Travel Insurance Reviews AXA Assistance USA Silver
The Silver plan is the most economical of the three plans offered by AXA Assistance USA. Offering protection for a trip cost up to $10,000, this plan provides protection for your basic travel needs. Coverages provided include trip cancellation and delay, medical benefits, and an optional pre-existing conditions waiver.
To learn more, see the AXA Assistance USA Silver product page.
The trip included a
cruise
AXA Assistance USA
Silver
I am 81 and my traveling companion is 85. I insure my trips to have coverage in the event that unforeseen medical issues arise and require cancellation or other interventions. It gives me great peace of mind. The plans can be as comprehensive as needed, and allows the buyer to purchase coverage levels that fit their budget. It is nice to know that the insurance is there if I need it. I am actually happy that I don't have to use it, as that means we made it through the trip.
Mary-Pat C. would
recommend this plan to a friend or relative.
AXA Assistance USA
Silver
This purchase was to cover risks beyond my control. For my travels, I exert many times the extra effort to not need it. This plan served the purpose well, except I would like a less expensive option that covers only trip interruption. I, like most travelers, have insurance that covers most of what is paid for with this plan. Overall, this plan is somewhat fair based on industry standards.
Jimmie W. would
recommend this plan to a friend or relative.
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Zac
Thank you for your feedback on the policy. All of our Trip Cancellation policies are included in a comprehensive policy with Trip interruption, Baggage loss, Medical, Dental, Emergency Evacuation, 24 Hour Traveler Assistance, Baggage Delay, and Travel Delay benefits.Jul 07,2015
The trip included a
tour
AXA Assistance USA
Silver
We had a few moments of possibly having to cancel when one person in the party got sick. It felt good having the AXA Assistance USA Silver coverage, but he improved so we didn't need to use it...thankfully.
Richard S. would
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Silver
You only know how good a plan and the company behind are when you have a claim. We had no claim, thankfully, so we cannot evaluate the plan or company.
William L. would
recommend this plan to a friend or relative.
The trip included a
cruise
AXA Assistance USA
Silver
At the last minute I had to have surgery and was not able to go on the trip. Besides being heartbroken over missing a trip, we were also concerned about the insurance claim. I am happy to report that we received our check and we plan to take another cruise and use AXA insurance again. This time we will not make a claim because we are going no matter what!
Diane J. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
cruise
AXA Assistance USA
Silver
Just had the secure feeling that we had coverage.
Charles E. would
recommend this plan to a friend or relative.
AXA Assistance USA
Silver
Glad I had this plan just in case.
Elizabeth O. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AXA Assistance USA
Silver
Plan provided good coverage at a fair price.
James H. would
recommend this plan to a friend or relative.
The trip included a
cruise
AXA Assistance USA
Silver
I was happy that I found AXA through my online research because it covered what I needed, and the customer service representatives were very professional and helpful.
Linda G. would
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Silver
We did not have to file a claim, but made note of the following for future trips. We almost missed an international flight connection due to long lines at passport control. This would have cause a delay, resulting in purchasing of 2 new air tickets, food, and lodging. After returning home, I contacted AXA to see if that would have been a covered event and was told it was not covered. It is something for everyone to be aware of and I will investigate other options for my next trip.
Richard F. would
recommend this plan to a friend or relative.
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Zac
Thank you for your feedback on the policy. You raise a terrific point which will be helpful to fellow travelers. Comprehensive travel insurance policies are designed to cover an extensive list of unforeseen events for Trip Cancellation, Trip Interruption, and Travel Delay. However, not all potential risks are covered. The AXA Assistance USA Silver plan covers the following hazards for Travel Delay:
(a) Any delay of a Common Carrier (including Inclement Weather);
(b) Any delay by a traffic Accident en route to a departure, in which You are or a Traveling Companion is directly or not directly involved;
(c) Any delay due to lost or stolen passports, travel documents or money; quarantine; hijacking; unannounced Strike, Natural Disaster, civil commotion or riot;
(d) A closed roadway causing cessation of travel to the Travel Supplier or destination of the Covered Trip, and substantiated by the department of transportation, state police, or other like authority;
(e) Severe storms that cause a route closing validated by the National Weather Service records and local Department of Transportation records;
(f) Avalanche that delays You from reaching Your destination or Your primary residence when returning home; or
(g) Landslide that delays You from reaching Your destination or Your primary residence when returning home.
The above list is extremely inclusive, but does not include scenarios such as long lines at an airport. In fact, we may not offer a plan which would cover this specific event or other similar events for Trip Interruption or Travel Delay. Please keep in mind, the terms and conditions of each policy will differ. Please refer to policy certificate to learn about how your policy benefits work. If you have questions regarding our travel insurance products or have general coverage questions, please call us at 800-487-4722.Jun 12,2015-
Gina Sullivan
AXA Assistance USA
Additionally, the Missed Connection benefit available through the AXA Assistance USA Silver Policy offers coverage when the missed connection is the result of a delay of 3 hours or more caused by a Common Carrier. In this case, the delay at the security checkpoint itself would not constitute a covered peril.
MISSED CONNECTION
We will pay the benefit shown in the Schedule of Benefits if You missed Your Covered Trip departure due to cancellation or delay for 3 or more hours of all regularly scheduled airline flights due to Inclement Weather or any delay caused by a Common Carrier. Benefits of up to the amount shown in the Schedule of Benefits are provided to cover additional Transportation expenses needed for You to join the departed Covered Trip. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to You if You are able to meet Your scheduled departure but cancel Your Covered Trip due to Inclement Weather.
We would be pleased to assist you with any additional coverage related questions.
Thank you for your business.Jun 17,2015
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