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Travel Insurance Reviews Travel Medical Plans

Most regular health insurance plans provide only partial or no coverage while you are traveling in another country. We offer several types of Travel Medical plans providing a range of benefits, such as medical coverage for pre-existing conditions, multi-trip and renewable protection, emergency medical evacuation, and coverage for long-term travel.

To learn more, see our Travel Medical Plans article.

Customers who have taken a cruise rated our Medical Plans
4.70 out of 5
2,115
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Seven Corners Liaison Travel Basic
luckily we didn't need to use this plan but the peace of mind knowing we had it if needed was great.
george h. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
AIG Travel Travel Guard MedEvac Plan
AIG was excellent. We purchased this policy for a cruise, mainly to insure against the astronomical cost of a possible helicopter evacuation at sea. My wife had a medical emergency off the Mexican coast and we had to disembark in port for surgery. We are on Medicare, which covers nothing outside the U.S. Our Mutual of Omaha supplemental policy paid for 80 percent of the medical. The AIG policy covered all the rest. Both claims were handled very quickly. This was medical insurance only. The AIG policy did not cover any cost of returning to the U.S. or the cruise. However, this was a very affordable plan and satisfied our needs.
Erwin B. would recommend this plan to a friend or relative.
1 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
tour
GeoBlue Voyager Choice
I had no claims. It was easy to purchase. I liked the app because it helps file claims if needed, get prepayment authorization and find providers. It also sends notices of places to avoid because of unrest.
Mark M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
WorldTrips Atlas International
Needed a last minute plan for medical coverage only since we already arrived at the port for the cruise. Easy and simple to purchase. A good peace of mind since we saw another person on the ship get evacuated at one of the ports in Mexico due to a heart attack. We hoped and prayed that they were ok and they had insurance. Medical care and flight to mainland US could be as high as $100,000 dollars.
Matthews M. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
GeoBlue Voyager Choice
It covered minimal health n taveling issues
Xindie G. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for reaching out to us with your comments.

    Apparently you did not need to file a claim. If you had needed coverage, your GeoBlue Voyager Choice plan would have provided a medical limit of 50,000 USD per person. Although you selected the lowest limit, you also had the following options available to you for an additional premium as shown in parenthesis:

    100,000 USD (+ 2.64) (secondary)
    500,000 USD (+7.26) (secondary)
    1,000,000 USD (+7.92) (secondary)

    Your Medical coverage was Secondary which will pay only after any other Primary collectible insurance has paid the claim and the Primary policies' limits have been exhausted.

    Your GeoBlue Voyager plan also states that "Pre-existing conditions are covered under this plan as any other condition, subject to the terms and exclusions listed in the policy."

    Please feel free to call us at (800) 487-4722 if you have further questions.
    Mar 26,2019
    • Carol
      IMT
      Photo
      Thank you for your review!

      Our short-term travel medical plans provide competitive benefits for accidents and sicknesses while U.S. residents are traveling outside the U.S. If you have questions or concerns about your plan benefits, please email [email protected] or call 855-481-6647.

      Best regards,
      GeoBlue
      Mar 29,2019
The trip included a
cruise
tour
AIG Travel Travel Guard MedEvac Plan
Easy and responsive. I’d purchase again.
Martha W. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
AIG Travel Travel Guard MedEvac Plan
Always vascilate on how much to spend on what is unlikely to happen but in the end I am not comfortable taking risk should an injury occur that would eradicate my “traveling budget” for the remainder of my life!
Betty P. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
GeoBlue Voyager Choice
Didn't have to use it but I felt confident if I needed it.
angelia h. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
GeoBlue Voyager Choice
For anyone needing health care coverage traveling on vacation outside of the USA, the GEO Blue plan is the way to go. It is very easy to do on-line. Customer service was great for the changes I requested. You an print your coverage card right from your account on line. I'll be using them again for sure!
elizabeth r. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
WorldTrips Atlas International
Absolutely a waste of money. My husband almost died on our trip and the insurance was a big fat FAILURE. Support and customer service was completely lacking. Don't waste your time or money. Did not pay for ANYTHING, but kept interfering with his care. Even denied the coverage for hotel room to be at his bed side.....clearly spelled out in the policy. What a complete waste.
Nancy G. would not recommend this plan to a friend or relative.
5 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    After advising the insurance provider on this review, Tokio Marine HCC (TMHCCMIS) contacted the insured. One of the insureds had a medical emergency for which TMHCCMIS paid the air ambulance bill. However, in order to determine if the medical bills were covered under the policy, TMHCCMIS needed additional information from the insured, so they reached out directly to the insured to obtain this information.
    Jul 22,2019
  • Carol
    Photo
    We also received the following update from the insured:

    "Just to follow up on previous complaint about the insurance I purchased. I realize you are the broker and not the actual insurer.

    But finally after 7 months they have reviewed my case and agreed it was handled wrong. They will be reimbursing me for the portion they denied earlier for cost to be at bed side. They agree that they will pay the cost of the onboard medical (they just need a copy of my insurance denial), and will reimburse me for my out of pocket medical expenses for 2018 and 2019.

    Although I am grateful for that at a time when my husband was literally hanging to life and supported 100% on mechanical life support and now on heart transplant list is not when you want to fight these battles.

    At least the company is using my situation for training on how to manage and what they do for such extreme cases as ours."
    Jul 22,2019
  • Carol
    Photo
    Thank you for your continued feedback. Although we are pleased to hear that HCC has paid your claim, we regret to hear that you had so many issues with this claim while going through such a critical time. We wish you and your husband best wishes for the new year.
    Nov 25,2019
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