the information found at the end of the Description of Coverage that you received as part of your policy. Also, the claim form requires the information highlighted below. Global Underwriters Claims Department adjudicates anywhere between 1,500 and 3,000 claims per month.
"HOW TO FILE A CLAIM
Please follow these instructions:
• Complete front of claim form, in full;
• Sign Medical Authorization and Authorization to Pay Benefits on front of claim form;
• Mail to Administrator with itemized bills, showing diagnosis, and Explanation of Benefits from your primary insurance carrier for each bill (if applicable)
All itemized bills must include:
1. Patient’s Name;
2. Patient’s Address;
3. Diagnosis;
4. Date of Service;
5. Description of Service (CPT Coding);
6. Medical Provider’s Name, Address, Telephone Number, and Federal Tax ID Number
• A completed claim form must be submitted for each injury or sickness a student sustains.
Keep copies of all claims forms, bills, and correspondence for your own records.
In order for benefits to be paid, claim forms must be filed within 90 days from the date of injury or sickness."
After reviewing this information, please let me know if you have any questions or need anything more.Feb 03,2016
Global Underwriters
Diplomat International
I will recommend this coverage to anybody.
Liselott Victoria S. would
recommend this plan to a friend or relative.
GeoBlue
Voyager Choice
This plan offered us exactly the coverage we were looking for. We called and spoke with a representative who was very helpful. He answered our questions regarding the payment procedure for those whose primary insurance is Medicare. He never tried to up-sell us. We would certainly purchase insurance from InsureMyTrip the next time we travel.
Marshall H. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
GeoBlue
Trekker Essential
This plan offered medical coverage abroad without exclusions for pre-existing conditions. It was reasonable in cost, and I felt it to be of good value for the benefits its covered.
Paul H. would
recommend this plan to a friend or relative.
4 of
5 people found this review helpful
GeoBlue
Voyager Choice
The plan offered peace of mind in case of emergency.
NICHOLAS C. would
recommend this plan to a friend or relative.
MEDEX
TravMed Abroad
The plan coveted all that we would have needed should something happen during our overseas vacation! The application was easy and thorough. We have used your company before when traveling out of the United States, and we felt confident in doing so again. We will definitely use you again, as you are seamless in applying and coverage. Thank you!
Donald F. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Trawick International
Safe Travels International
Our cruise company offered travel insurance for $1,300. I spent several hours researching online and found an international plan through Trawick International. Not only did they offer the same benefits, but at less than $200. It was a real bargain and great peace of mind. I will definitely go directly to InsureMyTrip the next time we travel internationally.
KATHLEEN H. would
recommend this plan to a friend or relative.
WorldTrips
Atlas International
HCC's customer service representatives were very ignorant regarding the terms of the plan, and the associated clinics and hospitals abroad. They gave me wrong information, and were unsupportive when I was sick while traveling. Claiming was a terrible, long hassle that only got better once InsureMyTrip got involved and helped me out.
The worst part was when they finally reimbursed the claim they sent it as a check to my permanent residence, which is in the United States. So I was traveling, flat broke and unable to access the money I had to spend that I wasn't supposed to have had to spend in the first place. This insurance was a nightmare. InsureMyTrip is amazing and I love their customer service, but using HCC was a truly dissatisfying experience.
The worst part was when they finally reimbursed the claim they sent it as a check to my permanent residence, which is in the United States. So I was traveling, flat broke and unable to access the money I had to spend that I wasn't supposed to have had to spend in the first place. This insurance was a nightmare. InsureMyTrip is amazing and I love their customer service, but using HCC was a truly dissatisfying experience.
Nicole M. would not
recommend this plan to a friend or relative.
6 of
6 people found this review helpful
-
Zac
Thank you for your feedback on the policy. We are pleased that you allowed us to advocate on your behalf, and even more pleased that your claim was paid. We are sorry to learn that you were dissatisfied with the initial assistance you received from the insurance company.Mar 18,2015
Global Underwriters
Diplomat International
We had no accidents or illnesses on our trip, but knowing we had protection is something happened was well worth the price of the coverage.
CHARLES B. would
recommend this plan to a friend or relative.
Thank you
Kathy