Travel Insurance Reviews Crum & Forster - Travel Insured International
Founded in 1994 and based in Connecticut, Crum & Forster - Travel Insured International focuses exclusively on travel insurance and provides the most useful types of coverage and the most specialized level of service. Crum & Forster - Travel Insured International is committed to providing dependable coverage, great value, and end-to-end satisfaction.
Learn more about Crum & Forster - Travel Insured International.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Lite
I have no comment to make, as I didn't need to use the plan. Thank goodness!
Linda B. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector
First time purchasing travel insurance. Looks like coverage was good and price was reasonable. Fortunately, I did not need to file a claim so I can't really give an opinion of how well the insurance covers anything or the customer service.
Carey A. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector
Thankfully I did not need to use any of the coverages, but it provided peace of mind that it was available.
Charles H. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
I have used Insuremytrip a number of times to cover my medical insurance needs while traveling abroad. Since I have never had to file a claim (thankfully), I cannot comment on the claims process with respect to any of the carriers I have used. However, I can say that the process of purchasing a policy is straightforward and painless and that I plan to continue using Insuremytrip. With respect to C&F, I chose one of their policies for my latest trip because it had the best coverage for my needs at a reasonable cost.
kyle O. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector Plus
When I filed the claim the insurance took too long to respond and when they reached out to me they asked for documents that were not available in the country where I received medical treatment (They asked for credit card statement or copy of check-in a country that trade with cash). They also asked for extensive medical documentation that doctors abroad don't provide unless ordered by a judge or by police. The insurance finally paid the claim with whatever statement I provided (Claim was for $29 medical expenses).
Mehdi D. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
C&F Travel Insured International
Worldwide Trip Protector
We filed two separate claims arising out of the same trip and were very pleased with the response from Travel Insured.
First, a few days before our trip, one of the airlines in our itinerary rescheduled our connecting flight to depart several hours later, which would have caused us to lose half a day of our trip. We re-booked the connecting flight onto an earlier flight on another airline, but had to pay more than $500 extra due to differences in fares. We submitted a claim for reimbursement of the fare differential. I am a lawyer and saw that the policy contained some exclusionary language that Travel Insured could have tried to use to deny our claim, so I did not hold out much hope that the company would pay the claim. To my surprise and to Travel Insured's credit, it was not a stickler about the policy language and just paid the claim.
Second, the day we left for our trip, a flight made an emergency landing at the airport out of which we were flying. The airport shut down for several hours, which resulted in cascading delays throughout the rest of the day. Our flight was delayed by more than six hours, we missed our connecting flight, and we ended up arriving for our vacation a day late. Travel Insured reimbursed us for a non-refundable hotel night that we missed at our destination, as well as for the hotel and meal expenses we incurred in the connecting city in which we were stranded overnight by the flight delay.
I most certainly would use Travel Insured again.
First, a few days before our trip, one of the airlines in our itinerary rescheduled our connecting flight to depart several hours later, which would have caused us to lose half a day of our trip. We re-booked the connecting flight onto an earlier flight on another airline, but had to pay more than $500 extra due to differences in fares. We submitted a claim for reimbursement of the fare differential. I am a lawyer and saw that the policy contained some exclusionary language that Travel Insured could have tried to use to deny our claim, so I did not hold out much hope that the company would pay the claim. To my surprise and to Travel Insured's credit, it was not a stickler about the policy language and just paid the claim.
Second, the day we left for our trip, a flight made an emergency landing at the airport out of which we were flying. The airport shut down for several hours, which resulted in cascading delays throughout the rest of the day. Our flight was delayed by more than six hours, we missed our connecting flight, and we ended up arriving for our vacation a day late. Travel Insured reimbursed us for a non-refundable hotel night that we missed at our destination, as well as for the hotel and meal expenses we incurred in the connecting city in which we were stranded overnight by the flight delay.
I most certainly would use Travel Insured again.
Stephen S. would
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
C&F Travel Insured International
Worldwide Trip Protector Plus
The main problem in reviewing insurance policies is that one hopes to not need it. We did not use ANY of the benefits, but there were definitely times I was glad to know the coverage was there.
At one point, we were told our airline was on strike. This proved incorrect, but we didn't worry too much because we had the trip interruption coverage. If the airline had actually been on strike, would we really have been covered? This is where the rubber meets the road. There might be an exclusion for strikes (it's hard to remember all the fine print) and the coverage might have turned out to be insufficient to cover all our costs. It's hard to know if we never file a claim.
The policy seemed to have reasonable coverage for flight delays, cancellations, sickness and car rental, which were our main concerns
My biggest concern is maintaining the cancel-for-any-reason and the pre-condition-waiver benefits. I keep detailed track of all non-refundable expenses on the day we leave, but these can sometimes be difficult to calculate and I can imagine the company finding some little cost that I either missed or didn't calculate properly and voiding our coverage. Insurance companies like to collect money but don't like giving it up. Again, without filing a claim, a review is pointless.
At one point, we were told our airline was on strike. This proved incorrect, but we didn't worry too much because we had the trip interruption coverage. If the airline had actually been on strike, would we really have been covered? This is where the rubber meets the road. There might be an exclusion for strikes (it's hard to remember all the fine print) and the coverage might have turned out to be insufficient to cover all our costs. It's hard to know if we never file a claim.
The policy seemed to have reasonable coverage for flight delays, cancellations, sickness and car rental, which were our main concerns
My biggest concern is maintaining the cancel-for-any-reason and the pre-condition-waiver benefits. I keep detailed track of all non-refundable expenses on the day we leave, but these can sometimes be difficult to calculate and I can imagine the company finding some little cost that I either missed or didn't calculate properly and voiding our coverage. Insurance companies like to collect money but don't like giving it up. Again, without filing a claim, a review is pointless.
Antonio F. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector Lite
Returned from Scotland to Canada..no bag. Filed "delayed" baggage form. Stayed over night in Toronto, returning to Florida the following morning, without baggage. Home 3 days when desperate for hair dryer, hair curling iron & cell fone charger. Unfortunately, I am a senior widow and live alone. Did not ask for x amount of daily dollars, I requested reimbursement in the amount of $115.00 for the items I truly needed. No deal, I was home and delayed baggage did not apply sez the CF customer rep. No further comment on what I really think.
GAIL B. would not
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Lite
Fortunately I did not need to make a claim. However, it was comforting to know that I was covered through out my trip. This was an 'active vacation' out of the country, therefore doubly important to have complete coverage. Would never travel without Insure My Trip.
Thank you
Thank you
Beth B. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector
I didn't need to file a claim, but assured this company is a trusted travel insurance provider. I've used them many times.
Diane M. would
recommend this plan to a friend or relative.
Unfortunately, the industry standard for all travel insurance is to cover a baggage delay on the outward journey only. This would cover you for personal items you need during your trip.
The certificate for your coverage states the following under Baggage Delay:
"If, while on a Trip, Your checked baggage is delayed or misdirected by a Common Carrier for more than 24 hours from Your time of arrival at a destination other than Your return destination, benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for the actual expenditure for necessary personal effects."
In the future, please consider speaking with us prior to purchasing a policy. We would be happy to provide you with an explanation of benefits and go over any questions or concerns you may have. You can reach us at 800-487-4722 or send an email to [email protected].